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Larchmont, NY Cost Of Living

The latest cost of living statistics for Larchmont. Includes statistics on rent, mortgages, healthcare, and other costs for Larchmont compared to the state and national averages.

Chris Kolmar
Written by
HomeSnacks
Last updated
2026-06-20

Cost of living in Larchmont, New York

Cost of living in Larchmont research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Larchmont is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in New York, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

234 Cost of living index 2.3x higher vs US
#331 Cheapest in New York (of 336)
#6,408 Cheapest in the U.S. (of 6,489)
$1,661,377 Median home value
$2,093 Median rent
$167,536 Median income
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What is the cost of living in Larchmont, NY?

According to the most recent data on the cost of living, Larchmont has an overall cost of living index of 234, which is 2.3x higher than the national index of 100.

Compared to New York, Larchmont has a cost of living index that's 1.9x higher than New York's index of 121.

The standard of living in Larchmont ranks as #331 most affordable out of the 336 places we measured in New York. By definition, that implies Larchmont ranks as the #5 most expensive place in the Empire State.

For more reading on life in Larchmont, check out:

Larchmont Cost Of Living Vs. New York

Six factors go into calculating the cost of living index in Larchmont. Here is how it fares on each of the criteria:

  • The Services index in Larchmont is 105.

  • The Groceries index in Larchmont is 108.

  • The Health index in Larchmont is 514.

  • The Housing index in Larchmont is 116.

  • The Transportation index in Larchmont is 112.

  • The Utilities index in Larchmont is 112.

Living Expense Larchmont New York National Average
Overall 234 121 100
Services 105 105 100
Groceries 108 108 100
Health 514 143 100
Housing 116 112 100
Transportation 112 114 100
Utilities 112 111 100

Larchmont Cost Of Living Compared To New York Averages

Services
Larchmont 105
New York avg 105
Groceries
Larchmont 108
New York avg 108
Health
Larchmont 514
New York avg 143
Housing
Larchmont 116
New York avg 112
Transportation
Larchmont 112
New York avg 114
Utilities
Larchmont 112
New York avg 111

Index where 100 = national average. Source: cost-of-living index 2026.

For more reading on cost of living around New York, check out:

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Source: Cost-of-living index 2026, normalized to US average = 100

Larchmont, NY Housing Cost Breakdown

$1,661,377Median Home Value
$2,093Median Rent
$167,536Median Income

Housing swings affordability the most between places in New York, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:

  • The Median Home Value in Larchmont is $1,661,377.

  • The Median Rent in Larchmont is $2,093.

  • The Median Income in Larchmont is $167,536.

  • The Home Value To Income in Larchmont is 9.9x.

  • The Rent To Monthly Income in Larchmont is 0.15x.

Statistic Larchmont New York United States
Median Home Value $1,661,377 $507,794 $332,700
Median Rent $2,093 $1,621 $1,413
Median Income $167,536 $85,974 $80,734
Home Value To Income 9.9x 5.9x 4.1x
Rent To Monthly Income 0.15x 0.23x 0.21x

Larchmont, NY Costs By Category

Detailed Larchmont Services costs vs. New York
Item Larchmont New York
Shampoo $1.5 $1.28
Movie $13.76 $12.13
Bowling $19.63 $18
Haircut $32.33 $24.26
Beauty Salon $48.56 $45.56
Detailed Larchmont Groceries costs vs. New York
Item Larchmont New York
Ground Beef $6.34 $5.84
Fried Chicken $1.61 $1.57
Milk $4.73 $4.67
Potatoes $5.03 $4.93
Pizza $10.07 $12.09
Beer $10.62 $10.41
Toothpaste $3.66 $3.7
Detailed Larchmont Health costs vs. New York
Item Larchmont New York
Optometrist $140.1 $125.68
Doctor $143.23 $135.78
Dentist $123.0 $113.29
Detailed Larchmont Transportation costs vs. New York
Item Larchmont New York
Gasoline $3.33 $3.46
Tire Balancing $57.68 $59.92
Detailed Larchmont Utilities costs vs. New York
Item Larchmont New York
All Electricity $281.67 $193.99
Phone $185.16 $192.25

Larchmont SnackAbility

7Overall SnackAbility
Jobs 8/10
Housing 10/10
Affordability 8/10
Diversity 8/10
Safety 8/10
Amenities 8.5/10
Education 10/10
Commute 3/10

Cost Of Living In Cities Around Larchmont

The cost of living varies in the cities and towns around Larchmont. Here's a quick look at the cost of living in the most populous nearby places:

  • New Rochelle, NY has a cost of living index of 160, 0.7x Larchmont.

  • Mount Vernon, NY has a cost of living index of 132, 0.6x Larchmont.

  • Levittown, NY has a cost of living index of 142, 0.6x Larchmont.

City Population Cost Of Living Vs. Larchmont
New Rochelle, NY 82,769 160 0.7x
Mount Vernon, NY 72,427 132 0.6x
Levittown, NY 51,904 142 0.6x
Plainview, NY 25,982 166 0.7x
North Bellmore, NY 20,689 154 0.7x
Eastchester, NY 20,491 168 0.7x
Mamaroneck, NY 19,826 165 0.7x
Syosset, NY 18,433 180 0.8x
Woodmere, NY 18,061 186 0.8x
Scarsdale, NY 18,010 280 1.2x
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