Pacific, MO Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Pacific, MO Summary

Cost of living in Pacific research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Pacific is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Missouri, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Pacific is 92, with 100 being the average.

  • The cost of living index in Pacific is 0.9x lower than the national average.

  • Pacific ranks as the #79 cheapest in Missouri out of 142.

  • Pacific ranks as the #1,501 cheapest out of 6,489 in the US.

  • The median home value in Pacific is $241,037.

  • The median income in Pacific is $57,119.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
92
Pacific's Overall Cost Of Living
0.9x
Lower Than The National Average

What is the cost of living in Pacific, MO?

According to the most recent data on the cost of living, Pacific has an overall cost of living index of 92, which is 0.9x lower than the national index of 100.

Compared to Missouri, Pacific has a cost of living index that's 1.0x higher than Missouri's index of 88.

The standard of living in Pacific ranks as #79 most affordable out of the 142 places we measured in Missouri. By definition, that implies Pacific ranks as the #63 most expensive place in the Show Me State.

For more reading on life in Pacific, check out:

79 out of 142
In Missouri
1,501 out of 6,489
In America

Pacific Cost Of Living Vs. Missouri

Six factors go into calculating the cost of living index in Pacific. Here is how it fairs on each of the criteria:

  • The Services index in Pacific is 93.

  • The Groceries index in Pacific is 99.

  • The Health index in Pacific is 88.

  • The Housing index in Pacific is 87.

  • The Transportation index in Pacific is 95.

  • The Utilities index in Pacific is 103.

Living Expense Pacific Missouri National Average
Overall 92 88 100
Services 93 93 100
Groceries 99 96 100
Health 88 91 100
Housing 87 78 100
Transportation 95 90 100
Utilities 103 99 100
For more reading on cost of living around Missouri, check out:
Pacific Cost of Living Vs. MO

Pacific, MO Housing Cost Breakdown

Housing swings affordability the most between places in Missouri, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Pacific is $241,037.

  • The Median Rent in Pacific is $914.

  • The Median Income in Pacific is $57,119.

  • The Home Value To Income in Pacific is 4.2x.

  • The Rent To Monthly Income in Pacific is 0.19x.

Statistic Pacific Missouri United States
Median Home Value $241,037 $257,929 $303,400
Median Rent $914 $996 $1,348
Median Income $57,119 $68,920 $78,538
Home Value To Income 4.2x 3.7x 3.9x
Rent To Monthly Income 0.19x 0.17x 0.21x
$241,037
Median Home Value
$914
Median Rent
$57,119
Median Income

Pacific, MO Costs By Category

Detailed Pacific Services Costs Vs. Missouri

Item Pacific Missouri
Shampoo $1.11 $1.28
Movie $11.28 $12.13
Bowling $16.92 $18
Haircut $21.19 $24.26
Beauty Salon $40.57 $45.56

Detailed Pacific Groceries Costs Vs. Missouri

Item Pacific Missouri
Ground Beef $6.4 $5.84
Fried Chicken $1.36 $1.57
Milk $4.5 $4.67
Potatoes $5.28 $4.93
Pizza $10.84 $12.09
Beer $9.47 $10.41
Toothpaste $3.75 $3.7

Detailed Pacific Health Costs Vs. Missouri

Item Pacific Missouri
Optometrist $125.72 $125.68
Doctor $124.51 $135.78
Dentist $100.78 $113.29

Detailed Pacific Transportation Costs Vs. Missouri

Item Pacific Missouri
Gasoline $3.2 $3.46
Tire Balancing $50.0 $59.92

Detailed Pacific Utilities Costs Vs. Missouri

Item Pacific Missouri
All Electricity $133.84 $193.99
Phone $188.69 $192.25

Pacific SnackAbility

5
/10
Overall SnackAbility
Jobs
7/10
Housing
6
Affordability
6
Diversity
7
Safety
6
Amenities
8
Education
5
Commute
5

Cost Of Living In Cities Around Pacific

The cost of living varies in the cities and towns around Pacific. Here's a quick look at the cost of living in the most populous nearby places:

  • Chesterfield, MO has a cost of living index of 121, 1.3x Pacific.

  • Wildwood, MO has a cost of living index of 124, 1.3x Pacific.

  • Ballwin, MO has a cost of living index of 109, 1.2x Pacific.

City Population Cost Of Living Vs. Pacific
Chesterfield, MO 49,591 121 1.3x
Wildwood, MO 35,168 124 1.3x
Ballwin, MO 30,835 109 1.2x
Kirkwood, MO 29,302 117 1.3x
Manchester, MO 18,189 102 1.1x
Dardenne Prairie, MO 13,137 113 1.2x
Eureka, MO 12,371 109 1.2x
Town and Country, MO 11,605 161 1.8x
Des Peres, MO 9,145 136 1.5x
Sunset Hills, MO 9,113 137 1.5x

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