What is the cost of living in Dunkirk, NY?
According to the most recent data on the cost of living, Dunkirk has an overall cost of living index of 95, which is 0.9x lower than the national index of 100.
Compared to New York, Dunkirk has a cost of living index that's 0.8x lower than New York's index of 121.
The standard of living in Dunkirk ranks as #24 most affordable out of the 336 places we measured in New York. By definition, that implies Dunkirk ranks as the #312 most expensive place in the Empire State.
For more reading on life in Dunkirk, check out:
Dunkirk Cost Of Living Vs. New York
Six factors go into calculating the cost of living index in Dunkirk. Here is how it fares on each of the criteria:
The Services index in Dunkirk is 110.
The Groceries index in Dunkirk is 110.
The Health index in Dunkirk is 50.
The Housing index in Dunkirk is 118.
The Transportation index in Dunkirk is 114.
The Utilities index in Dunkirk is 112.
| Living Expense | Dunkirk | New York | National Average |
|---|---|---|---|
| Overall | 95 | 121 | 100 |
| Services | 110 | 105 | 100 |
| Groceries | 110 | 108 | 100 |
| Health | 50 | 143 | 100 |
| Housing | 118 | 112 | 100 |
| Transportation | 114 | 114 | 100 |
| Utilities | 112 | 111 | 100 |
Dunkirk Cost Of Living Compared To New York Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around New York, check out:
Protect your home budget Compare home warranties in Dunkirk Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Dunkirk, NY Housing Cost Breakdown
Housing swings affordability the most between places in New York, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Dunkirk is $128,151.
The Median Rent in Dunkirk is $866.
The Median Income in Dunkirk is $53,299.
The Home Value To Income in Dunkirk is 2.4x.
The Rent To Monthly Income in Dunkirk is 0.19x.
Dunkirk, NY Costs By Category
Detailed Dunkirk Services costs vs. New York
Detailed Dunkirk Groceries costs vs. New York
Detailed Dunkirk Health costs vs. New York
Detailed Dunkirk Transportation costs vs. New York
Dunkirk SnackAbility
Cost Of Living In Cities Around Dunkirk
The cost of living varies in the cities and towns around Dunkirk. Here's a quick look at the cost of living in the most populous nearby places:
Kenmore, NY has a cost of living index of 105, 1.1x Dunkirk.
Eggertsville, NY has a cost of living index of 104, 1.1x Dunkirk.
Lancaster, NY has a cost of living index of 100, 1.1x Dunkirk.
| City | Population | Cost Of Living | Vs. Dunkirk |
|---|---|---|---|
| Kenmore, NY | 15,044 | 105 | 1.1x |
| Eggertsville, NY | 14,894 | 104 | 1.1x |
| Lancaster, NY | 10,113 | 100 | 1.1x |
| Hamburg, NY | 9,792 | 104 | 1.1x |
| Fredonia, NY | 9,467 | 104 | 1.1x |
| Harris Hill, NY | 6,069 | 121 | 1.3x |
| East Aurora, NY | 5,993 | 114 | 1.2x |
| Williamsville, NY | 5,469 | 113 | 1.2x |
