What is the cost of living in Missoula, MT?
According to the most recent data on the cost of living, Missoula has an overall cost of living index of 115, which is 1.1x higher than the national index of 100.
Compared to Montana, Missoula has a cost of living index that's 1.1x higher than Montana's index of 102.
The standard of living in Missoula ranks as #21 most affordable out of the 26 places we measured in Montana. By definition, that implies Missoula ranks as the #5 most expensive place in the Treasure State.
For more reading on life in Missoula, check out:
Missoula Cost Of Living Vs. Montana
Six factors go into calculating the cost of living index in Missoula. Here is how it fares on each of the criteria:
The Services index in Missoula is 103.
The Groceries index in Missoula is 104.
The Health index in Missoula is 141.
The Housing index in Missoula is 99.
The Transportation index in Missoula is 101.
The Utilities index in Missoula is 102.
| Living Expense | Missoula | Montana | National Average |
|---|---|---|---|
| Overall | 115 | 102 | 100 |
| Services | 103 | 104 | 100 |
| Groceries | 104 | 103 | 100 |
| Health | 141 | 101 | 100 |
| Housing | 99 | 99 | 100 |
| Transportation | 101 | 105 | 100 |
| Utilities | 102 | 100 | 100 |
Missoula Cost Of Living Compared To Montana Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Montana, check out:
Protect your home budget Compare home warranties in Missoula Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Missoula, MT Housing Cost Breakdown
Housing swings affordability the most between places in Montana, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Missoula is $564,622.
The Median Rent in Missoula is $1,189.
The Median Income in Missoula is $70,392.
The Home Value To Income in Missoula is 8.0x.
The Rent To Monthly Income in Missoula is 0.2x.
Missoula, MT Costs By Category
Detailed Missoula Services costs vs. Montana
Detailed Missoula Groceries costs vs. Montana
Detailed Missoula Health costs vs. Montana
Detailed Missoula Transportation costs vs. Montana
Missoula SnackAbility
Cost Of Living In Cities Around Missoula
The cost of living varies in the cities and towns around Missoula. Here's a quick look at the cost of living in the most populous nearby places:
Orchard Homes, MT has a cost of living index of 115, 1.0x Missoula.
| City | Population | Cost Of Living | Vs. Missoula |
|---|---|---|---|
| Orchard Homes, MT | 5,588 | 115 | 1.0x |
