What is the cost of living in Ridgeland, MS?
According to the most recent data on the cost of living, Ridgeland has an overall cost of living index of 100, which is 1.0x lower than the national index of 100.
Compared to Mississippi, Ridgeland has a cost of living index that's 1.1x higher than Mississippi's index of 88.
The standard of living in Ridgeland ranks as #61 most affordable out of the 67 places we measured in Mississippi. By definition, that implies Ridgeland ranks as the #6 most expensive place in the Magnolia State.
For more reading on life in Ridgeland, check out:
Ridgeland Cost Of Living Vs. Mississippi
Six factors go into calculating the cost of living index in Ridgeland. Here is how it fares on each of the criteria:
The Services index in Ridgeland is 98.
The Groceries index in Ridgeland is 92.
The Health index in Ridgeland is 111.
The Housing index in Ridgeland is 92.
The Transportation index in Ridgeland is 98.
The Utilities index in Ridgeland is 90.
| Living Expense | Ridgeland | Mississippi | National Average |
|---|---|---|---|
| Overall | 100 | 88 | 100 |
| Services | 98 | 99 | 100 |
| Groceries | 92 | 97 | 100 |
| Health | 111 | 63 | 100 |
| Housing | 92 | 94 | 100 |
| Transportation | 98 | 97 | 100 |
| Utilities | 90 | 93 | 100 |
Ridgeland Cost Of Living Compared To Mississippi Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Mississippi, check out:
- Most Expensive Cities In Mississippi
- Most Affordable Cities In Mississippi
- Average Rent In Mississippi
Source: Cost-of-living index 2026, normalized to US average = 100
Ridgeland, MS Housing Cost Breakdown
Housing swings affordability the most between places in Mississippi, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Ridgeland is $282,705.
The Median Rent in Ridgeland is $1,336.
The Median Income in Ridgeland is $66,038.
The Home Value To Income in Ridgeland is 4.3x.
The Rent To Monthly Income in Ridgeland is 0.24x.
| Statistic | Ridgeland | Mississippi | United States |
|---|---|---|---|
| Median Home Value | $282,705 | $192,906 | $332,700 |
| Median Rent | $1,336 | $954 | $1,413 |
| Median Income | $66,038 | $56,447 | $80,734 |
| Home Value To Income | 4.3x | 3.4x | 4.1x |
| Rent To Monthly Income | 0.24x | 0.2x | 0.21x |
Ridgeland, MS Costs By Category
Detailed Ridgeland Services costs vs. Mississippi
| Item | Ridgeland | Mississippi |
|---|---|---|
| Shampoo | $1.24 | $1.28 |
| Movie | $13.59 | $12.13 |
| Bowling | $20.0 | $18 |
| Haircut | $22.5 | $24.26 |
| Beauty Salon | $41.67 | $45.56 |
Detailed Ridgeland Groceries costs vs. Mississippi
| Item | Ridgeland | Mississippi |
|---|---|---|
| Ground Beef | $6.19 | $5.84 |
| Fried Chicken | $1.67 | $1.57 |
| Milk | $4.64 | $4.67 |
| Potatoes | $5.1 | $4.93 |
| Pizza | $12.66 | $12.09 |
| Beer | $9.66 | $10.41 |
| Toothpaste | $3.62 | $3.7 |
Detailed Ridgeland Health costs vs. Mississippi
| Item | Ridgeland | Mississippi |
|---|---|---|
| Optometrist | $106.25 | $125.68 |
| Doctor | $134.71 | $135.78 |
| Dentist | $121.33 | $113.29 |
Detailed Ridgeland Transportation costs vs. Mississippi
| Item | Ridgeland | Mississippi |
|---|---|---|
| Gasoline | $3.02 | $3.46 |
| Tire Balancing | $38.33 | $59.92 |
Detailed Ridgeland Utilities costs vs. Mississippi
| Item | Ridgeland | Mississippi |
|---|---|---|
| All Electricity | $141.59 | $193.99 |
| Phone | $187.62 | $192.25 |
Ridgeland SnackAbility
Cost Of Living In Cities Around Ridgeland
The cost of living varies in the cities and towns around Ridgeland. Here's a quick look at the cost of living in the most populous nearby places:
Jackson, MS has a cost of living index of 86, 0.9x Ridgeland.
Madison, MS has a cost of living index of 112, 1.1x Ridgeland.
Pearl, MS has a cost of living index of 89, 0.9x Ridgeland.
| City | Population | Cost Of Living | Vs. Ridgeland |
|---|---|---|---|
| Jackson, MS | 146,631 | 86 | 0.9x |
| Madison, MS | 27,946 | 112 | 1.1x |
| Pearl, MS | 27,737 | 89 | 0.9x |
| Clinton, MS | 27,195 | 94 | 0.9x |
| Brandon, MS | 25,542 | 99 | 1.0x |
| Byram, MS | 12,799 | 93 | 0.9x |
| Canton, MS | 10,811 | 84 | 0.8x |
| Flowood, MS | 10,587 | 101 | 1.0x |
| Richland, MS | 7,346 | 90 | 0.9x |
