What is the cost of living in Smithville, NJ?
According to the most recent data on the cost of living, Smithville has an overall cost of living index of 109, which is 1.1x higher than the national index of 100.
Compared to New Jersey, Smithville has a cost of living index that's 0.9x lower than New Jersey's index of 125.
The standard of living in Smithville ranks as #29 most affordable out of the 262 places we measured in New Jersey. By definition, that implies Smithville ranks as the #233 most expensive place in the Garden State.
For more reading on life in Smithville, check out:
Smithville Cost Of Living Vs. New Jersey
Six factors go into calculating the cost of living index in Smithville. Here is how it fares on each of the criteria:
The Services index in Smithville is 109.
The Groceries index in Smithville is 112.
The Health index in Smithville is 106.
The Housing index in Smithville is 115.
The Transportation index in Smithville is 113.
The Utilities index in Smithville is 112.
| Living Expense | Smithville | New Jersey | National Average |
|---|---|---|---|
| Overall | 109 | 125 | 100 |
| Services | 109 | 107 | 100 |
| Groceries | 112 | 113 | 100 |
| Health | 106 | 155 | 100 |
| Housing | 115 | 116 | 100 |
| Transportation | 113 | 112 | 100 |
| Utilities | 112 | 113 | 100 |
Smithville Cost Of Living Compared To New Jersey Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around New Jersey, check out:
Protect your home budget Compare home warranties in Smithville Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Smithville, NJ Housing Cost Breakdown
Housing swings affordability the most between places in New Jersey, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Smithville is $349,867.
The Median Rent in Smithville is $1,507.
The Median Income in Smithville is $77,579.
The Home Value To Income in Smithville is 4.5x.
The Rent To Monthly Income in Smithville is 0.23x.
| Statistic | Smithville | New Jersey | United States |
|---|---|---|---|
| Median Home Value | $349,867 | $569,411 | $332,700 |
| Median Rent | $1,507 | $1,720 | $1,413 |
| Median Income | $77,579 | $103,556 | $80,734 |
| Home Value To Income | 4.5x | 5.5x | 4.1x |
| Rent To Monthly Income | 0.23x | 0.2x | 0.21x |
Smithville, NJ Costs By Category
Detailed Smithville Services costs vs. New Jersey
| Item | Smithville | New Jersey |
|---|---|---|
| Shampoo | $1.52 | $1.28 |
| Movie | $13.75 | $12.13 |
| Bowling | $19.47 | $18 |
| Haircut | $23.54 | $24.26 |
| Beauty Salon | $66.27 | $45.56 |
Detailed Smithville Groceries costs vs. New Jersey
| Item | Smithville | New Jersey |
|---|---|---|
| Ground Beef | $5.76 | $5.84 |
| Fried Chicken | $1.46 | $1.57 |
| Milk | $4.67 | $4.67 |
| Potatoes | $5.37 | $4.93 |
| Pizza | $11.73 | $12.09 |
| Beer | $11.99 | $10.41 |
| Toothpaste | $3.65 | $3.7 |
Detailed Smithville Health costs vs. New Jersey
| Item | Smithville | New Jersey |
|---|---|---|
| Optometrist | $123.5 | $125.68 |
| Doctor | $132.56 | $135.78 |
| Dentist | $103.31 | $113.29 |
Detailed Smithville Transportation costs vs. New Jersey
| Item | Smithville | New Jersey |
|---|---|---|
| Gasoline | $3.53 | $3.46 |
| Tire Balancing | $70.89 | $59.92 |
Detailed Smithville Utilities costs vs. New Jersey
| Item | Smithville | New Jersey |
|---|---|---|
| All Electricity | $222.45 | $193.99 |
| Phone | $198.27 | $192.25 |
Smithville SnackAbility
Cost Of Living In Cities Around Smithville
The cost of living varies in the cities and towns around Smithville. Here's a quick look at the cost of living in the most populous nearby places:
Pleasantville, NJ has a cost of living index of 102, 0.9x Smithville.
Hammonton, NJ has a cost of living index of 117, 1.1x Smithville.
Absecon, NJ has a cost of living index of 116, 1.1x Smithville.
| City | Population | Cost Of Living | Vs. Smithville |
|---|---|---|---|
| Pleasantville, NJ | 20,712 | 102 | 0.9x |
| Hammonton, NJ | 14,840 | 117 | 1.1x |
| Absecon, NJ | 9,170 | 116 | 1.1x |
| Northfield, NJ | 8,456 | 117 | 1.1x |
| Mystic Island, NJ | 8,259 | 117 | 1.1x |
| Pomona, NJ | 7,995 | 108 | 1.0x |
| Brigantine, NJ | 7,674 | 133 | 1.2x |
| Linwood, NJ | 6,992 | 127 | 1.2x |
