What is the cost of living in Ocean Acres, NJ?
According to the most recent data on the cost of living, Ocean Acres has an overall cost of living index of 128, which is 1.3x higher than the national index of 100.
Compared to New Jersey, Ocean Acres has a cost of living index that's 1.0x higher than New Jersey's index of 125.
The standard of living in Ocean Acres ranks as #105 most affordable out of the 262 places we measured in New Jersey. By definition, that implies Ocean Acres ranks as the #157 most expensive place in the Garden State.
For more reading on life in Ocean Acres, check out:
Ocean Acres Cost Of Living Vs. New Jersey
Six factors go into calculating the cost of living index in Ocean Acres. Here is how it fares on each of the criteria:
The Services index in Ocean Acres is 108.
The Groceries index in Ocean Acres is 113.
The Health index in Ocean Acres is 160.
The Housing index in Ocean Acres is 116.
The Transportation index in Ocean Acres is 116.
The Utilities index in Ocean Acres is 114.
| Living Expense | Ocean Acres | New Jersey | National Average |
|---|---|---|---|
| Overall | 128 | 125 | 100 |
| Services | 108 | 107 | 100 |
| Groceries | 113 | 113 | 100 |
| Health | 160 | 155 | 100 |
| Housing | 116 | 116 | 100 |
| Transportation | 116 | 112 | 100 |
| Utilities | 114 | 113 | 100 |
Ocean Acres Cost Of Living Compared To New Jersey Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around New Jersey, check out:
Protect your home budget Compare home warranties in Ocean Acres Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Ocean Acres, NJ Housing Cost Breakdown
Housing swings affordability the most between places in New Jersey, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Ocean Acres is $504,374.
The Median Rent in Ocean Acres is $2,241.
The Median Income in Ocean Acres is $121,924.
The Home Value To Income in Ocean Acres is 4.1x.
The Rent To Monthly Income in Ocean Acres is 0.22x.
| Statistic | Ocean Acres | New Jersey | United States |
|---|---|---|---|
| Median Home Value | $504,374 | $569,411 | $332,700 |
| Median Rent | $2,241 | $1,720 | $1,413 |
| Median Income | $121,924 | $103,556 | $80,734 |
| Home Value To Income | 4.1x | 5.5x | 4.1x |
| Rent To Monthly Income | 0.22x | 0.2x | 0.21x |
Ocean Acres, NJ Costs By Category
Detailed Ocean Acres Services costs vs. New Jersey
| Item | Ocean Acres | New Jersey |
|---|---|---|
| Shampoo | $1.52 | $1.28 |
| Movie | $13.75 | $12.13 |
| Bowling | $19.47 | $18 |
| Haircut | $23.54 | $24.26 |
| Beauty Salon | $66.27 | $45.56 |
Detailed Ocean Acres Groceries costs vs. New Jersey
| Item | Ocean Acres | New Jersey |
|---|---|---|
| Ground Beef | $5.76 | $5.84 |
| Fried Chicken | $1.46 | $1.57 |
| Milk | $4.67 | $4.67 |
| Potatoes | $5.37 | $4.93 |
| Pizza | $11.73 | $12.09 |
| Beer | $11.99 | $10.41 |
| Toothpaste | $3.65 | $3.7 |
Detailed Ocean Acres Health costs vs. New Jersey
| Item | Ocean Acres | New Jersey |
|---|---|---|
| Optometrist | $123.5 | $125.68 |
| Doctor | $132.56 | $135.78 |
| Dentist | $103.31 | $113.29 |
Detailed Ocean Acres Transportation costs vs. New Jersey
| Item | Ocean Acres | New Jersey |
|---|---|---|
| Gasoline | $3.53 | $3.46 |
| Tire Balancing | $70.89 | $59.92 |
Detailed Ocean Acres Utilities costs vs. New Jersey
| Item | Ocean Acres | New Jersey |
|---|---|---|
| All Electricity | $222.45 | $193.99 |
| Phone | $198.27 | $192.25 |
Ocean Acres SnackAbility
Cost Of Living In Cities Around Ocean Acres
The cost of living varies in the cities and towns around Ocean Acres. Here's a quick look at the cost of living in the most populous nearby places:
Toms River, NJ has a cost of living index of 128, 1.0x Ocean Acres.
Holiday City-Berkeley, NJ has a cost of living index of 114, 0.9x Ocean Acres.
Beachwood, NJ has a cost of living index of 124, 1.0x Ocean Acres.
| City | Population | Cost Of Living | Vs. Ocean Acres |
|---|---|---|---|
| Toms River, NJ | 94,956 | 128 | 1.0x |
| Holiday City-Berkeley, NJ | 12,995 | 114 | 0.9x |
| Beachwood, NJ | 11,088 | 124 | 1.0x |
| Pine Lake Park, NJ | 9,795 | 123 | 1.0x |
| Mystic Island, NJ | 8,259 | 117 | 0.9x |
| Forked River, NJ | 5,196 | 132 | 1.0x |
