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Ossining, NY Cost Of Living

The latest cost of living statistics for Ossining. Includes statistics on rent, mortgages, healthcare, and other costs for Ossining compared to the state and national averages.

Chris Kolmar
Written by
HomeSnacks
Last updated
2026-06-20

Cost of living in Ossining, New York

Cost of living in Ossining research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Ossining is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in New York, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

137 Cost of living index 1.4x higher vs US
#171 Cheapest in New York (of 336)
#5,273 Cheapest in the U.S. (of 6,489)
$538,108 Median home value
$2,154 Median rent
$103,573 Median income
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What is the cost of living in Ossining, NY?

According to the most recent data on the cost of living, Ossining has an overall cost of living index of 137, which is 1.4x higher than the national index of 100.

Compared to New York, Ossining has a cost of living index that's 1.1x higher than New York's index of 121.

The standard of living in Ossining ranks as #171 most affordable out of the 336 places we measured in New York. By definition, that implies Ossining ranks as the #165 most expensive place in the Empire State.

For more reading on life in Ossining, check out:

Ossining Cost Of Living Vs. New York

Six factors go into calculating the cost of living index in Ossining. Here is how it fares on each of the criteria:

  • The Services index in Ossining is 105.

  • The Groceries index in Ossining is 112.

  • The Health index in Ossining is 196.

  • The Housing index in Ossining is 110.

  • The Transportation index in Ossining is 112.

  • The Utilities index in Ossining is 107.

Living Expense Ossining New York National Average
Overall 137 121 100
Services 105 105 100
Groceries 112 108 100
Health 196 143 100
Housing 110 112 100
Transportation 112 114 100
Utilities 107 111 100

Ossining Cost Of Living Compared To New York Averages

Services
Ossining 105
New York avg 105
Groceries
Ossining 112
New York avg 108
Health
Ossining 196
New York avg 143
Housing
Ossining 110
New York avg 112
Transportation
Ossining 112
New York avg 114
Utilities
Ossining 107
New York avg 111

Index where 100 = national average. Source: cost-of-living index 2026.

For more reading on cost of living around New York, check out:

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Source: Cost-of-living index 2026, normalized to US average = 100

Ossining, NY Housing Cost Breakdown

$538,108Median Home Value
$2,154Median Rent
$103,573Median Income

Housing swings affordability the most between places in New York, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:

  • The Median Home Value in Ossining is $538,108.

  • The Median Rent in Ossining is $2,154.

  • The Median Income in Ossining is $103,573.

  • The Home Value To Income in Ossining is 5.2x.

  • The Rent To Monthly Income in Ossining is 0.25x.

Statistic Ossining New York United States
Median Home Value $538,108 $507,794 $332,700
Median Rent $2,154 $1,621 $1,413
Median Income $103,573 $85,974 $80,734
Home Value To Income 5.2x 5.9x 4.1x
Rent To Monthly Income 0.25x 0.23x 0.21x

Ossining, NY Costs By Category

Detailed Ossining Services costs vs. New York
Item Ossining New York
Shampoo $1.5 $1.28
Movie $13.76 $12.13
Bowling $19.63 $18
Haircut $32.33 $24.26
Beauty Salon $48.56 $45.56
Detailed Ossining Groceries costs vs. New York
Item Ossining New York
Ground Beef $6.34 $5.84
Fried Chicken $1.61 $1.57
Milk $4.73 $4.67
Potatoes $5.03 $4.93
Pizza $10.07 $12.09
Beer $10.62 $10.41
Toothpaste $3.66 $3.7
Detailed Ossining Health costs vs. New York
Item Ossining New York
Optometrist $140.1 $125.68
Doctor $143.23 $135.78
Dentist $123.0 $113.29
Detailed Ossining Transportation costs vs. New York
Item Ossining New York
Gasoline $3.33 $3.46
Tire Balancing $57.68 $59.92
Detailed Ossining Utilities costs vs. New York
Item Ossining New York
All Electricity $281.67 $193.99
Phone $185.16 $192.25

Ossining SnackAbility

7Overall SnackAbility
Jobs 8.5/10
Housing 9/10
Affordability 4/10
Diversity 10/10
Safety 8.5/10
Amenities 9.5/10
Education 6/10
Commute 4/10

Cost Of Living In Cities Around Ossining

The cost of living varies in the cities and towns around Ossining. Here's a quick look at the cost of living in the most populous nearby places:

  • Eastchester, NY has a cost of living index of 168, 1.2x Ossining.

  • Mamaroneck, NY has a cost of living index of 165, 1.2x Ossining.

  • Haverstraw, NY has a cost of living index of 119, 0.9x Ossining.

City Population Cost Of Living Vs. Ossining
Eastchester, NY 20,491 168 1.2x
Mamaroneck, NY 19,826 165 1.2x
Haverstraw, NY 12,325 119 0.9x
Sleepy Hollow, NY 10,887 171 1.2x
Valley Cottage, NY 9,165 144 1.1x
Congers, NY 8,275 142 1.0x
Croton-on-Hudson, NY 8,202 162 1.2x
Briarcliff Manor, NY 7,519 178 1.3x
Nyack, NY 7,393 155 1.1x
Pleasantville, NY 7,371 178 1.3x
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