What is the cost of living in Horn Lake, MS?
According to the most recent data on the cost of living, Horn Lake has an overall cost of living index of 89, which is 0.9x lower than the national index of 100.
Compared to Mississippi, Horn Lake has a cost of living index that's 1.0x higher than Mississippi's index of 88.
The standard of living in Horn Lake ranks as #33 most affordable out of the 67 places we measured in Mississippi. By definition, that implies Horn Lake ranks as the #34 most expensive place in the Magnolia State.
For more reading on life in Horn Lake, check out:
Horn Lake Cost Of Living Vs. Mississippi
Six factors go into calculating the cost of living index in Horn Lake. Here is how it fares on each of the criteria:
The Services index in Horn Lake is 96.
The Groceries index in Horn Lake is 96.
The Health index in Horn Lake is 81.
The Housing index in Horn Lake is 91.
The Transportation index in Horn Lake is 102.
The Utilities index in Horn Lake is 98.
| Living Expense | Horn Lake | Mississippi | National Average |
|---|---|---|---|
| Overall | 89 | 88 | 100 |
| Services | 96 | 99 | 100 |
| Groceries | 96 | 97 | 100 |
| Health | 81 | 63 | 100 |
| Housing | 91 | 94 | 100 |
| Transportation | 102 | 97 | 100 |
| Utilities | 98 | 93 | 100 |
Horn Lake Cost Of Living Compared To Mississippi Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Mississippi, check out:
- Most Expensive Cities In Mississippi
- Most Affordable Cities In Mississippi
- Average Rent In Mississippi
Source: Cost-of-living index 2026, normalized to US average = 100
Horn Lake, MS Housing Cost Breakdown
Housing swings affordability the most between places in Mississippi, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Horn Lake is $202,372.
The Median Rent in Horn Lake is $1,435.
The Median Income in Horn Lake is $53,311.
The Home Value To Income in Horn Lake is 3.8x.
The Rent To Monthly Income in Horn Lake is 0.32x.
| Statistic | Horn Lake | Mississippi | United States |
|---|---|---|---|
| Median Home Value | $202,372 | $192,906 | $332,700 |
| Median Rent | $1,435 | $954 | $1,413 |
| Median Income | $53,311 | $56,447 | $80,734 |
| Home Value To Income | 3.8x | 3.4x | 4.1x |
| Rent To Monthly Income | 0.32x | 0.2x | 0.21x |
Horn Lake, MS Costs By Category
Detailed Horn Lake Services costs vs. Mississippi
| Item | Horn Lake | Mississippi |
|---|---|---|
| Shampoo | $1.11 | $1.28 |
| Movie | $11.99 | $12.13 |
| Bowling | $13.75 | $18 |
| Haircut | $26.94 | $24.26 |
| Beauty Salon | $41.92 | $45.56 |
Detailed Horn Lake Groceries costs vs. Mississippi
| Item | Horn Lake | Mississippi |
|---|---|---|
| Ground Beef | $6.1 | $5.84 |
| Fried Chicken | $1.46 | $1.57 |
| Milk | $4.71 | $4.67 |
| Potatoes | $5.15 | $4.93 |
| Pizza | $10.66 | $12.09 |
| Beer | $9.95 | $10.41 |
| Toothpaste | $3.62 | $3.7 |
Detailed Horn Lake Health costs vs. Mississippi
| Item | Horn Lake | Mississippi |
|---|---|---|
| Optometrist | $77.39 | $125.68 |
| Doctor | $124.94 | $135.78 |
| Dentist | $91.51 | $113.29 |
Detailed Horn Lake Transportation costs vs. Mississippi
| Item | Horn Lake | Mississippi |
|---|---|---|
| Gasoline | $3.14 | $3.46 |
| Tire Balancing | $55.67 | $59.92 |
Detailed Horn Lake Utilities costs vs. Mississippi
| Item | Horn Lake | Mississippi |
|---|---|---|
| All Electricity | $163.38 | $193.99 |
| Phone | $192.72 | $192.25 |
Horn Lake SnackAbility
Cost Of Living In Cities Around Horn Lake
The cost of living varies in the cities and towns around Horn Lake. Here's a quick look at the cost of living in the most populous nearby places:
Memphis, TN has a cost of living index of 93, 1.0x Horn Lake.
Southaven, MS has a cost of living index of 95, 1.1x Horn Lake.
Olive Branch, MS has a cost of living index of 103, 1.2x Horn Lake.
| City | Population | Cost Of Living | Vs. Horn Lake |
|---|---|---|---|
| Memphis, TN | 618,980 | 93 | 1.0x |
| Southaven, MS | 56,226 | 95 | 1.1x |
| Olive Branch, MS | 47,019 | 103 | 1.2x |
| Germantown, TN | 40,673 | 121 | 1.4x |
| West Memphis, AR | 23,929 | 85 | 1.0x |
| Hernando, MS | 17,949 | 102 | 1.1x |
| Marion, AR | 13,623 | 97 | 1.1x |
