What is the cost of living in Mount Vernon, NY?
According to the most recent data on the cost of living, Mount Vernon has an overall cost of living index of 132, which is 1.3x higher than the national index of 100.
Compared to New York, Mount Vernon has a cost of living index that's 1.1x higher than New York's index of 121.
The standard of living in Mount Vernon ranks as #147 most affordable out of the 336 places we measured in New York. By definition, that implies Mount Vernon ranks as the #189 most expensive place in the Empire State.
For more reading on life in Mount Vernon, check out:
Mount Vernon Cost Of Living Vs. New York
Six factors go into calculating the cost of living index in Mount Vernon. Here is how it fares on each of the criteria:
The Services index in Mount Vernon is 110.
The Groceries index in Mount Vernon is 109.
The Health index in Mount Vernon is 187.
The Housing index in Mount Vernon is 115.
The Transportation index in Mount Vernon is 109.
The Utilities index in Mount Vernon is 109.
| Living Expense | Mount Vernon | New York | National Average |
|---|---|---|---|
| Overall | 132 | 121 | 100 |
| Services | 110 | 105 | 100 |
| Groceries | 109 | 108 | 100 |
| Health | 187 | 143 | 100 |
| Housing | 115 | 112 | 100 |
| Transportation | 109 | 114 | 100 |
| Utilities | 109 | 111 | 100 |
Mount Vernon Cost Of Living Compared To New York Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around New York, check out:
Protect your home budget Compare home warranties in Mount Vernon Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Mount Vernon, NY Housing Cost Breakdown
Housing swings affordability the most between places in New York, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Mount Vernon is $568,430.
The Median Rent in Mount Vernon is $1,629.
The Median Income in Mount Vernon is $78,779.
The Home Value To Income in Mount Vernon is 7.2x.
The Rent To Monthly Income in Mount Vernon is 0.25x.
| Statistic | Mount Vernon | New York | United States |
|---|---|---|---|
| Median Home Value | $568,430 | $507,794 | $332,700 |
| Median Rent | $1,629 | $1,621 | $1,413 |
| Median Income | $78,779 | $85,974 | $80,734 |
| Home Value To Income | 7.2x | 5.9x | 4.1x |
| Rent To Monthly Income | 0.25x | 0.23x | 0.21x |
Mount Vernon, NY Costs By Category
Detailed Mount Vernon Services costs vs. New York
| Item | Mount Vernon | New York |
|---|---|---|
| Shampoo | $1.69 | $1.28 |
| Movie | $13.68 | $12.13 |
| Bowling | $29.4 | $18 |
| Haircut | $34.94 | $24.26 |
| Beauty Salon | $64.07 | $45.56 |
Detailed Mount Vernon Groceries costs vs. New York
| Item | Mount Vernon | New York |
|---|---|---|
| Ground Beef | $5.87 | $5.84 |
| Fried Chicken | $1.46 | $1.57 |
| Milk | $4.97 | $4.67 |
| Potatoes | $5.21 | $4.93 |
| Pizza | $12.57 | $12.09 |
| Beer | $11.87 | $10.41 |
| Toothpaste | $3.96 | $3.7 |
Detailed Mount Vernon Health costs vs. New York
| Item | Mount Vernon | New York |
|---|---|---|
| Optometrist | $128.97 | $125.68 |
| Doctor | $162.24 | $135.78 |
| Dentist | $149.64 | $113.29 |
Detailed Mount Vernon Transportation costs vs. New York
| Item | Mount Vernon | New York |
|---|---|---|
| Gasoline | $3.55 | $3.46 |
| Tire Balancing | $86.43 | $59.92 |
Detailed Mount Vernon Utilities costs vs. New York
| Item | Mount Vernon | New York |
|---|---|---|
| All Electricity | $201.27 | $193.99 |
| Phone | $200.67 | $192.25 |
Mount Vernon SnackAbility
Cost Of Living In Cities Around Mount Vernon
The cost of living varies in the cities and towns around Mount Vernon. Here's a quick look at the cost of living in the most populous nearby places:
Yonkers, NY has a cost of living index of 142, 1.1x Mount Vernon.
New Rochelle, NY has a cost of living index of 160, 1.2x Mount Vernon.
Eastchester, NY has a cost of living index of 168, 1.3x Mount Vernon.
| City | Population | Cost Of Living | Vs. Mount Vernon |
|---|---|---|---|
| Yonkers, NY | 209,978 | 142 | 1.1x |
| New Rochelle, NY | 82,769 | 160 | 1.2x |
| Eastchester, NY | 20,491 | 168 | 1.3x |
| Mamaroneck, NY | 19,826 | 165 | 1.2x |
| Syosset, NY | 18,433 | 180 | 1.4x |
| Woodmere, NY | 18,061 | 186 | 1.4x |
| North New Hyde Park, NY | 14,159 | 169 | 1.3x |
| Jericho, NY | 13,759 | 195 | 1.5x |
| Malverne, NY | 8,477 | 151 | 1.1x |
| Hastings-on-Hudson, NY | 8,434 | 172 | 1.3x |
