What is the cost of living in Pearl, MS?
According to the most recent data on the cost of living, Pearl has an overall cost of living index of 89, which is 0.9x lower than the national index of 100.
Compared to Mississippi, Pearl has a cost of living index that's 1.0x higher than Mississippi's index of 88.
The standard of living in Pearl ranks as #33 most affordable out of the 67 places we measured in Mississippi. By definition, that implies Pearl ranks as the #34 most expensive place in the Magnolia State.
For more reading on life in Pearl, check out:
Pearl Cost Of Living Vs. Mississippi
Six factors go into calculating the cost of living index in Pearl. Here is how it fares on each of the criteria:
The Services index in Pearl is 97.
The Groceries index in Pearl is 89.
The Health index in Pearl is 81.
The Housing index in Pearl is 92.
The Transportation index in Pearl is 97.
The Utilities index in Pearl is 91.
| Living Expense | Pearl | Mississippi | National Average |
|---|---|---|---|
| Overall | 89 | 88 | 100 |
| Services | 97 | 99 | 100 |
| Groceries | 89 | 97 | 100 |
| Health | 81 | 63 | 100 |
| Housing | 92 | 94 | 100 |
| Transportation | 97 | 97 | 100 |
| Utilities | 91 | 93 | 100 |
Pearl Cost Of Living Compared To Mississippi Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Mississippi, check out:
- Most Expensive Cities In Mississippi
- Most Affordable Cities In Mississippi
- Average Rent In Mississippi
Source: Cost-of-living index 2026, normalized to US average = 100
Pearl, MS Housing Cost Breakdown
Housing swings affordability the most between places in Mississippi, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Pearl is $205,782.
The Median Rent in Pearl is $1,175.
The Median Income in Pearl is $61,695.
The Home Value To Income in Pearl is 3.3x.
The Rent To Monthly Income in Pearl is 0.23x.
| Statistic | Pearl | Mississippi | United States |
|---|---|---|---|
| Median Home Value | $205,782 | $192,906 | $332,700 |
| Median Rent | $1,175 | $954 | $1,413 |
| Median Income | $61,695 | $56,447 | $80,734 |
| Home Value To Income | 3.3x | 3.4x | 4.1x |
| Rent To Monthly Income | 0.23x | 0.2x | 0.21x |
Pearl, MS Costs By Category
Detailed Pearl Services costs vs. Mississippi
| Item | Pearl | Mississippi |
|---|---|---|
| Shampoo | $1.24 | $1.28 |
| Movie | $13.59 | $12.13 |
| Bowling | $20.0 | $18 |
| Haircut | $22.5 | $24.26 |
| Beauty Salon | $41.67 | $45.56 |
Detailed Pearl Groceries costs vs. Mississippi
| Item | Pearl | Mississippi |
|---|---|---|
| Ground Beef | $6.19 | $5.84 |
| Fried Chicken | $1.67 | $1.57 |
| Milk | $4.64 | $4.67 |
| Potatoes | $5.1 | $4.93 |
| Pizza | $12.66 | $12.09 |
| Beer | $9.66 | $10.41 |
| Toothpaste | $3.62 | $3.7 |
Detailed Pearl Health costs vs. Mississippi
| Item | Pearl | Mississippi |
|---|---|---|
| Optometrist | $106.25 | $125.68 |
| Doctor | $134.71 | $135.78 |
| Dentist | $121.33 | $113.29 |
Detailed Pearl Transportation costs vs. Mississippi
| Item | Pearl | Mississippi |
|---|---|---|
| Gasoline | $3.02 | $3.46 |
| Tire Balancing | $38.33 | $59.92 |
Detailed Pearl Utilities costs vs. Mississippi
| Item | Pearl | Mississippi |
|---|---|---|
| All Electricity | $141.59 | $193.99 |
| Phone | $187.62 | $192.25 |
Pearl SnackAbility
Cost Of Living In Cities Around Pearl
The cost of living varies in the cities and towns around Pearl. Here's a quick look at the cost of living in the most populous nearby places:
Jackson, MS has a cost of living index of 86, 1.0x Pearl.
Madison, MS has a cost of living index of 112, 1.3x Pearl.
Clinton, MS has a cost of living index of 94, 1.1x Pearl.
| City | Population | Cost Of Living | Vs. Pearl |
|---|---|---|---|
| Jackson, MS | 146,631 | 86 | 1.0x |
| Madison, MS | 27,946 | 112 | 1.3x |
| Clinton, MS | 27,195 | 94 | 1.1x |
| Brandon, MS | 25,542 | 99 | 1.1x |
| Ridgeland, MS | 24,587 | 100 | 1.1x |
| Byram, MS | 12,799 | 93 | 1.0x |
| Flowood, MS | 10,587 | 101 | 1.1x |
| Richland, MS | 7,346 | 90 | 1.0x |
