What is the cost of living in Blue Springs, MO?
According to the most recent data on the cost of living, Blue Springs has an overall cost of living index of 97, which is 1.0x lower than the national index of 100.
Compared to Missouri, Blue Springs has a cost of living index that's 1.1x higher than Missouri's index of 90.
The standard of living in Blue Springs ranks as #95 most affordable out of the 144 places we measured in Missouri. By definition, that implies Blue Springs ranks as the #49 most expensive place in the Show Me State.
For more reading on life in Blue Springs, check out:
Blue Springs Cost Of Living Vs. Missouri
Six factors go into calculating the cost of living index in Blue Springs. Here is how it fares on each of the criteria:
The Services index in Blue Springs is 96.
The Groceries index in Blue Springs is 97.
The Health index in Blue Springs is 98.
The Housing index in Blue Springs is 92.
The Transportation index in Blue Springs is 98.
The Utilities index in Blue Springs is 95.
| Living Expense | Blue Springs | Missouri | National Average |
|---|---|---|---|
| Overall | 97 | 90 | 100 |
| Services | 96 | 97 | 100 |
| Groceries | 97 | 98 | 100 |
| Health | 98 | 76 | 100 |
| Housing | 92 | 95 | 100 |
| Transportation | 98 | 94 | 100 |
| Utilities | 95 | 96 | 100 |
Blue Springs Cost Of Living Compared To Missouri Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Missouri, check out:
Protect your home budget Compare home warranties in Blue Springs Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Blue Springs, MO Housing Cost Breakdown
Housing swings affordability the most between places in Missouri, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Blue Springs is $307,946.
The Median Rent in Blue Springs is $1,277.
The Median Income in Blue Springs is $88,920.
The Home Value To Income in Blue Springs is 3.5x.
The Rent To Monthly Income in Blue Springs is 0.17x.
| Statistic | Blue Springs | Missouri | United States |
|---|---|---|---|
| Median Home Value | $307,946 | $263,040 | $332,700 |
| Median Rent | $1,277 | $1,033 | $1,413 |
| Median Income | $88,920 | $70,702 | $80,734 |
| Home Value To Income | 3.5x | 3.7x | 4.1x |
| Rent To Monthly Income | 0.17x | 0.18x | 0.21x |
Blue Springs, MO Costs By Category
Detailed Blue Springs Services costs vs. Missouri
| Item | Blue Springs | Missouri |
|---|---|---|
| Shampoo | $1.42 | $1.28 |
| Movie | $12.03 | $12.13 |
| Bowling | $15.57 | $18 |
| Haircut | $20.3 | $24.26 |
| Beauty Salon | $33.43 | $45.56 |
Detailed Blue Springs Groceries costs vs. Missouri
| Item | Blue Springs | Missouri |
|---|---|---|
| Ground Beef | $6.31 | $5.84 |
| Fried Chicken | $1.4 | $1.57 |
| Milk | $4.62 | $4.67 |
| Potatoes | $5.24 | $4.93 |
| Pizza | $11.48 | $12.09 |
| Beer | $9.39 | $10.41 |
| Toothpaste | $3.7 | $3.7 |
Detailed Blue Springs Health costs vs. Missouri
| Item | Blue Springs | Missouri |
|---|---|---|
| Optometrist | $96.5 | $125.68 |
| Doctor | $90.2 | $135.78 |
| Dentist | $100.33 | $113.29 |
Detailed Blue Springs Transportation costs vs. Missouri
| Item | Blue Springs | Missouri |
|---|---|---|
| Gasoline | $3.17 | $3.46 |
| Tire Balancing | $49.17 | $59.92 |
Detailed Blue Springs Utilities costs vs. Missouri
| Item | Blue Springs | Missouri |
|---|---|---|
| All Electricity | $217.1 | $193.99 |
| Phone | $199.94 | $192.25 |
Blue Springs SnackAbility
Cost Of Living In Cities Around Blue Springs
The cost of living varies in the cities and towns around Blue Springs. Here's a quick look at the cost of living in the most populous nearby places:
Independence, MO has a cost of living index of 89, 0.9x Blue Springs.
Lee's Summit, MO has a cost of living index of 102, 1.1x Blue Springs.
Liberty, MO has a cost of living index of 99, 1.0x Blue Springs.
| City | Population | Cost Of Living | Vs. Blue Springs |
|---|---|---|---|
| Independence, MO | 121,740 | 89 | 0.9x |
| Lee's Summit, MO | 103,656 | 102 | 1.1x |
| Liberty, MO | 30,689 | 99 | 1.0x |
| Raytown, MO | 29,445 | 88 | 0.9x |
| Belton, MO | 25,008 | 95 | 1.0x |
| Raymore, MO | 24,526 | 103 | 1.1x |
| Grain Valley, MO | 16,271 | 99 | 1.0x |
| Pleasant Hill, MO | 8,847 | 100 | 1.0x |
| Oak Grove, MO | 8,538 | 93 | 1.0x |
| Greenwood, MO | 6,013 | 102 | 1.1x |
