What is the cost of living in Washington, NJ?
According to the most recent data on the cost of living, Washington has an overall cost of living index of 101, which is 1.0x higher than the national index of 100.
Compared to New Jersey, Washington has a cost of living index that's 0.8x lower than New Jersey's index of 125.
The standard of living in Washington ranks as #12 most affordable out of the 262 places we measured in New Jersey. By definition, that implies Washington ranks as the #250 most expensive place in the Garden State.
For more reading on life in Washington, check out:
Washington Cost Of Living Vs. New Jersey
Six factors go into calculating the cost of living index in Washington. Here is how it fares on each of the criteria:
The Services index in Washington is 102.
The Groceries index in Washington is 95.
The Health index in Washington is 112.
The Housing index in Washington is 102.
The Transportation index in Washington is 99.
The Utilities index in Washington is 96.
| Living Expense | Washington | New Jersey | National Average |
|---|---|---|---|
| Overall | 101 | 125 | 100 |
| Services | 102 | 107 | 100 |
| Groceries | 95 | 113 | 100 |
| Health | 112 | 155 | 100 |
| Housing | 102 | 116 | 100 |
| Transportation | 99 | 112 | 100 |
| Utilities | 96 | 113 | 100 |
Washington Cost Of Living Compared To New Jersey Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around New Jersey, check out:
Protect your home budget Compare home warranties in Washington Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Washington, NJ Housing Cost Breakdown
Housing swings affordability the most between places in New Jersey, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Washington is $329,942.
The Median Rent in Washington is $1,348.
The Median Income in Washington is $81,336.
The Home Value To Income in Washington is 4.1x.
The Rent To Monthly Income in Washington is 0.2x.
| Statistic | Washington | New Jersey | United States |
|---|---|---|---|
| Median Home Value | $329,942 | $569,411 | $332,700 |
| Median Rent | $1,348 | $1,720 | $1,413 |
| Median Income | $81,336 | $103,556 | $80,734 |
| Home Value To Income | 4.1x | 5.5x | 4.1x |
| Rent To Monthly Income | 0.2x | 0.2x | 0.21x |
Washington, NJ Costs By Category
Detailed Washington Services costs vs. New Jersey
| Item | Washington | New Jersey |
|---|---|---|
| Shampoo | $1.44 | $1.28 |
| Movie | $14.15 | $12.13 |
| Bowling | $25.03 | $18 |
| Haircut | $29.17 | $24.26 |
| Beauty Salon | $40.36 | $45.56 |
Detailed Washington Groceries costs vs. New Jersey
| Item | Washington | New Jersey |
|---|---|---|
| Ground Beef | $5.64 | $5.84 |
| Fried Chicken | $1.55 | $1.57 |
| Milk | $4.74 | $4.67 |
| Potatoes | $5.21 | $4.93 |
| Pizza | $11.49 | $12.09 |
| Beer | $11.66 | $10.41 |
| Toothpaste | $3.66 | $3.7 |
Detailed Washington Health costs vs. New Jersey
| Item | Washington | New Jersey |
|---|---|---|
| Optometrist | $105.11 | $125.68 |
| Doctor | $117.94 | $135.78 |
| Dentist | $121.22 | $113.29 |
Detailed Washington Transportation costs vs. New Jersey
| Item | Washington | New Jersey |
|---|---|---|
| Gasoline | $3.45 | $3.46 |
| Tire Balancing | $77.33 | $59.92 |
Detailed Washington Utilities costs vs. New Jersey
| Item | Washington | New Jersey |
|---|---|---|
| All Electricity | $230.68 | $193.99 |
| Phone | $186.61 | $192.25 |
Washington SnackAbility
Cost Of Living In Cities Around Washington
The cost of living varies in the cities and towns around Washington. Here's a quick look at the cost of living in the most populous nearby places:
Easton, PA has a cost of living index of 93, 0.9x Washington.
Phillipsburg, NJ has a cost of living index of 96, 1.0x Washington.
Budd Lake, NJ has a cost of living index of 130, 1.3x Washington.
| City | Population | Cost Of Living | Vs. Washington |
|---|---|---|---|
| Easton, PA | 29,739 | 93 | 0.9x |
| Phillipsburg, NJ | 15,299 | 96 | 1.0x |
| Budd Lake, NJ | 10,650 | 130 | 1.3x |
| Succasunna, NJ | 9,799 | 141 | 1.4x |
| East Stroudsburg, PA | 9,319 | 99 | 1.0x |
| Wilson, PA | 8,183 | 98 | 1.0x |
| Middletown, PA | 7,628 | 92 | 0.9x |
| Nazareth, PA | 6,043 | 98 | 1.0x |
| Bangor, PA | 5,163 | 97 | 1.0x |
