What is the cost of living in Cottleville, MO?
According to the most recent data on the cost of living, Cottleville has an overall cost of living index of 119, which is 1.2x higher than the national index of 100.
Compared to Missouri, Cottleville has a cost of living index that's 1.3x higher than Missouri's index of 90.
The standard of living in Cottleville ranks as #132 most affordable out of the 144 places we measured in Missouri. By definition, that implies Cottleville ranks as the #12 most expensive place in the Show Me State.
For more reading on life in Cottleville, check out:
Cottleville Cost Of Living Vs. Missouri
Six factors go into calculating the cost of living index in Cottleville. Here is how it fares on each of the criteria:
The Services index in Cottleville is 95.
The Groceries index in Cottleville is 92.
The Health index in Cottleville is 174.
The Housing index in Cottleville is 98.
The Transportation index in Cottleville is 92.
The Utilities index in Cottleville is 90.
| Living Expense | Cottleville | Missouri | National Average |
|---|---|---|---|
| Overall | 119 | 90 | 100 |
| Services | 95 | 97 | 100 |
| Groceries | 92 | 98 | 100 |
| Health | 174 | 76 | 100 |
| Housing | 98 | 95 | 100 |
| Transportation | 92 | 94 | 100 |
| Utilities | 90 | 96 | 100 |
Cottleville Cost Of Living Compared To Missouri Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Missouri, check out:
Protect your home budget Compare home warranties in Cottleville Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Cottleville, MO Housing Cost Breakdown
Housing swings affordability the most between places in Missouri, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Cottleville is $491,928.
The Median Rent in Cottleville is $1,624.
The Median Income in Cottleville is $131,310.
The Home Value To Income in Cottleville is 3.7x.
The Rent To Monthly Income in Cottleville is 0.15x.
| Statistic | Cottleville | Missouri | United States |
|---|---|---|---|
| Median Home Value | $491,928 | $263,040 | $332,700 |
| Median Rent | $1,624 | $1,033 | $1,413 |
| Median Income | $131,310 | $70,702 | $80,734 |
| Home Value To Income | 3.7x | 3.7x | 4.1x |
| Rent To Monthly Income | 0.15x | 0.18x | 0.21x |
Cottleville, MO Costs By Category
Detailed Cottleville Services costs vs. Missouri
| Item | Cottleville | Missouri |
|---|---|---|
| Shampoo | $1.11 | $1.28 |
| Movie | $11.28 | $12.13 |
| Bowling | $16.92 | $18 |
| Haircut | $21.19 | $24.26 |
| Beauty Salon | $40.57 | $45.56 |
Detailed Cottleville Groceries costs vs. Missouri
| Item | Cottleville | Missouri |
|---|---|---|
| Ground Beef | $6.4 | $5.84 |
| Fried Chicken | $1.36 | $1.57 |
| Milk | $4.5 | $4.67 |
| Potatoes | $5.28 | $4.93 |
| Pizza | $10.84 | $12.09 |
| Beer | $9.47 | $10.41 |
| Toothpaste | $3.75 | $3.7 |
Detailed Cottleville Health costs vs. Missouri
| Item | Cottleville | Missouri |
|---|---|---|
| Optometrist | $125.72 | $125.68 |
| Doctor | $124.51 | $135.78 |
| Dentist | $100.78 | $113.29 |
Detailed Cottleville Transportation costs vs. Missouri
| Item | Cottleville | Missouri |
|---|---|---|
| Gasoline | $3.2 | $3.46 |
| Tire Balancing | $50.0 | $59.92 |
Detailed Cottleville Utilities costs vs. Missouri
| Item | Cottleville | Missouri |
|---|---|---|
| All Electricity | $133.84 | $193.99 |
| Phone | $188.69 | $192.25 |
Cottleville SnackAbility
Cost Of Living In Cities Around Cottleville
The cost of living varies in the cities and towns around Cottleville. Here's a quick look at the cost of living in the most populous nearby places:
O'Fallon, MO has a cost of living index of 105, 0.9x Cottleville.
St. Charles, MO has a cost of living index of 102, 0.9x Cottleville.
St. Peters, MO has a cost of living index of 97, 0.8x Cottleville.
| City | Population | Cost Of Living | Vs. Cottleville |
|---|---|---|---|
| O'Fallon, MO | 93,801 | 105 | 0.9x |
| St. Charles, MO | 71,508 | 102 | 0.9x |
| St. Peters, MO | 59,092 | 97 | 0.8x |
| Chesterfield, MO | 49,574 | 121 | 1.0x |
| Wildwood, MO | 35,133 | 122 | 1.0x |
| Ballwin, MO | 31,279 | 109 | 0.9x |
| Kirkwood, MO | 29,363 | 117 | 1.0x |
| Webster Groves, MO | 23,712 | 117 | 1.0x |
| Lake St. Louis, MO | 18,066 | 109 | 0.9x |
| Dardenne Prairie, MO | 13,503 | 115 | 1.0x |
