What is the cost of living in Pine Lake Park, NJ?
According to the most recent data on the cost of living, Pine Lake Park has an overall cost of living index of 123, which is 1.2x higher than the national index of 100.
Compared to New Jersey, Pine Lake Park has a cost of living index that's 1.0x lower than New Jersey's index of 125.
The standard of living in Pine Lake Park ranks as #81 most affordable out of the 262 places we measured in New Jersey. By definition, that implies Pine Lake Park ranks as the #181 most expensive place in the Garden State.
For more reading on life in Pine Lake Park, check out:
Pine Lake Park Cost Of Living Vs. New Jersey
Six factors go into calculating the cost of living index in Pine Lake Park. Here is how it fares on each of the criteria:
The Services index in Pine Lake Park is 108.
The Groceries index in Pine Lake Park is 112.
The Health index in Pine Lake Park is 150.
The Housing index in Pine Lake Park is 116.
The Transportation index in Pine Lake Park is 116.
The Utilities index in Pine Lake Park is 114.
| Living Expense | Pine Lake Park | New Jersey | National Average |
|---|---|---|---|
| Overall | 123 | 125 | 100 |
| Services | 108 | 107 | 100 |
| Groceries | 112 | 113 | 100 |
| Health | 150 | 155 | 100 |
| Housing | 116 | 116 | 100 |
| Transportation | 116 | 112 | 100 |
| Utilities | 114 | 113 | 100 |
Pine Lake Park Cost Of Living Compared To New Jersey Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around New Jersey, check out:
Protect your home budget Compare home warranties in Pine Lake Park Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Pine Lake Park, NJ Housing Cost Breakdown
Housing swings affordability the most between places in New Jersey, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Pine Lake Park is $519,662.
The Median Rent in Pine Lake Park is $1,838.
The Median Income in Pine Lake Park is $91,813.
The Home Value To Income in Pine Lake Park is 5.7x.
The Rent To Monthly Income in Pine Lake Park is 0.24x.
| Statistic | Pine Lake Park | New Jersey | United States |
|---|---|---|---|
| Median Home Value | $519,662 | $569,411 | $332,700 |
| Median Rent | $1,838 | $1,720 | $1,413 |
| Median Income | $91,813 | $103,556 | $80,734 |
| Home Value To Income | 5.7x | 5.5x | 4.1x |
| Rent To Monthly Income | 0.24x | 0.2x | 0.21x |
Pine Lake Park, NJ Costs By Category
Detailed Pine Lake Park Services costs vs. New Jersey
| Item | Pine Lake Park | New Jersey |
|---|---|---|
| Shampoo | $1.53 | $1.28 |
| Movie | $14.53 | $12.13 |
| Bowling | $20.98 | $18 |
| Haircut | $30.25 | $24.26 |
| Beauty Salon | $53.0 | $45.56 |
Detailed Pine Lake Park Groceries costs vs. New Jersey
| Item | Pine Lake Park | New Jersey |
|---|---|---|
| Ground Beef | $6.13 | $5.84 |
| Fried Chicken | $1.41 | $1.57 |
| Milk | $4.7 | $4.67 |
| Potatoes | $5.32 | $4.93 |
| Pizza | $12.59 | $12.09 |
| Beer | $11.12 | $10.41 |
| Toothpaste | $3.75 | $3.7 |
Detailed Pine Lake Park Health costs vs. New Jersey
| Item | Pine Lake Park | New Jersey |
|---|---|---|
| Optometrist | $129.93 | $125.68 |
| Doctor | $124.1 | $135.78 |
| Dentist | $129.94 | $113.29 |
Detailed Pine Lake Park Transportation costs vs. New Jersey
| Item | Pine Lake Park | New Jersey |
|---|---|---|
| Gasoline | $3.41 | $3.46 |
| Tire Balancing | $72.38 | $59.92 |
Detailed Pine Lake Park Utilities costs vs. New Jersey
| Item | Pine Lake Park | New Jersey |
|---|---|---|
| All Electricity | $223.08 | $193.99 |
| Phone | $186.61 | $192.25 |
Pine Lake Park SnackAbility
Cost Of Living In Cities Around Pine Lake Park
The cost of living varies in the cities and towns around Pine Lake Park. Here's a quick look at the cost of living in the most populous nearby places:
Toms River, NJ has a cost of living index of 128, 1.0x Pine Lake Park.
Lakewood, NJ has a cost of living index of 151, 1.2x Pine Lake Park.
Ocean Acres, NJ has a cost of living index of 128, 1.0x Pine Lake Park.
| City | Population | Cost Of Living | Vs. Pine Lake Park |
|---|---|---|---|
| Toms River, NJ | 94,956 | 128 | 1.0x |
| Lakewood, NJ | 69,585 | 151 | 1.2x |
| Ocean Acres, NJ | 19,204 | 128 | 1.0x |
| West Freehold, NJ | 14,883 | 140 | 1.1x |
| Holiday City-Berkeley, NJ | 12,995 | 114 | 0.9x |
| Freehold, NJ | 12,507 | 130 | 1.1x |
| Beachwood, NJ | 11,088 | 124 | 1.0x |
| Browns Mills, NJ | 9,672 | 102 | 0.8x |
| Fort Dix, NJ | 7,984 | 133 | 1.1x |
| Ramtown, NJ | 6,203 | 142 | 1.2x |
