White Bear Lake, MN Cost Of Living
Cost Of Living In White Bear Lake, MN Summary
Cost of living in White Bear Lake research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means White Bear Lake is expensive. An index value below 100 means the city is a relatively cheap place to live.
On a city-by-city basis in Minnesota, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:
The cost of living index in White Bear Lake is 108, with 100 being the average.
The cost of living index in White Bear Lake is 1.1x higher than the national average.
White Bear Lake ranks as the #90 cheapest in Minnesota out of 148.
White Bear Lake ranks as the #3,467 cheapest out of 6,489 in the US.
The median home value in White Bear Lake is $347,550.
The median income in White Bear Lake is $79,712.
Table Of Contents
White Bear Lake's Overall Cost Of Living
Higher Than The National Average
What is the cost of living in White Bear Lake, MN?
According to the most recent data on the cost of living, White Bear Lake has an overall cost of living index of 108, which is 1.1x higher than the national index of 100.
Compared to Minnesota, White Bear Lake has a cost of living index that's 1.1x higher than Minnesota's index of 97.
The standard of living in White Bear Lake ranks as #90 most affordable out of the 148 places we measured in Minnesota. By definition, that implies White Bear Lake ranks as the #58 most expensive place in the North Star State.
For more reading on life in White Bear Lake, check out:
In Minnesota
In America
White Bear Lake Cost Of Living Vs. Minnesota
Six factors go into calculating the cost of living index in White Bear Lake. Here is how it fairs on each of the criteria:
The Services index in White Bear Lake is 97.
The Groceries index in White Bear Lake is 97.
The Health index in White Bear Lake is 102.
The Housing index in White Bear Lake is 132.
The Transportation index in White Bear Lake is 97.
The Utilities index in White Bear Lake is 94.
| Living Expense | White Bear Lake | Minnesota | National Average | |
|---|---|---|---|---|
| Overall | 108 | 97 | 100 | |
| Services | 97 | 101 | 100 | |
| Groceries | 97 | 99 | 100 | |
| Health | 102 | 110 | 100 | |
| Housing | 132 | 100 | 100 | |
| Transportation | 97 | 95 | 100 | |
| Utilities | 94 | 94 | 100 | |
White Bear Lake, MN Housing Cost Breakdown
Housing swings affordability the most between places in Minnesota, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:
The Median Home Value in White Bear Lake is $347,550.
The Median Rent in White Bear Lake is $1,540.
The Median Income in White Bear Lake is $79,712.
The Home Value To Income in White Bear Lake is 4.4x.
The Rent To Monthly Income in White Bear Lake is 0.23x.
| Statistic | White Bear Lake | Minnesota | United States |
|---|---|---|---|
| Median Home Value | $347,550 | $344,484 | $303,400 |
| Median Rent | $1,540 | $1,235 | $1,348 |
| Median Income | $79,712 | $87,556 | $78,538 |
| Home Value To Income | 4.4x | 3.9x | 3.9x |
| Rent To Monthly Income | 0.23x | 0.17x | 0.21x |
Median Home Value
Median Rent
Median Income
White Bear Lake, MN Costs By Category
Detailed White Bear Lake Services Costs Vs. Minnesota
| Item | White Bear Lake | Minnesota |
|---|---|---|
| Shampoo | $1.3 | $1.28 |
| Movie | $13.47 | $12.13 |
| Bowling | $21.5 | $18 |
| Haircut | $28.67 | $24.26 |
| Beauty Salon | $34.55 | $45.56 |
Detailed White Bear Lake Groceries Costs Vs. Minnesota
| Item | White Bear Lake | Minnesota |
|---|---|---|
| Ground Beef | $5.49 | $5.84 |
| Fried Chicken | $1.35 | $1.57 |
| Milk | $4.63 | $4.67 |
| Potatoes | $4.98 | $4.93 |
| Pizza | $12.49 | $12.09 |
| Beer | $9.36 | $10.41 |
| Toothpaste | $3.75 | $3.7 |
Detailed White Bear Lake Health Costs Vs. Minnesota
| Item | White Bear Lake | Minnesota |
|---|---|---|
| Optometrist | $145.44 | $125.68 |
| Doctor | $229.08 | $135.78 |
| Dentist | $108.67 | $113.29 |
Detailed White Bear Lake Transportation Costs Vs. Minnesota
| Item | White Bear Lake | Minnesota |
|---|---|---|
| Gasoline | $3.38 | $3.46 |
| Tire Balancing | $61.74 | $59.92 |
Detailed White Bear Lake Utilities Costs Vs. Minnesota
| Item | White Bear Lake | Minnesota |
|---|---|---|
| All Electricity | $175.38 | $193.99 |
| Phone | $187.39 | $192.25 |
White Bear Lake SnackAbility
/10
Cost Of Living In Cities Around White Bear Lake
The cost of living varies in the cities and towns around White Bear Lake. Here's a quick look at the cost of living in the most populous nearby places:
Woodbury, MN has a cost of living index of 122, 1.1x White Bear Lake.
Eagan, MN has a cost of living index of 115, 1.1x White Bear Lake.
Maplewood, MN has a cost of living index of 104, 1.0x White Bear Lake.
| City | Population | Cost Of Living | Vs. White Bear Lake |
|---|---|---|---|
| Woodbury, MN | 76,945 | 122 | 1.1x |
| Eagan, MN | 68,158 | 115 | 1.1x |
| Maplewood, MN | 40,981 | 104 | 1.0x |
| Cottage Grove, MN | 40,124 | 110 | 1.0x |
| Richfield, MN | 36,725 | 104 | 1.0x |
| Shoreview, MN | 26,724 | 111 | 1.0x |
| Champlin, MN | 23,450 | 110 | 1.0x |
| Golden Valley, MN | 21,927 | 118 | 1.1x |
| Vadnais Heights, MN | 12,789 | 106 | 1.0x |
| North St. Paul, MN | 12,511 | 102 | 0.9x |
