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Johnstown, NY Cost Of Living

The latest cost of living statistics for Johnstown. Includes statistics on rent, mortgages, healthcare, and other costs for Johnstown compared to the state and national averages.

Chris Kolmar
Written by
HomeSnacks
Last updated
2026-06-20

Cost of living in Johnstown, New York

Cost of living in Johnstown research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Johnstown is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in New York, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

97 Cost of living index 1.0x lower vs US
#39 Cheapest in New York (of 336)
#2,094 Cheapest in the U.S. (of 6,489)
$192,658 Median home value
$914 Median rent
$63,763 Median income
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What is the cost of living in Johnstown, NY?

According to the most recent data on the cost of living, Johnstown has an overall cost of living index of 97, which is 1.0x lower than the national index of 100.

Compared to New York, Johnstown has a cost of living index that's 0.8x lower than New York's index of 121.

The standard of living in Johnstown ranks as #39 most affordable out of the 336 places we measured in New York. By definition, that implies Johnstown ranks as the #297 most expensive place in the Empire State.

For more reading on life in Johnstown, check out:

Johnstown Cost Of Living Vs. New York

Six factors go into calculating the cost of living index in Johnstown. Here is how it fares on each of the criteria:

  • The Services index in Johnstown is 105.

  • The Groceries index in Johnstown is 113.

  • The Health index in Johnstown is 69.

  • The Housing index in Johnstown is 110.

  • The Transportation index in Johnstown is 113.

  • The Utilities index in Johnstown is 116.

Living Expense Johnstown New York National Average
Overall 97 121 100
Services 105 105 100
Groceries 113 108 100
Health 69 143 100
Housing 110 112 100
Transportation 113 114 100
Utilities 116 111 100

Johnstown Cost Of Living Compared To New York Averages

Services
Johnstown 105
New York avg 105
Groceries
Johnstown 113
New York avg 108
Health
Johnstown 69
New York avg 143
Housing
Johnstown 110
New York avg 112
Transportation
Johnstown 113
New York avg 114
Utilities
Johnstown 116
New York avg 111

Index where 100 = national average. Source: cost-of-living index 2026.

For more reading on cost of living around New York, check out:

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Source: Cost-of-living index 2026, normalized to US average = 100

Johnstown, NY Housing Cost Breakdown

$192,658Median Home Value
$914Median Rent
$63,763Median Income

Housing swings affordability the most between places in New York, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:

  • The Median Home Value in Johnstown is $192,658.

  • The Median Rent in Johnstown is $914.

  • The Median Income in Johnstown is $63,763.

  • The Home Value To Income in Johnstown is 3.0x.

  • The Rent To Monthly Income in Johnstown is 0.17x.

Statistic Johnstown New York United States
Median Home Value $192,658 $507,794 $332,700
Median Rent $914 $1,621 $1,413
Median Income $63,763 $85,974 $80,734
Home Value To Income 3.0x 5.9x 4.1x
Rent To Monthly Income 0.17x 0.23x 0.21x

Johnstown, NY Costs By Category

Detailed Johnstown Services costs vs. New York
Item Johnstown New York
Shampoo $1.28 $1.28
Movie $13.08 $12.13
Bowling $15.96 $18
Haircut $28.28 $24.26
Beauty Salon $51.36 $45.56
Detailed Johnstown Groceries costs vs. New York
Item Johnstown New York
Ground Beef $6.06 $5.84
Fried Chicken $1.6 $1.57
Milk $4.85 $4.67
Potatoes $5.09 $4.93
Pizza $14.69 $12.09
Beer $10.9 $10.41
Toothpaste $3.74 $3.7
Detailed Johnstown Health costs vs. New York
Item Johnstown New York
Optometrist $132.47 $125.68
Doctor $111.33 $135.78
Dentist $111.69 $113.29
Detailed Johnstown Transportation costs vs. New York
Item Johnstown New York
Gasoline $3.55 $3.46
Tire Balancing $50.33 $59.92
Detailed Johnstown Utilities costs vs. New York
Item Johnstown New York
All Electricity $196.7 $193.99
Phone $195.71 $192.25

Johnstown SnackAbility

6Overall SnackAbility
Jobs 8/10
Housing 6/10
Affordability 8.5/10
Diversity 6/10
Safety 8/10
Amenities 8.5/10
Education 7/10
Commute 9/10

Cost Of Living In Cities Around Johnstown

The cost of living varies in the cities and towns around Johnstown. Here's a quick look at the cost of living in the most populous nearby places:

  • Fort Collins, CO has a cost of living index of 135, 1.4x Johnstown.

  • Greeley, CO has a cost of living index of 116, 1.2x Johnstown.

  • Longmont, CO has a cost of living index of 135, 1.4x Johnstown.

City Population Cost Of Living Vs. Johnstown
Fort Collins, CO 170,229 135 1.4x
Greeley, CO 110,806 116 1.2x
Longmont, CO 99,406 135 1.4x
Loveland, CO 78,410 128 1.3x
Windsor, CO 37,914 137 1.4x
Evans, CO 22,396 114 1.2x
Firestone, CO 18,049 133 1.4x
Frederick, CO 16,651 135 1.4x
Berthoud, CO 12,411 132 1.4x
Severance, CO 10,130 132 1.4x
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