What is the cost of living in North Bay Shore, NY?
According to the most recent data on the cost of living, North Bay Shore has an overall cost of living index of 131, which is 1.3x higher than the national index of 100.
Compared to New York, North Bay Shore has a cost of living index that's 1.1x higher than New York's index of 121.
The standard of living in North Bay Shore ranks as #142 most affordable out of the 336 places we measured in New York. By definition, that implies North Bay Shore ranks as the #194 most expensive place in the Empire State.
For more reading on life in North Bay Shore, check out:
North Bay Shore Cost Of Living Vs. New York
Six factors go into calculating the cost of living index in North Bay Shore. Here is how it fares on each of the criteria:
The Services index in North Bay Shore is 108.
The Groceries index in North Bay Shore is 106.
The Health index in North Bay Shore is 176.
The Housing index in North Bay Shore is 109.
The Transportation index in North Bay Shore is 109.
The Utilities index in North Bay Shore is 108.
| Living Expense | North Bay Shore | New York | National Average |
|---|---|---|---|
| Overall | 131 | 121 | 100 |
| Services | 108 | 105 | 100 |
| Groceries | 106 | 108 | 100 |
| Health | 176 | 143 | 100 |
| Housing | 109 | 112 | 100 |
| Transportation | 109 | 114 | 100 |
| Utilities | 108 | 111 | 100 |
North Bay Shore Cost Of Living Compared To New York Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around New York, check out:
Protect your home budget Compare home warranties in North Bay Shore Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
North Bay Shore, NY Housing Cost Breakdown
Housing swings affordability the most between places in New York, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in North Bay Shore is $590,112.
The Median Rent in North Bay Shore is $1,597.
The Median Income in North Bay Shore is $141,915.
The Home Value To Income in North Bay Shore is 4.2x.
The Rent To Monthly Income in North Bay Shore is 0.14x.
| Statistic | North Bay Shore | New York | United States |
|---|---|---|---|
| Median Home Value | $590,112 | $507,794 | $332,700 |
| Median Rent | $1,597 | $1,621 | $1,413 |
| Median Income | $141,915 | $85,974 | $80,734 |
| Home Value To Income | 4.2x | 5.9x | 4.1x |
| Rent To Monthly Income | 0.14x | 0.23x | 0.21x |
North Bay Shore, NY Costs By Category
Detailed North Bay Shore Services costs vs. New York
| Item | North Bay Shore | New York |
|---|---|---|
| Shampoo | $1.5 | $1.28 |
| Movie | $13.76 | $12.13 |
| Bowling | $19.63 | $18 |
| Haircut | $32.33 | $24.26 |
| Beauty Salon | $48.56 | $45.56 |
Detailed North Bay Shore Groceries costs vs. New York
| Item | North Bay Shore | New York |
|---|---|---|
| Ground Beef | $6.34 | $5.84 |
| Fried Chicken | $1.61 | $1.57 |
| Milk | $4.73 | $4.67 |
| Potatoes | $5.03 | $4.93 |
| Pizza | $10.07 | $12.09 |
| Beer | $10.62 | $10.41 |
| Toothpaste | $3.66 | $3.7 |
Detailed North Bay Shore Health costs vs. New York
| Item | North Bay Shore | New York |
|---|---|---|
| Optometrist | $140.1 | $125.68 |
| Doctor | $143.23 | $135.78 |
| Dentist | $123.0 | $113.29 |
Detailed North Bay Shore Transportation costs vs. New York
| Item | North Bay Shore | New York |
|---|---|---|
| Gasoline | $3.33 | $3.46 |
| Tire Balancing | $57.68 | $59.92 |
Detailed North Bay Shore Utilities costs vs. New York
| Item | North Bay Shore | New York |
|---|---|---|
| All Electricity | $281.67 | $193.99 |
| Phone | $185.16 | $192.25 |
North Bay Shore SnackAbility
Cost Of Living In Cities Around North Bay Shore
The cost of living varies in the cities and towns around North Bay Shore. Here's a quick look at the cost of living in the most populous nearby places:
Levittown, NY has a cost of living index of 142, 1.1x North Bay Shore.
Central Islip, NY has a cost of living index of 129, 1.0x North Bay Shore.
Bay Shore, NY has a cost of living index of 134, 1.0x North Bay Shore.
| City | Population | Cost Of Living | Vs. North Bay Shore |
|---|---|---|---|
| Levittown, NY | 51,904 | 142 | 1.1x |
| Central Islip, NY | 38,373 | 129 | 1.0x |
| Bay Shore, NY | 31,683 | 134 | 1.0x |
| Deer Park, NY | 27,990 | 134 | 1.0x |
| West Islip, NY | 26,865 | 150 | 1.1x |
| Plainview, NY | 25,982 | 166 | 1.3x |
| Merrick, NY | 21,744 | 163 | 1.2x |
| Massapequa, NY | 21,389 | 165 | 1.3x |
| North Bellmore, NY | 20,689 | 154 | 1.2x |
| Syosset, NY | 18,433 | 180 | 1.4x |








