What is the cost of living in Mystic Island, NJ?
According to the most recent data on the cost of living, Mystic Island has an overall cost of living index of 117, which is 1.2x higher than the national index of 100.
Compared to New Jersey, Mystic Island has a cost of living index that's 0.9x lower than New Jersey's index of 125.
The standard of living in Mystic Island ranks as #49 most affordable out of the 262 places we measured in New Jersey. By definition, that implies Mystic Island ranks as the #213 most expensive place in the Garden State.
For more reading on life in Mystic Island, check out:
Mystic Island Cost Of Living Vs. New Jersey
Six factors go into calculating the cost of living index in Mystic Island. Here is how it fares on each of the criteria:
The Services index in Mystic Island is 108.
The Groceries index in Mystic Island is 108.
The Health index in Mystic Island is 124.
The Housing index in Mystic Island is 114.
The Transportation index in Mystic Island is 111.
The Utilities index in Mystic Island is 114.
| Living Expense | Mystic Island | New Jersey | National Average |
|---|---|---|---|
| Overall | 117 | 125 | 100 |
| Services | 108 | 107 | 100 |
| Groceries | 108 | 113 | 100 |
| Health | 124 | 155 | 100 |
| Housing | 114 | 116 | 100 |
| Transportation | 111 | 112 | 100 |
| Utilities | 114 | 113 | 100 |
Mystic Island Cost Of Living Compared To New Jersey Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around New Jersey, check out:
Protect your home budget Compare home warranties in Mystic Island Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Mystic Island, NJ Housing Cost Breakdown
Housing swings affordability the most between places in New Jersey, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Mystic Island is $402,873.
The Median Rent in Mystic Island is $1,893.
The Median Income in Mystic Island is $78,714.
The Home Value To Income in Mystic Island is 5.1x.
The Rent To Monthly Income in Mystic Island is 0.29x.
| Statistic | Mystic Island | New Jersey | United States |
|---|---|---|---|
| Median Home Value | $402,873 | $569,411 | $332,700 |
| Median Rent | $1,893 | $1,720 | $1,413 |
| Median Income | $78,714 | $103,556 | $80,734 |
| Home Value To Income | 5.1x | 5.5x | 4.1x |
| Rent To Monthly Income | 0.29x | 0.2x | 0.21x |
Mystic Island, NJ Costs By Category
Detailed Mystic Island Services costs vs. New Jersey
| Item | Mystic Island | New Jersey |
|---|---|---|
| Shampoo | $1.52 | $1.28 |
| Movie | $13.75 | $12.13 |
| Bowling | $19.47 | $18 |
| Haircut | $23.54 | $24.26 |
| Beauty Salon | $66.27 | $45.56 |
Detailed Mystic Island Groceries costs vs. New Jersey
| Item | Mystic Island | New Jersey |
|---|---|---|
| Ground Beef | $5.76 | $5.84 |
| Fried Chicken | $1.46 | $1.57 |
| Milk | $4.67 | $4.67 |
| Potatoes | $5.37 | $4.93 |
| Pizza | $11.73 | $12.09 |
| Beer | $11.99 | $10.41 |
| Toothpaste | $3.65 | $3.7 |
Detailed Mystic Island Health costs vs. New Jersey
| Item | Mystic Island | New Jersey |
|---|---|---|
| Optometrist | $123.5 | $125.68 |
| Doctor | $132.56 | $135.78 |
| Dentist | $103.31 | $113.29 |
Detailed Mystic Island Transportation costs vs. New Jersey
| Item | Mystic Island | New Jersey |
|---|---|---|
| Gasoline | $3.53 | $3.46 |
| Tire Balancing | $70.89 | $59.92 |
Detailed Mystic Island Utilities costs vs. New Jersey
| Item | Mystic Island | New Jersey |
|---|---|---|
| All Electricity | $222.45 | $193.99 |
| Phone | $198.27 | $192.25 |
Mystic Island SnackAbility
Cost Of Living In Cities Around Mystic Island
The cost of living varies in the cities and towns around Mystic Island. Here's a quick look at the cost of living in the most populous nearby places:
Pleasantville, NJ has a cost of living index of 102, 0.9x Mystic Island.
Ocean Acres, NJ has a cost of living index of 128, 1.1x Mystic Island.
Smithville, NJ has a cost of living index of 109, 0.9x Mystic Island.
| City | Population | Cost Of Living | Vs. Mystic Island |
|---|---|---|---|
| Pleasantville, NJ | 20,712 | 102 | 0.9x |
| Ocean Acres, NJ | 19,204 | 128 | 1.1x |
| Smithville, NJ | 9,545 | 109 | 0.9x |
| Absecon, NJ | 9,170 | 116 | 1.0x |
| Northfield, NJ | 8,456 | 117 | 1.0x |
| Pomona, NJ | 7,995 | 108 | 0.9x |
| Brigantine, NJ | 7,674 | 133 | 1.1x |
| Linwood, NJ | 6,992 | 127 | 1.1x |
