What is the cost of living in Jamesburg, NJ?
According to the most recent data on the cost of living, Jamesburg has an overall cost of living index of 120, which is 1.2x higher than the national index of 100.
Compared to New Jersey, Jamesburg has a cost of living index that's 1.0x lower than New Jersey's index of 125.
The standard of living in Jamesburg ranks as #61 most affordable out of the 262 places we measured in New Jersey. By definition, that implies Jamesburg ranks as the #201 most expensive place in the Garden State.
For more reading on life in Jamesburg, check out:
Jamesburg Cost Of Living Vs. New Jersey
Six factors go into calculating the cost of living index in Jamesburg. Here is how it fares on each of the criteria:
The Services index in Jamesburg is 109.
The Groceries index in Jamesburg is 108.
The Health index in Jamesburg is 141.
The Housing index in Jamesburg is 110.
The Transportation index in Jamesburg is 110.
The Utilities index in Jamesburg is 112.
| Living Expense | Jamesburg | New Jersey | National Average |
|---|---|---|---|
| Overall | 120 | 125 | 100 |
| Services | 109 | 107 | 100 |
| Groceries | 108 | 113 | 100 |
| Health | 141 | 155 | 100 |
| Housing | 110 | 116 | 100 |
| Transportation | 110 | 112 | 100 |
| Utilities | 112 | 113 | 100 |
Jamesburg Cost Of Living Compared To New Jersey Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around New Jersey, check out:
Protect your home budget Compare home warranties in Jamesburg Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Jamesburg, NJ Housing Cost Breakdown
Housing swings affordability the most between places in New Jersey, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Jamesburg is $465,246.
The Median Rent in Jamesburg is $1,957.
The Median Income in Jamesburg is $110,972.
The Home Value To Income in Jamesburg is 4.2x.
The Rent To Monthly Income in Jamesburg is 0.21x.
| Statistic | Jamesburg | New Jersey | United States |
|---|---|---|---|
| Median Home Value | $465,246 | $569,411 | $332,700 |
| Median Rent | $1,957 | $1,720 | $1,413 |
| Median Income | $110,972 | $103,556 | $80,734 |
| Home Value To Income | 4.2x | 5.5x | 4.1x |
| Rent To Monthly Income | 0.21x | 0.2x | 0.21x |
Jamesburg, NJ Costs By Category
Detailed Jamesburg Services costs vs. New Jersey
| Item | Jamesburg | New Jersey |
|---|---|---|
| Shampoo | $1.53 | $1.28 |
| Movie | $14.53 | $12.13 |
| Bowling | $20.98 | $18 |
| Haircut | $30.25 | $24.26 |
| Beauty Salon | $53.0 | $45.56 |
Detailed Jamesburg Groceries costs vs. New Jersey
| Item | Jamesburg | New Jersey |
|---|---|---|
| Ground Beef | $6.13 | $5.84 |
| Fried Chicken | $1.41 | $1.57 |
| Milk | $4.7 | $4.67 |
| Potatoes | $5.32 | $4.93 |
| Pizza | $12.59 | $12.09 |
| Beer | $11.12 | $10.41 |
| Toothpaste | $3.75 | $3.7 |
Detailed Jamesburg Health costs vs. New Jersey
| Item | Jamesburg | New Jersey |
|---|---|---|
| Optometrist | $129.93 | $125.68 |
| Doctor | $124.1 | $135.78 |
| Dentist | $129.94 | $113.29 |
Detailed Jamesburg Transportation costs vs. New Jersey
| Item | Jamesburg | New Jersey |
|---|---|---|
| Gasoline | $3.41 | $3.46 |
| Tire Balancing | $72.38 | $59.92 |
Detailed Jamesburg Utilities costs vs. New Jersey
| Item | Jamesburg | New Jersey |
|---|---|---|
| All Electricity | $223.08 | $193.99 |
| Phone | $186.61 | $192.25 |
Jamesburg SnackAbility
Cost Of Living In Cities Around Jamesburg
The cost of living varies in the cities and towns around Jamesburg. Here's a quick look at the cost of living in the most populous nearby places:
Colonia, NJ has a cost of living index of 136, 1.1x Jamesburg.
Middlesex, NJ has a cost of living index of 128, 1.1x Jamesburg.
Bradley Gardens, NJ has a cost of living index of 152, 1.3x Jamesburg.
| City | Population | Cost Of Living | Vs. Jamesburg |
|---|---|---|---|
| Colonia, NJ | 18,587 | 136 | 1.1x |
| Middlesex, NJ | 14,645 | 128 | 1.1x |
| Bradley Gardens, NJ | 14,165 | 152 | 1.3x |
| Mercerville, NJ | 13,535 | 122 | 1.0x |
| Hamilton Square, NJ | 11,622 | 127 | 1.1x |
| Martinsville, NJ | 11,559 | 166 | 1.4x |
| White Horse, NJ | 10,507 | 115 | 1.0x |
| Monmouth Junction, NJ | 9,141 | 146 | 1.2x |
| Twin Rivers, NJ | 8,382 | 121 | 1.0x |
| Spotswood, NJ | 8,171 | 120 | 1.0x |








