Geneva, NY Cost Of Living Report: Home Prices, Incomes, and Items

What is the cost of living in Geneva, NY?

According to the most recent data on the cost of living, Geneva has an overall cost of living index of 98, which is 1.0x lower than the national index of 100.

Compared to New York, Geneva has a cost of living index that's 0.8x lower than New York's index of 121.

The standard of living in Geneva ranks as #48 most affordable out of the 336 places we measured in New York. By definition, that implies Geneva ranks as the #288 most expensive place in the Empire State.

For more reading on life in Geneva, check out:

Geneva Cost Of Living Vs. New York

Six factors go into calculating the cost of living index in Geneva. Here is how it fares on each of the criteria:

The Services index in Geneva is 108.
The Groceries index in Geneva is 106.
The Health index in Geneva is 66.
The Housing index in Geneva is 114.
The Transportation index in Geneva is 108.
The Utilities index in Geneva is 109.

Living Expense	Geneva	New York	National Average
Overall	98	121	100
Services	108	105	100
Groceries	106	108	100
Health	66	143	100
Housing	114	112	100
Transportation	108	114	100
Utilities	109	111	100

Geneva Cost Of Living Compared To New York Averages

Services

Geneva 108

New York avg 105

Groceries

Geneva 106

New York avg 108

Health

Geneva 66

New York avg 143

Housing

Geneva 114

New York avg 112

Transportation

Geneva 108

New York avg 114

Utilities

Geneva 109

New York avg 111

Index where 100 = national average. Source: cost-of-living index 2026.

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Source: Cost-of-living index 2026, normalized to US average = 100

Geneva, NY Housing Cost Breakdown

$218,801Median Home Value

$972Median Rent

$79,435Median Income

Housing swings affordability the most between places in New York, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:

The Median Home Value in Geneva is $218,801.
The Median Rent in Geneva is $972.
The Median Income in Geneva is $79,435.
The Home Value To Income in Geneva is 2.8x.
The Rent To Monthly Income in Geneva is 0.15x.

Statistic	Geneva	New York	United States
Median Home Value	$218,801	$507,794	$332,700
Median Rent	$972	$1,621	$1,413
Median Income	$79,435	$85,974	$80,734
Home Value To Income	2.8x	5.9x	4.1x
Rent To Monthly Income	0.15x	0.23x	0.21x

Geneva, NY Costs By Category

Detailed Geneva Services costs vs. New York

Item	Geneva	New York
Shampoo	$1.7	$1.28
Movie	$15.9	$12.13
Bowling	$24.25	$18
Haircut	$26.78	$24.26
Beauty Salon	$44.58	$45.56

Detailed Geneva Groceries costs vs. New York

Item	Geneva	New York
Ground Beef	$6.04	$5.84
Fried Chicken	$1.55	$1.57
Milk	$5.16	$4.67
Potatoes	$5.21	$4.93
Pizza	$13.16	$12.09
Beer	$11.98	$10.41
Toothpaste	$3.72	$3.7

Detailed Geneva Health costs vs. New York

Item	Geneva	New York
Optometrist	$124.25	$125.68
Doctor	$154.18	$135.78
Dentist	$124.68	$113.29

Detailed Geneva Transportation costs vs. New York

Item	Geneva	New York
Gasoline	$3.58	$3.46
Tire Balancing	$59.33	$59.92

Detailed Geneva Utilities costs vs. New York

Item	Geneva	New York
All Electricity	$196.28	$193.99
Phone	$200.67	$192.25

Geneva SnackAbility

6Overall SnackAbility

Jobs 6/10

Housing 6/10

Affordability 7/10

Diversity 8.5/10

Safety 6/10

Amenities 9/10

Education 8/10

Commute 9/10

Cost Of Living In Cities Around Geneva

The cost of living varies in the cities and towns around Geneva. Here's a quick look at the cost of living in the most populous nearby places:

Canandaigua, NY has a cost of living index of 102, 1.0x Geneva.
Newark, NY has a cost of living index of 96, 1.0x Geneva.
Seneca Falls, NY has a cost of living index of 96, 1.0x Geneva.

City	Population	Cost Of Living	Vs. Geneva
Canandaigua, NY	10,514	102	1.0x
Newark, NY	8,991	96	1.0x
Seneca Falls, NY	6,956	96	1.0x