Haverstraw, NY Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Haverstraw, NY Summary

Cost of living in Haverstraw research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Haverstraw is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in New York, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Haverstraw is 124, with 100 being the average.

  • The cost of living index in Haverstraw is 1.2x higher than the national average.

  • Haverstraw ranks as the #131 cheapest in New York out of 341.

  • Haverstraw ranks as the #4,654 cheapest out of 6,489 in the US.

  • The median home value in Haverstraw is $449,221.

  • The median income in Haverstraw is $67,447.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
124
Haverstraw's Overall Cost Of Living
1.2x
Higher Than The National Average

What is the cost of living in Haverstraw, NY?

According to the most recent data on the cost of living, Haverstraw has an overall cost of living index of 124, which is 1.2x higher than the national index of 100.

Compared to New York, Haverstraw has a cost of living index that's 1.0x higher than New York's index of 119.

The standard of living in Haverstraw ranks as #131 most affordable out of the 341 places we measured in New York. By definition, that implies Haverstraw ranks as the #210 most expensive place in the Empire State.

For more reading on life in Haverstraw, check out:

131 out of 341
In New York
4,654 out of 6,489
In America

Haverstraw Cost Of Living Vs. New York

Six factors go into calculating the cost of living index in Haverstraw. Here is how it fairs on each of the criteria:

  • The Services index in Haverstraw is 115.

  • The Groceries index in Haverstraw is 104.

  • The Health index in Haverstraw is 111.

  • The Housing index in Haverstraw is 148.

  • The Transportation index in Haverstraw is 100.

  • The Utilities index in Haverstraw is 130.

Living Expense Haverstraw New York National Average
Overall 124 119 100
Services 115 110 100
Groceries 104 103 100
Health 111 101 100
Housing 148 145 100
Transportation 100 105 100
Utilities 130 99 100
For more reading on cost of living around New York, check out:
Haverstraw Cost of Living Vs. NY

Haverstraw, NY Housing Cost Breakdown

Housing swings affordability the most between places in New York, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Haverstraw is $449,221.

  • The Median Rent in Haverstraw is $1,741.

  • The Median Income in Haverstraw is $67,447.

  • The Home Value To Income in Haverstraw is 6.7x.

  • The Rent To Monthly Income in Haverstraw is 0.31x.

Statistic Haverstraw New York United States
Median Home Value $449,221 $508,764 $303,400
Median Rent $1,741 $1,576 $1,348
Median Income $67,447 $84,578 $78,538
Home Value To Income 6.7x 6.0x 3.9x
Rent To Monthly Income 0.31x 0.22x 0.21x
$449,221
Median Home Value
$1,741
Median Rent
$67,447
Median Income

Haverstraw, NY Costs By Category

Detailed Haverstraw Services Costs Vs. New York

Item Haverstraw New York
Shampoo $1.5 $1.28
Movie $13.76 $12.13
Bowling $19.63 $18
Haircut $32.33 $24.26
Beauty Salon $48.56 $45.56

Detailed Haverstraw Groceries Costs Vs. New York

Item Haverstraw New York
Ground Beef $6.34 $5.84
Fried Chicken $1.61 $1.57
Milk $4.73 $4.67
Potatoes $5.03 $4.93
Pizza $10.07 $12.09
Beer $10.62 $10.41
Toothpaste $3.66 $3.7

Detailed Haverstraw Health Costs Vs. New York

Item Haverstraw New York
Optometrist $140.1 $125.68
Doctor $143.23 $135.78
Dentist $123.0 $113.29

Detailed Haverstraw Transportation Costs Vs. New York

Item Haverstraw New York
Gasoline $3.33 $3.46
Tire Balancing $57.68 $59.92

Detailed Haverstraw Utilities Costs Vs. New York

Item Haverstraw New York
All Electricity $281.67 $193.99
Phone $185.16 $192.25

Haverstraw SnackAbility

6
/10
Overall SnackAbility
Jobs
6/10
Housing
8.5
Affordability
4
Diversity
8.5
Safety
8.5
Amenities
9
Education
5
Commute
5

Cost Of Living In Cities Around Haverstraw

The cost of living varies in the cities and towns around Haverstraw. Here's a quick look at the cost of living in the most populous nearby places:

  • Ossining, NY has a cost of living index of 138, 1.1x Haverstraw.

  • Eastchester, NY has a cost of living index of 167, 1.3x Haverstraw.

  • Scarsdale, NY has a cost of living index of 279, 2.2x Haverstraw.

City Population Cost Of Living Vs. Haverstraw
Ossining, NY 26,979 138 1.1x
Eastchester, NY 20,519 167 1.3x
Scarsdale, NY 18,005 279 2.2x
Stony Point, NY 12,694 135 1.1x
Dobbs Ferry, NY 11,397 173 1.4x
West Haverstraw, NY 10,663 121 1.0x
Valley Cottage, NY 8,803 144 1.2x
Croton-on-Hudson, NY 8,205 161 1.3x
Congers, NY 7,923 148 1.2x
Pleasantville, NY 7,395 176 1.4x

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