What is the cost of living in Orchard Homes, MT?
According to the most recent data on the cost of living, Orchard Homes has an overall cost of living index of 115, which is 1.1x higher than the national index of 100.
Compared to Montana, Orchard Homes has a cost of living index that's 1.1x higher than Montana's index of 102.
The standard of living in Orchard Homes ranks as #21 most affordable out of the 26 places we measured in Montana. By definition, that implies Orchard Homes ranks as the #5 most expensive place in the Treasure State.
For more reading on life in Orchard Homes, check out:
Orchard Homes Cost Of Living Vs. Montana
Six factors go into calculating the cost of living index in Orchard Homes. Here is how it fares on each of the criteria:
The Services index in Orchard Homes is 106.
The Groceries index in Orchard Homes is 104.
The Health index in Orchard Homes is 153.
The Housing index in Orchard Homes is 96.
The Transportation index in Orchard Homes is 104.
The Utilities index in Orchard Homes is 103.
| Living Expense | Orchard Homes | Montana | National Average |
|---|---|---|---|
| Overall | 115 | 102 | 100 |
| Services | 106 | 104 | 100 |
| Groceries | 104 | 103 | 100 |
| Health | 153 | 101 | 100 |
| Housing | 96 | 99 | 100 |
| Transportation | 104 | 105 | 100 |
| Utilities | 103 | 100 | 100 |
Orchard Homes Cost Of Living Compared To Montana Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Montana, check out:
Protect your home budget Compare home warranties in Orchard Homes Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Orchard Homes, MT Housing Cost Breakdown
Housing swings affordability the most between places in Montana, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Orchard Homes is $687,950.
The Median Rent in Orchard Homes is $1,000.
The Median Income in Orchard Homes is $64,904.
The Home Value To Income in Orchard Homes is 10.6x.
The Rent To Monthly Income in Orchard Homes is 0.18x.
| Statistic | Orchard Homes | Montana | United States |
|---|---|---|---|
| Median Home Value | $687,950 | $466,916 | $332,700 |
| Median Rent | $1,000 | $1,081 | $1,413 |
| Median Income | $64,904 | $72,509 | $80,734 |
| Home Value To Income | 10.6x | 6.4x | 4.1x |
| Rent To Monthly Income | 0.18x | 0.18x | 0.21x |
Orchard Homes, MT Costs By Category
Detailed Orchard Homes Services costs vs. Montana
| Item | Orchard Homes | Montana |
|---|---|---|
| Shampoo | $1.16 | $1.28 |
| Movie | $12.99 | $12.13 |
| Bowling | $16.78 | $18 |
| Haircut | $15.71 | $24.26 |
| Beauty Salon | $37.87 | $45.56 |
Detailed Orchard Homes Groceries costs vs. Montana
| Item | Orchard Homes | Montana |
|---|---|---|
| Ground Beef | $6.31 | $5.84 |
| Fried Chicken | $1.59 | $1.57 |
| Milk | $4.55 | $4.67 |
| Potatoes | $4.61 | $4.93 |
| Pizza | $12.03 | $12.09 |
| Beer | $10.57 | $10.41 |
| Toothpaste | $4.19 | $3.7 |
Detailed Orchard Homes Health costs vs. Montana
| Item | Orchard Homes | Montana |
|---|---|---|
| Optometrist | $105.94 | $125.68 |
| Doctor | $115.67 | $135.78 |
| Dentist | $112.63 | $113.29 |
Detailed Orchard Homes Transportation costs vs. Montana
| Item | Orchard Homes | Montana |
|---|---|---|
| Gasoline | $3.37 | $3.46 |
| Tire Balancing | $69.17 | $59.92 |
Detailed Orchard Homes Utilities costs vs. Montana
| Item | Orchard Homes | Montana |
|---|---|---|
| All Electricity | $176.82 | $193.99 |
| Phone | $182.36 | $192.25 |
Orchard Homes SnackAbility
Cost Of Living In Cities Around Orchard Homes
The cost of living varies in the cities and towns around Orchard Homes. Here's a quick look at the cost of living in the most populous nearby places:
Missoula, MT has a cost of living index of 115, 1.0x Orchard Homes.
| City | Population | Cost Of Living | Vs. Orchard Homes |
|---|---|---|---|
| Missoula, MT | 76,514 | 115 | 1.0x |








