What is the cost of living in Spanish Lake, MO?
According to the most recent data on the cost of living, Spanish Lake has an overall cost of living index of 84, which is 0.8x lower than the national index of 100.
Compared to Missouri, Spanish Lake has a cost of living index that's 0.9x lower than Missouri's index of 90.
The standard of living in Spanish Lake ranks as #9 most affordable out of the 144 places we measured in Missouri. By definition, that implies Spanish Lake ranks as the #135 most expensive place in the Show Me State.
For more reading on life in Spanish Lake, check out:
Spanish Lake Cost Of Living Vs. Missouri
Six factors go into calculating the cost of living index in Spanish Lake. Here is how it fares on each of the criteria:
The Services index in Spanish Lake is 100.
The Groceries index in Spanish Lake is 92.
The Health index in Spanish Lake is 62.
The Housing index in Spanish Lake is 98.
The Transportation index in Spanish Lake is 96.
The Utilities index in Spanish Lake is 93.
| Living Expense | Spanish Lake | Missouri | National Average |
|---|---|---|---|
| Overall | 84 | 90 | 100 |
| Services | 100 | 97 | 100 |
| Groceries | 92 | 98 | 100 |
| Health | 62 | 76 | 100 |
| Housing | 98 | 95 | 100 |
| Transportation | 96 | 94 | 100 |
| Utilities | 93 | 96 | 100 |
Spanish Lake Cost Of Living Compared To Missouri Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Missouri, check out:
Protect your home budget Compare home warranties in Spanish Lake Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Spanish Lake, MO Housing Cost Breakdown
Housing swings affordability the most between places in Missouri, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Spanish Lake is $146,631.
The Median Rent in Spanish Lake is $1,160.
The Median Income in Spanish Lake is $55,920.
The Home Value To Income in Spanish Lake is 2.6x.
The Rent To Monthly Income in Spanish Lake is 0.25x.
| Statistic | Spanish Lake | Missouri | United States |
|---|---|---|---|
| Median Home Value | $146,631 | $263,040 | $332,700 |
| Median Rent | $1,160 | $1,033 | $1,413 |
| Median Income | $55,920 | $70,702 | $80,734 |
| Home Value To Income | 2.6x | 3.7x | 4.1x |
| Rent To Monthly Income | 0.25x | 0.18x | 0.21x |
Spanish Lake, MO Costs By Category
Detailed Spanish Lake Services costs vs. Missouri
| Item | Spanish Lake | Missouri |
|---|---|---|
| Shampoo | $1.11 | $1.28 |
| Movie | $11.28 | $12.13 |
| Bowling | $16.92 | $18 |
| Haircut | $21.19 | $24.26 |
| Beauty Salon | $40.57 | $45.56 |
Detailed Spanish Lake Groceries costs vs. Missouri
| Item | Spanish Lake | Missouri |
|---|---|---|
| Ground Beef | $6.4 | $5.84 |
| Fried Chicken | $1.36 | $1.57 |
| Milk | $4.5 | $4.67 |
| Potatoes | $5.28 | $4.93 |
| Pizza | $10.84 | $12.09 |
| Beer | $9.47 | $10.41 |
| Toothpaste | $3.75 | $3.7 |
Detailed Spanish Lake Health costs vs. Missouri
| Item | Spanish Lake | Missouri |
|---|---|---|
| Optometrist | $125.72 | $125.68 |
| Doctor | $124.51 | $135.78 |
| Dentist | $100.78 | $113.29 |
Detailed Spanish Lake Transportation costs vs. Missouri
| Item | Spanish Lake | Missouri |
|---|---|---|
| Gasoline | $3.2 | $3.46 |
| Tire Balancing | $50.0 | $59.92 |
Detailed Spanish Lake Utilities costs vs. Missouri
| Item | Spanish Lake | Missouri |
|---|---|---|
| All Electricity | $133.84 | $193.99 |
| Phone | $188.69 | $192.25 |
Spanish Lake SnackAbility
Cost Of Living In Cities Around Spanish Lake
The cost of living varies in the cities and towns around Spanish Lake. Here's a quick look at the cost of living in the most populous nearby places:
Edwardsville, IL has a cost of living index of 104, 1.2x Spanish Lake.
Collinsville, IL has a cost of living index of 91, 1.1x Spanish Lake.
Old Jamestown, MO has a cost of living index of 102, 1.2x Spanish Lake.
| City | Population | Cost Of Living | Vs. Spanish Lake |
|---|---|---|---|
| Edwardsville, IL | 26,474 | 104 | 1.2x |
| Collinsville, IL | 24,031 | 91 | 1.1x |
| Old Jamestown, MO | 20,651 | 102 | 1.2x |
| Godfrey, IL | 17,712 | 94 | 1.1x |
| Fairview Heights, IL | 16,745 | 95 | 1.1x |
| Glen Carbon, IL | 13,977 | 106 | 1.3x |
| Jennings, MO | 12,918 | 84 | 1.0x |
| Troy, IL | 11,647 | 102 | 1.2x |
| Bellefontaine Neighbors, MO | 10,498 | 85 | 1.0x |
| Wood River, IL | 10,279 | 86 | 1.0x |
