What is the cost of living in Haverstraw, NY?
According to the most recent data on the cost of living, Haverstraw has an overall cost of living index of 119, which is 1.2x higher than the national index of 100.
Compared to New York, Haverstraw has a cost of living index that's 1.0x lower than New York's index of 121.
The standard of living in Haverstraw ranks as #114 most affordable out of the 336 places we measured in New York. By definition, that implies Haverstraw ranks as the #222 most expensive place in the Empire State.
For more reading on life in Haverstraw, check out:
Haverstraw Cost Of Living Vs. New York
Six factors go into calculating the cost of living index in Haverstraw. Here is how it fares on each of the criteria:
The Services index in Haverstraw is 104.
The Groceries index in Haverstraw is 112.
The Health index in Haverstraw is 148.
The Housing index in Haverstraw is 109.
The Transportation index in Haverstraw is 112.
The Utilities index in Haverstraw is 106.
| Living Expense | Haverstraw | New York | National Average |
|---|---|---|---|
| Overall | 119 | 121 | 100 |
| Services | 104 | 105 | 100 |
| Groceries | 112 | 108 | 100 |
| Health | 148 | 143 | 100 |
| Housing | 109 | 112 | 100 |
| Transportation | 112 | 114 | 100 |
| Utilities | 106 | 111 | 100 |
Haverstraw Cost Of Living Compared To New York Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around New York, check out:
Protect your home budget Compare home warranties in Haverstraw Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Haverstraw, NY Housing Cost Breakdown
Housing swings affordability the most between places in New York, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Haverstraw is $444,472.
The Median Rent in Haverstraw is $2,114.
The Median Income in Haverstraw is $75,167.
The Home Value To Income in Haverstraw is 5.9x.
The Rent To Monthly Income in Haverstraw is 0.34x.
| Statistic | Haverstraw | New York | United States |
|---|---|---|---|
| Median Home Value | $444,472 | $507,794 | $332,700 |
| Median Rent | $2,114 | $1,621 | $1,413 |
| Median Income | $75,167 | $85,974 | $80,734 |
| Home Value To Income | 5.9x | 5.9x | 4.1x |
| Rent To Monthly Income | 0.34x | 0.23x | 0.21x |
Haverstraw, NY Costs By Category
Detailed Haverstraw Services costs vs. New York
| Item | Haverstraw | New York |
|---|---|---|
| Shampoo | $1.5 | $1.28 |
| Movie | $13.76 | $12.13 |
| Bowling | $19.63 | $18 |
| Haircut | $32.33 | $24.26 |
| Beauty Salon | $48.56 | $45.56 |
Detailed Haverstraw Groceries costs vs. New York
| Item | Haverstraw | New York |
|---|---|---|
| Ground Beef | $6.34 | $5.84 |
| Fried Chicken | $1.61 | $1.57 |
| Milk | $4.73 | $4.67 |
| Potatoes | $5.03 | $4.93 |
| Pizza | $10.07 | $12.09 |
| Beer | $10.62 | $10.41 |
| Toothpaste | $3.66 | $3.7 |
Detailed Haverstraw Health costs vs. New York
| Item | Haverstraw | New York |
|---|---|---|
| Optometrist | $140.1 | $125.68 |
| Doctor | $143.23 | $135.78 |
| Dentist | $123.0 | $113.29 |
Detailed Haverstraw Transportation costs vs. New York
| Item | Haverstraw | New York |
|---|---|---|
| Gasoline | $3.33 | $3.46 |
| Tire Balancing | $57.68 | $59.92 |
Detailed Haverstraw Utilities costs vs. New York
| Item | Haverstraw | New York |
|---|---|---|
| All Electricity | $281.67 | $193.99 |
| Phone | $185.16 | $192.25 |
Haverstraw SnackAbility
Cost Of Living In Cities Around Haverstraw
The cost of living varies in the cities and towns around Haverstraw. Here's a quick look at the cost of living in the most populous nearby places:
Ossining, NY has a cost of living index of 137, 1.2x Haverstraw.
Eastchester, NY has a cost of living index of 168, 1.4x Haverstraw.
Scarsdale, NY has a cost of living index of 280, 2.4x Haverstraw.
| City | Population | Cost Of Living | Vs. Haverstraw |
|---|---|---|---|
| Ossining, NY | 26,950 | 137 | 1.2x |
| Eastchester, NY | 20,491 | 168 | 1.4x |
| Scarsdale, NY | 18,010 | 280 | 2.4x |
| Stony Point, NY | 12,728 | 132 | 1.1x |
| Dobbs Ferry, NY | 11,443 | 173 | 1.5x |
| West Haverstraw, NY | 10,711 | 122 | 1.0x |
| Valley Cottage, NY | 9,165 | 144 | 1.2x |
| Congers, NY | 8,275 | 142 | 1.2x |
| Croton-on-Hudson, NY | 8,202 | 162 | 1.4x |
| Briarcliff Manor, NY | 7,519 | 178 | 1.5x |
