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Mastic, NY Cost Of Living

The latest cost of living statistics for Mastic. Includes statistics on rent, mortgages, healthcare, and other costs for Mastic compared to the state and national averages.

Chris Kolmar
Written by
HomeSnacks
Last updated
2026-06-20

Cost of living in Mastic, New York

Cost of living in Mastic research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Mastic is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in New York, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

125 Cost of living index 1.2x higher vs US
#130 Cheapest in New York (of 336)
#4,644 Cheapest in the U.S. (of 6,489)
$500,588 Median home value
$2,016 Median rent
$94,034 Median income
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What is the cost of living in Mastic, NY?

According to the most recent data on the cost of living, Mastic has an overall cost of living index of 125, which is 1.2x higher than the national index of 100.

Compared to New York, Mastic has a cost of living index that's 1.0x higher than New York's index of 121.

The standard of living in Mastic ranks as #130 most affordable out of the 336 places we measured in New York. By definition, that implies Mastic ranks as the #206 most expensive place in the Empire State.

For more reading on life in Mastic, check out:

Mastic Cost Of Living Vs. New York

Six factors go into calculating the cost of living index in Mastic. Here is how it fares on each of the criteria:

  • The Services index in Mastic is 102.

  • The Groceries index in Mastic is 109.

  • The Health index in Mastic is 162.

  • The Housing index in Mastic is 112.

  • The Transportation index in Mastic is 111.

  • The Utilities index in Mastic is 107.

Living Expense Mastic New York National Average
Overall 125 121 100
Services 102 105 100
Groceries 109 108 100
Health 162 143 100
Housing 112 112 100
Transportation 111 114 100
Utilities 107 111 100

Mastic Cost Of Living Compared To New York Averages

Services
Mastic 102
New York avg 105
Groceries
Mastic 109
New York avg 108
Health
Mastic 162
New York avg 143
Housing
Mastic 112
New York avg 112
Transportation
Mastic 111
New York avg 114
Utilities
Mastic 107
New York avg 111

Index where 100 = national average. Source: cost-of-living index 2026.

For more reading on cost of living around New York, check out:

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Source: Cost-of-living index 2026, normalized to US average = 100

Mastic, NY Housing Cost Breakdown

$500,588Median Home Value
$2,016Median Rent
$94,034Median Income

Housing swings affordability the most between places in New York, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:

  • The Median Home Value in Mastic is $500,588.

  • The Median Rent in Mastic is $2,016.

  • The Median Income in Mastic is $94,034.

  • The Home Value To Income in Mastic is 5.3x.

  • The Rent To Monthly Income in Mastic is 0.26x.

Statistic Mastic New York United States
Median Home Value $500,588 $507,794 $332,700
Median Rent $2,016 $1,621 $1,413
Median Income $94,034 $85,974 $80,734
Home Value To Income 5.3x 5.9x 4.1x
Rent To Monthly Income 0.26x 0.23x 0.21x

Mastic, NY Costs By Category

Detailed Mastic Services costs vs. New York
Item Mastic New York
Shampoo $1.47 $1.28
Movie $15.07 $12.13
Bowling $24.0 $18
Haircut $39.78 $24.26
Beauty Salon $69.0 $45.56
Detailed Mastic Groceries costs vs. New York
Item Mastic New York
Ground Beef $6.28 $5.84
Fried Chicken $1.59 $1.57
Milk $4.83 $4.67
Potatoes $5.03 $4.93
Pizza $13.21 $12.09
Beer $10.53 $10.41
Toothpaste $3.86 $3.7
Detailed Mastic Health costs vs. New York
Item Mastic New York
Optometrist $134.7 $125.68
Doctor $162.26 $135.78
Dentist $136.03 $113.29
Detailed Mastic Transportation costs vs. New York
Item Mastic New York
Gasoline $3.47 $3.46
Tire Balancing $63.33 $59.92
Detailed Mastic Utilities costs vs. New York
Item Mastic New York
All Electricity $296.64 $193.99
Phone $185.16 $192.25

Mastic SnackAbility

6Overall SnackAbility
Jobs 7/10
Housing 9/10
Affordability 6/10
Diversity 8.5/10
SafetyN/A
Amenities 9/10
Education 5/10
Commute 5/10

Cost Of Living In Cities Around Mastic

The cost of living varies in the cities and towns around Mastic. Here's a quick look at the cost of living in the most populous nearby places:

  • Shirley, NY has a cost of living index of 128, 1.0x Mastic.

  • Medford, NY has a cost of living index of 134, 1.1x Mastic.

  • Farmingville, NY has a cost of living index of 140, 1.1x Mastic.

City Population Cost Of Living Vs. Mastic
Shirley, NY 28,375 128 1.0x
Medford, NY 24,796 134 1.1x
Farmingville, NY 16,160 140 1.1x
Manorville, NY 14,233 141 1.1x
Nesconset, NY 13,833 154 1.2x
East Islip, NY 13,573 145 1.2x
St. James, NY 13,244 149 1.2x
Stony Brook, NY 12,868 153 1.2x
North Bellport, NY 11,087 135 1.1x
Lake Grove, NY 11,061 145 1.2x
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