What is the cost of living in Liberty, MO?
According to the most recent data on the cost of living, Liberty has an overall cost of living index of 99, which is 1.0x lower than the national index of 100.
Compared to Missouri, Liberty has a cost of living index that's 1.1x higher than Missouri's index of 90.
The standard of living in Liberty ranks as #100 most affordable out of the 144 places we measured in Missouri. By definition, that implies Liberty ranks as the #44 most expensive place in the Show Me State.
For more reading on life in Liberty, check out:
Liberty Cost Of Living Vs. Missouri
Six factors go into calculating the cost of living index in Liberty. Here is how it fares on each of the criteria:
The Services index in Liberty is 96.
The Groceries index in Liberty is 98.
The Health index in Liberty is 105.
The Housing index in Liberty is 94.
The Transportation index in Liberty is 97.
The Utilities index in Liberty is 96.
| Living Expense | Liberty | Missouri | National Average |
|---|---|---|---|
| Overall | 99 | 90 | 100 |
| Services | 96 | 97 | 100 |
| Groceries | 98 | 98 | 100 |
| Health | 105 | 76 | 100 |
| Housing | 94 | 95 | 100 |
| Transportation | 97 | 94 | 100 |
| Utilities | 96 | 96 | 100 |
Liberty Cost Of Living Compared To Missouri Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Missouri, check out:
Protect your home budget Compare home warranties in Liberty Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Liberty, MO Housing Cost Breakdown
Housing swings affordability the most between places in Missouri, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Liberty is $324,253.
The Median Rent in Liberty is $1,160.
The Median Income in Liberty is $88,542.
The Home Value To Income in Liberty is 3.7x.
The Rent To Monthly Income in Liberty is 0.16x.
Liberty, MO Costs By Category
Detailed Liberty Services costs vs. Missouri
Detailed Liberty Groceries costs vs. Missouri
Detailed Liberty Health costs vs. Missouri
Detailed Liberty Transportation costs vs. Missouri
Liberty SnackAbility
Cost Of Living In Cities Around Liberty
The cost of living varies in the cities and towns around Liberty. Here's a quick look at the cost of living in the most populous nearby places:
Blue Springs, MO has a cost of living index of 97, 1.0x Liberty.
Gladstone, MO has a cost of living index of 94, 0.9x Liberty.
Grain Valley, MO has a cost of living index of 99, 1.0x Liberty.
| City | Population | Cost Of Living | Vs. Liberty |
|---|---|---|---|
| Blue Springs, MO | 59,965 | 97 | 1.0x |
| Gladstone, MO | 27,207 | 94 | 0.9x |
| Grain Valley, MO | 16,271 | 99 | 1.0x |
| Kearney, MO | 10,885 | 102 | 1.0x |
| Smithville, MO | 10,705 | 99 | 1.0x |
| Excelsior Springs, MO | 10,484 | 90 | 0.9x |
| Parkville, MO | 8,366 | 125 | 1.3x |
| Roeland Park, KS | 6,763 | 103 | 1.0x |
