What is the cost of living in Westfield, NJ?
According to the most recent data on the cost of living, Westfield has an overall cost of living index of 182, which is 1.8x higher than the national index of 100.
Compared to New Jersey, Westfield has a cost of living index that's 1.5x higher than New Jersey's index of 125.
The standard of living in Westfield ranks as #245 most affordable out of the 262 places we measured in New Jersey. By definition, that implies Westfield ranks as the #17 most expensive place in the Garden State.
For more reading on life in Westfield, check out:
Westfield Cost Of Living Vs. New Jersey
Six factors go into calculating the cost of living index in Westfield. Here is how it fares on each of the criteria:
The Services index in Westfield is 109.
The Groceries index in Westfield is 109.
The Health index in Westfield is 355.
The Housing index in Westfield is 108.
The Transportation index in Westfield is 108.
The Utilities index in Westfield is 109.
| Living Expense | Westfield | New Jersey | National Average |
|---|---|---|---|
| Overall | 182 | 125 | 100 |
| Services | 109 | 107 | 100 |
| Groceries | 109 | 113 | 100 |
| Health | 355 | 155 | 100 |
| Housing | 108 | 116 | 100 |
| Transportation | 108 | 112 | 100 |
| Utilities | 109 | 113 | 100 |
Westfield Cost Of Living Compared To New Jersey Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around New Jersey, check out:
Protect your home budget Compare home warranties in Westfield Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Westfield, NJ Housing Cost Breakdown
Housing swings affordability the most between places in New Jersey, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Westfield is $1,269,852.
The Median Rent in Westfield is $2,357.
The Median Income in Westfield is $232,629.
The Home Value To Income in Westfield is 5.5x.
The Rent To Monthly Income in Westfield is 0.12x.
| Statistic | Westfield | New Jersey | United States |
|---|---|---|---|
| Median Home Value | $1,269,852 | $569,411 | $332,700 |
| Median Rent | $2,357 | $1,720 | $1,413 |
| Median Income | $232,629 | $103,556 | $80,734 |
| Home Value To Income | 5.5x | 5.5x | 4.1x |
| Rent To Monthly Income | 0.12x | 0.2x | 0.21x |
Westfield, NJ Costs By Category
Detailed Westfield Services costs vs. New Jersey
| Item | Westfield | New Jersey |
|---|---|---|
| Shampoo | $1.53 | $1.28 |
| Movie | $14.53 | $12.13 |
| Bowling | $20.98 | $18 |
| Haircut | $30.25 | $24.26 |
| Beauty Salon | $53.0 | $45.56 |
Detailed Westfield Groceries costs vs. New Jersey
| Item | Westfield | New Jersey |
|---|---|---|
| Ground Beef | $6.13 | $5.84 |
| Fried Chicken | $1.41 | $1.57 |
| Milk | $4.7 | $4.67 |
| Potatoes | $5.32 | $4.93 |
| Pizza | $12.59 | $12.09 |
| Beer | $11.12 | $10.41 |
| Toothpaste | $3.75 | $3.7 |
Detailed Westfield Health costs vs. New Jersey
| Item | Westfield | New Jersey |
|---|---|---|
| Optometrist | $129.93 | $125.68 |
| Doctor | $124.1 | $135.78 |
| Dentist | $129.94 | $113.29 |
Detailed Westfield Transportation costs vs. New Jersey
| Item | Westfield | New Jersey |
|---|---|---|
| Gasoline | $3.41 | $3.46 |
| Tire Balancing | $72.38 | $59.92 |
Detailed Westfield Utilities costs vs. New Jersey
| Item | Westfield | New Jersey |
|---|---|---|
| All Electricity | $223.08 | $193.99 |
| Phone | $186.61 | $192.25 |
Westfield SnackAbility
Cost Of Living In Cities Around Westfield
The cost of living varies in the cities and towns around Westfield. Here's a quick look at the cost of living in the most populous nearby places:
Plainfield, NJ has a cost of living index of 122, 0.7x Westfield.
Rahway, NJ has a cost of living index of 118, 0.6x Westfield.
Summit, NJ has a cost of living index of 190, 1.0x Westfield.
| City | Population | Cost Of Living | Vs. Westfield |
|---|---|---|---|
| Plainfield, NJ | 55,236 | 122 | 0.7x |
| Rahway, NJ | 30,109 | 118 | 0.6x |
| Summit, NJ | 22,705 | 190 | 1.0x |
| Roselle, NJ | 22,646 | 117 | 0.6x |
| Colonia, NJ | 18,587 | 136 | 0.7x |
| Middlesex, NJ | 14,645 | 128 | 0.7x |
| Bradley Gardens, NJ | 14,165 | 152 | 0.8x |
| Roselle Park, NJ | 14,093 | 122 | 0.7x |
| Florham Park, NJ | 13,564 | 174 | 1.0x |
| Martinsville, NJ | 11,559 | 166 | 0.9x |
