What is the cost of living in Camden, NJ?
According to the most recent data on the cost of living, Camden has an overall cost of living index of 96, which is 1.0x lower than the national index of 100.
Compared to New Jersey, Camden has a cost of living index that's 0.8x lower than New Jersey's index of 125.
The standard of living in Camden ranks as #4 most affordable out of the 262 places we measured in New Jersey. By definition, that implies Camden ranks as the #258 most expensive place in the Garden State.
For more reading on life in Camden, check out:
Camden Cost Of Living Vs. New Jersey
Six factors go into calculating the cost of living index in Camden. Here is how it fares on each of the criteria:
The Services index in Camden is 109.
The Groceries index in Camden is 111.
The Health index in Camden is 61.
The Housing index in Camden is 113.
The Transportation index in Camden is 108.
The Utilities index in Camden is 114.
| Living Expense | Camden | New Jersey | National Average |
|---|---|---|---|
| Overall | 96 | 125 | 100 |
| Services | 109 | 107 | 100 |
| Groceries | 111 | 113 | 100 |
| Health | 61 | 155 | 100 |
| Housing | 113 | 116 | 100 |
| Transportation | 108 | 112 | 100 |
| Utilities | 114 | 113 | 100 |
Camden Cost Of Living Compared To New Jersey Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around New Jersey, check out:
Protect your home budget Compare home warranties in Camden Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Camden, NJ Housing Cost Breakdown
Housing swings affordability the most between places in New Jersey, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Camden is $147,232.
The Median Rent in Camden is $1,226.
The Median Income in Camden is $40,546.
The Home Value To Income in Camden is 3.6x.
The Rent To Monthly Income in Camden is 0.36x.
| Statistic | Camden | New Jersey | United States |
|---|---|---|---|
| Median Home Value | $147,232 | $569,411 | $332,700 |
| Median Rent | $1,226 | $1,720 | $1,413 |
| Median Income | $40,546 | $103,556 | $80,734 |
| Home Value To Income | 3.6x | 5.5x | 4.1x |
| Rent To Monthly Income | 0.36x | 0.2x | 0.21x |
Camden, NJ Costs By Category
Detailed Camden Services costs vs. New Jersey
| Item | Camden | New Jersey |
|---|---|---|
| Shampoo | $1.52 | $1.28 |
| Movie | $13.75 | $12.13 |
| Bowling | $19.47 | $18 |
| Haircut | $23.54 | $24.26 |
| Beauty Salon | $66.27 | $45.56 |
Detailed Camden Groceries costs vs. New Jersey
| Item | Camden | New Jersey |
|---|---|---|
| Ground Beef | $5.76 | $5.84 |
| Fried Chicken | $1.46 | $1.57 |
| Milk | $4.67 | $4.67 |
| Potatoes | $5.37 | $4.93 |
| Pizza | $11.73 | $12.09 |
| Beer | $11.99 | $10.41 |
| Toothpaste | $3.65 | $3.7 |
Detailed Camden Health costs vs. New Jersey
| Item | Camden | New Jersey |
|---|---|---|
| Optometrist | $123.5 | $125.68 |
| Doctor | $132.56 | $135.78 |
| Dentist | $103.31 | $113.29 |
Detailed Camden Transportation costs vs. New Jersey
| Item | Camden | New Jersey |
|---|---|---|
| Gasoline | $3.53 | $3.46 |
| Tire Balancing | $70.89 | $59.92 |
Detailed Camden Utilities costs vs. New Jersey
| Item | Camden | New Jersey |
|---|---|---|
| All Electricity | $222.45 | $193.99 |
| Phone | $198.27 | $192.25 |
Camden SnackAbility
Cost Of Living In Cities Around Camden
The cost of living varies in the cities and towns around Camden. Here's a quick look at the cost of living in the most populous nearby places:
Springdale, NJ has a cost of living index of 125, 1.3x Camden.
Collingswood, NJ has a cost of living index of 118, 1.2x Camden.
Ardmore, PA has a cost of living index of 127, 1.3x Camden.
| City | Population | Cost Of Living | Vs. Camden |
|---|---|---|---|
| Springdale, NJ | 15,173 | 125 | 1.3x |
| Collingswood, NJ | 14,205 | 118 | 1.2x |
| Ardmore, PA | 13,909 | 127 | 1.3x |
| Greentree, NJ | 11,537 | 135 | 1.4x |
| Ashland, NJ | 9,320 | 122 | 1.3x |
| Audubon, NJ | 8,730 | 112 | 1.2x |
| Glenside, PA | 7,659 | 115 | 1.2x |
| Maple Glen, PA | 6,643 | 140 | 1.5x |
| Ramblewood, NJ | 6,611 | 126 | 1.3x |
| Penn Wynne, PA | 6,070 | 132 | 1.4x |
