Central Islip, NY Cost Of Living

The latest cost of living statistics for Central Islip. Includes statistics on rent, mortgages, healthcare, and other costs for Central Islip compared to the state and national averages.

Cost of living in Central Islip, New York

Cost of living in Central Islip research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Central Islip is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in New York, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

129 Cost of living index 1.3x higher vs US
#139 Cheapest in New York (of 336)
#4,899 Cheapest in the U.S. (of 6,489)
$547,071 Median home value
$2,071 Median rent
$113,707 Median income
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What is the cost of living in Central Islip, NY?

According to the most recent data on the cost of living, Central Islip has an overall cost of living index of 129, which is 1.3x higher than the national index of 100.

Compared to New York, Central Islip has a cost of living index that's 1.1x higher than New York's index of 121.

The standard of living in Central Islip ranks as #139 most affordable out of the 336 places we measured in New York. By definition, that implies Central Islip ranks as the #197 most expensive place in the Empire State.

For more reading on life in Central Islip, check out:

Central Islip Cost Of Living Vs. New York

Six factors go into calculating the cost of living index in Central Islip. Here is how it fares on each of the criteria:

  • The Services index in Central Islip is 105.

  • The Groceries index in Central Islip is 109.

  • The Health index in Central Islip is 172.

  • The Housing index in Central Islip is 109.

  • The Transportation index in Central Islip is 108.

  • The Utilities index in Central Islip is 112.

Living Expense Central Islip New York National Average
Overall 129 121 100
Services 105 105 100
Groceries 109 108 100
Health 172 143 100
Housing 109 112 100
Transportation 108 114 100
Utilities 112 111 100

Central Islip Cost Of Living Compared To New York Averages

Services
Central Islip 105
New York avg 105
Groceries
Central Islip 109
New York avg 108
Health
Central Islip 172
New York avg 143
Housing
Central Islip 109
New York avg 112
Transportation
Central Islip 108
New York avg 114
Utilities
Central Islip 112
New York avg 111

Index where 100 = national average. Source: cost-of-living index 2026.

For more reading on cost of living around New York, check out:

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Source: Cost-of-living index 2026, normalized to US average = 100

Central Islip, NY Housing Cost Breakdown

$547,071Median Home Value
$2,071Median Rent
$113,707Median Income

Housing swings affordability the most between places in New York, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:

  • The Median Home Value in Central Islip is $547,071.

  • The Median Rent in Central Islip is $2,071.

  • The Median Income in Central Islip is $113,707.

  • The Home Value To Income in Central Islip is 4.8x.

  • The Rent To Monthly Income in Central Islip is 0.22x.

Statistic Central Islip New York United States
Median Home Value $547,071 $507,794 $332,700
Median Rent $2,071 $1,621 $1,413
Median Income $113,707 $85,974 $80,734
Home Value To Income 4.8x 5.9x 4.1x
Rent To Monthly Income 0.22x 0.23x 0.21x

Central Islip, NY Costs By Category

Detailed Central Islip Services costs vs. New York
Item Central Islip New York
Shampoo $1.5 $1.28
Movie $13.76 $12.13
Bowling $19.63 $18
Haircut $32.33 $24.26
Beauty Salon $48.56 $45.56
Detailed Central Islip Groceries costs vs. New York
Item Central Islip New York
Ground Beef $6.34 $5.84
Fried Chicken $1.61 $1.57
Milk $4.73 $4.67
Potatoes $5.03 $4.93
Pizza $10.07 $12.09
Beer $10.62 $10.41
Toothpaste $3.66 $3.7
Detailed Central Islip Health costs vs. New York
Item Central Islip New York
Optometrist $140.1 $125.68
Doctor $143.23 $135.78
Dentist $123.0 $113.29
Detailed Central Islip Transportation costs vs. New York
Item Central Islip New York
Gasoline $3.33 $3.46
Tire Balancing $57.68 $59.92
Detailed Central Islip Utilities costs vs. New York
Item Central Islip New York
All Electricity $281.67 $193.99
Phone $185.16 $192.25

Central Islip SnackAbility

6Overall SnackAbility
Jobs 8.5/10
Housing 9/10
Affordability 4/10
Diversity 9.5/10
SafetyN/A
Amenities 9.5/10
Education 5/10
Commute 5/10

Cost Of Living In Cities Around Central Islip

The cost of living varies in the cities and towns around Central Islip. Here's a quick look at the cost of living in the most populous nearby places:

  • Levittown, NY has a cost of living index of 142, 1.1x Central Islip.

  • Plainview, NY has a cost of living index of 166, 1.3x Central Islip.

  • Massapequa, NY has a cost of living index of 165, 1.3x Central Islip.

City Population Cost Of Living Vs. Central Islip
Levittown, NY 51,904 142 1.1x
Plainview, NY 25,982 166 1.3x
Massapequa, NY 21,389 165 1.3x
Hauppauge, NY 20,793 153 1.2x
North Bellmore, NY 20,689 154 1.2x
North Bay Shore, NY 20,282 131 1.0x
Ronkonkoma, NY 18,709 132 1.0x
Syosset, NY 18,433 180 1.4x
Islip, NY 17,362 139 1.1x
Massapequa Park, NY 16,963 158 1.2x