What is the cost of living in Centereach, NY?
According to the most recent data on the cost of living, Centereach has an overall cost of living index of 139, which is 1.4x higher than the national index of 100.
Compared to New York, Centereach has a cost of living index that's 1.1x higher than New York's index of 121.
The standard of living in Centereach ranks as #179 most affordable out of the 336 places we measured in New York. By definition, that implies Centereach ranks as the #157 most expensive place in the Empire State.
For more reading on life in Centereach, check out:
Centereach Cost Of Living Vs. New York
Six factors go into calculating the cost of living index in Centereach. Here is how it fares on each of the criteria:
The Services index in Centereach is 104.
The Groceries index in Centereach is 105.
The Health index in Centereach is 198.
The Housing index in Centereach is 112.
The Transportation index in Centereach is 113.
The Utilities index in Centereach is 113.
| Living Expense | Centereach | New York | National Average |
|---|---|---|---|
| Overall | 139 | 121 | 100 |
| Services | 104 | 105 | 100 |
| Groceries | 105 | 108 | 100 |
| Health | 198 | 143 | 100 |
| Housing | 112 | 112 | 100 |
| Transportation | 113 | 114 | 100 |
| Utilities | 113 | 111 | 100 |
Centereach Cost Of Living Compared To New York Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around New York, check out:
Protect your home budget Compare home warranties in Centereach Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Centereach, NY Housing Cost Breakdown
Housing swings affordability the most between places in New York, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Centereach is $639,573.
The Median Rent in Centereach is $2,420.
The Median Income in Centereach is $132,240.
The Home Value To Income in Centereach is 4.8x.
The Rent To Monthly Income in Centereach is 0.22x.
| Statistic | Centereach | New York | United States |
|---|---|---|---|
| Median Home Value | $639,573 | $507,794 | $332,700 |
| Median Rent | $2,420 | $1,621 | $1,413 |
| Median Income | $132,240 | $85,974 | $80,734 |
| Home Value To Income | 4.8x | 5.9x | 4.1x |
| Rent To Monthly Income | 0.22x | 0.23x | 0.21x |
Centereach, NY Costs By Category
Detailed Centereach Services costs vs. New York
| Item | Centereach | New York |
|---|---|---|
| Shampoo | $1.5 | $1.28 |
| Movie | $13.76 | $12.13 |
| Bowling | $19.63 | $18 |
| Haircut | $32.33 | $24.26 |
| Beauty Salon | $48.56 | $45.56 |
Detailed Centereach Groceries costs vs. New York
| Item | Centereach | New York |
|---|---|---|
| Ground Beef | $6.34 | $5.84 |
| Fried Chicken | $1.61 | $1.57 |
| Milk | $4.73 | $4.67 |
| Potatoes | $5.03 | $4.93 |
| Pizza | $10.07 | $12.09 |
| Beer | $10.62 | $10.41 |
| Toothpaste | $3.66 | $3.7 |
Detailed Centereach Health costs vs. New York
| Item | Centereach | New York |
|---|---|---|
| Optometrist | $140.1 | $125.68 |
| Doctor | $143.23 | $135.78 |
| Dentist | $123.0 | $113.29 |
Detailed Centereach Transportation costs vs. New York
| Item | Centereach | New York |
|---|---|---|
| Gasoline | $3.33 | $3.46 |
| Tire Balancing | $57.68 | $59.92 |
Detailed Centereach Utilities costs vs. New York
| Item | Centereach | New York |
|---|---|---|
| All Electricity | $281.67 | $193.99 |
| Phone | $185.16 | $192.25 |
Centereach SnackAbility
Cost Of Living In Cities Around Centereach
The cost of living varies in the cities and towns around Centereach. Here's a quick look at the cost of living in the most populous nearby places:
Coram, NY has a cost of living index of 134, 1.0x Centereach.
Commack, NY has a cost of living index of 154, 1.1x Centereach.
West Islip, NY has a cost of living index of 150, 1.1x Centereach.
| City | Population | Cost Of Living | Vs. Centereach |
|---|---|---|---|
| Coram, NY | 39,539 | 134 | 1.0x |
| Commack, NY | 36,558 | 154 | 1.1x |
| West Islip, NY | 26,865 | 150 | 1.1x |
| Smithtown, NY | 24,375 | 152 | 1.1x |
| Selden, NY | 21,604 | 135 | 1.0x |
| Huntington, NY | 19,948 | 168 | 1.2x |
| Lake Ronkonkoma, NY | 18,221 | 136 | 1.0x |
| Farmingville, NY | 16,160 | 140 | 1.0x |
| Nesconset, NY | 13,833 | 154 | 1.1x |
| East Islip, NY | 13,573 | 145 | 1.0x |
