What is the cost of living in Pacific, MO?
According to the most recent data on the cost of living, Pacific has an overall cost of living index of 91, which is 0.9x lower than the national index of 100.
Compared to Missouri, Pacific has a cost of living index that's 1.0x higher than Missouri's index of 90.
The standard of living in Pacific ranks as #62 most affordable out of the 144 places we measured in Missouri. By definition, that implies Pacific ranks as the #82 most expensive place in the Show Me State.
For more reading on life in Pacific, check out:
Pacific Cost Of Living Vs. Missouri
Six factors go into calculating the cost of living index in Pacific. Here is how it fares on each of the criteria:
The Services index in Pacific is 97.
The Groceries index in Pacific is 97.
The Health index in Pacific is 87.
The Housing index in Pacific is 99.
The Transportation index in Pacific is 95.
The Utilities index in Pacific is 95.
| Living Expense | Pacific | Missouri | National Average |
|---|---|---|---|
| Overall | 91 | 90 | 100 |
| Services | 97 | 97 | 100 |
| Groceries | 97 | 98 | 100 |
| Health | 87 | 76 | 100 |
| Housing | 99 | 95 | 100 |
| Transportation | 95 | 94 | 100 |
| Utilities | 95 | 96 | 100 |
Pacific Cost Of Living Compared To Missouri Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Missouri, check out:
Protect your home budget Compare home warranties in Pacific Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Pacific, MO Housing Cost Breakdown
Housing swings affordability the most between places in Missouri, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Pacific is $245,537.
The Median Rent in Pacific is $906.
The Median Income in Pacific is $62,860.
The Home Value To Income in Pacific is 3.9x.
The Rent To Monthly Income in Pacific is 0.17x.
Pacific, MO Costs By Category
Detailed Pacific Services costs vs. Missouri
Detailed Pacific Groceries costs vs. Missouri
Detailed Pacific Health costs vs. Missouri
Detailed Pacific Transportation costs vs. Missouri
Pacific SnackAbility
Cost Of Living In Cities Around Pacific
The cost of living varies in the cities and towns around Pacific. Here's a quick look at the cost of living in the most populous nearby places:
Chesterfield, MO has a cost of living index of 121, 1.3x Pacific.
Wildwood, MO has a cost of living index of 122, 1.3x Pacific.
Ballwin, MO has a cost of living index of 109, 1.2x Pacific.
| City | Population | Cost Of Living | Vs. Pacific |
|---|---|---|---|
| Chesterfield, MO | 49,574 | 121 | 1.3x |
| Wildwood, MO | 35,133 | 122 | 1.3x |
| Ballwin, MO | 31,279 | 109 | 1.2x |
| Kirkwood, MO | 29,363 | 117 | 1.3x |
| Manchester, MO | 18,160 | 106 | 1.2x |
| Dardenne Prairie, MO | 13,503 | 115 | 1.3x |
| Eureka, MO | 13,081 | 108 | 1.2x |
| Town and Country, MO | 11,607 | 168 | 1.8x |
| Des Peres, MO | 9,170 | 139 | 1.5x |
| Sunset Hills, MO | 9,112 | 139 | 1.5x |
