What is the cost of living in Excelsior Springs, MO?
According to the most recent data on the cost of living, Excelsior Springs has an overall cost of living index of 90, which is 0.9x lower than the national index of 100.
Compared to Missouri, Excelsior Springs has a cost of living index that's 1.0x lower than Missouri's index of 90.
The standard of living in Excelsior Springs ranks as #53 most affordable out of the 144 places we measured in Missouri. By definition, that implies Excelsior Springs ranks as the #91 most expensive place in the Show Me State.
For more reading on life in Excelsior Springs, check out:
Excelsior Springs Cost Of Living Vs. Missouri
Six factors go into calculating the cost of living index in Excelsior Springs. Here is how it fares on each of the criteria:
The Services index in Excelsior Springs is 99.
The Groceries index in Excelsior Springs is 99.
The Health index in Excelsior Springs is 79.
The Housing index in Excelsior Springs is 95.
The Transportation index in Excelsior Springs is 96.
The Utilities index in Excelsior Springs is 97.
| Living Expense | Excelsior Springs | Missouri | National Average |
|---|---|---|---|
| Overall | 90 | 90 | 100 |
| Services | 99 | 97 | 100 |
| Groceries | 99 | 98 | 100 |
| Health | 79 | 76 | 100 |
| Housing | 95 | 95 | 100 |
| Transportation | 96 | 94 | 100 |
| Utilities | 97 | 96 | 100 |
Excelsior Springs Cost Of Living Compared To Missouri Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Missouri, check out:
Protect your home budget Compare home warranties in Excelsior Springs Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Excelsior Springs, MO Housing Cost Breakdown
Housing swings affordability the most between places in Missouri, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Excelsior Springs is $223,588.
The Median Rent in Excelsior Springs is $975.
The Median Income in Excelsior Springs is $72,609.
The Home Value To Income in Excelsior Springs is 3.1x.
The Rent To Monthly Income in Excelsior Springs is 0.16x.
| Statistic | Excelsior Springs | Missouri | United States |
|---|---|---|---|
| Median Home Value | $223,588 | $263,040 | $332,700 |
| Median Rent | $975 | $1,033 | $1,413 |
| Median Income | $72,609 | $70,702 | $80,734 |
| Home Value To Income | 3.1x | 3.7x | 4.1x |
| Rent To Monthly Income | 0.16x | 0.18x | 0.21x |
Excelsior Springs, MO Costs By Category
Detailed Excelsior Springs Services costs vs. Missouri
| Item | Excelsior Springs | Missouri |
|---|---|---|
| Shampoo | $1.42 | $1.28 |
| Movie | $12.03 | $12.13 |
| Bowling | $15.57 | $18 |
| Haircut | $20.3 | $24.26 |
| Beauty Salon | $33.43 | $45.56 |
Detailed Excelsior Springs Groceries costs vs. Missouri
| Item | Excelsior Springs | Missouri |
|---|---|---|
| Ground Beef | $6.31 | $5.84 |
| Fried Chicken | $1.4 | $1.57 |
| Milk | $4.62 | $4.67 |
| Potatoes | $5.24 | $4.93 |
| Pizza | $11.48 | $12.09 |
| Beer | $9.39 | $10.41 |
| Toothpaste | $3.7 | $3.7 |
Detailed Excelsior Springs Health costs vs. Missouri
| Item | Excelsior Springs | Missouri |
|---|---|---|
| Optometrist | $96.5 | $125.68 |
| Doctor | $90.2 | $135.78 |
| Dentist | $100.33 | $113.29 |
Detailed Excelsior Springs Transportation costs vs. Missouri
| Item | Excelsior Springs | Missouri |
|---|---|---|
| Gasoline | $3.17 | $3.46 |
| Tire Balancing | $49.17 | $59.92 |
Detailed Excelsior Springs Utilities costs vs. Missouri
| Item | Excelsior Springs | Missouri |
|---|---|---|
| All Electricity | $217.1 | $193.99 |
| Phone | $199.94 | $192.25 |
Excelsior Springs SnackAbility
Cost Of Living In Cities Around Excelsior Springs
The cost of living varies in the cities and towns around Excelsior Springs. Here's a quick look at the cost of living in the most populous nearby places:
Independence, MO has a cost of living index of 89, 1.0x Excelsior Springs.
Liberty, MO has a cost of living index of 99, 1.1x Excelsior Springs.
Gladstone, MO has a cost of living index of 94, 1.0x Excelsior Springs.
| City | Population | Cost Of Living | Vs. Excelsior Springs |
|---|---|---|---|
| Independence, MO | 121,740 | 89 | 1.0x |
| Liberty, MO | 30,689 | 99 | 1.1x |
| Gladstone, MO | 27,207 | 94 | 1.0x |
| Kearney, MO | 10,885 | 102 | 1.1x |
| Smithville, MO | 10,705 | 99 | 1.1x |
| Richmond, MO | 5,959 | 84 | 0.9x |
