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Medford, NY Cost Of Living

The latest cost of living statistics for Medford. Includes statistics on rent, mortgages, healthcare, and other costs for Medford compared to the state and national averages.

Chris Kolmar
Written by
HomeSnacks
Last updated
2026-06-20

Cost of living in Medford, New York

Cost of living in Medford research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Medford is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in New York, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

134 Cost of living index 1.3x higher vs US
#160 Cheapest in New York (of 336)
#5,135 Cheapest in the U.S. (of 6,489)
$598,934 Median home value
$2,353 Median rent
$128,192 Median income
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What is the cost of living in Medford, NY?

According to the most recent data on the cost of living, Medford has an overall cost of living index of 134, which is 1.3x higher than the national index of 100.

Compared to New York, Medford has a cost of living index that's 1.1x higher than New York's index of 121.

The standard of living in Medford ranks as #160 most affordable out of the 336 places we measured in New York. By definition, that implies Medford ranks as the #176 most expensive place in the Empire State.

For more reading on life in Medford, check out:

Medford Cost Of Living Vs. New York

Six factors go into calculating the cost of living index in Medford. Here is how it fares on each of the criteria:

  • The Services index in Medford is 106.

  • The Groceries index in Medford is 107.

  • The Health index in Medford is 195.

  • The Housing index in Medford is 111.

  • The Transportation index in Medford is 113.

  • The Utilities index in Medford is 109.

Living Expense Medford New York National Average
Overall 134 121 100
Services 106 105 100
Groceries 107 108 100
Health 195 143 100
Housing 111 112 100
Transportation 113 114 100
Utilities 109 111 100

Medford Cost Of Living Compared To New York Averages

Services
Medford 106
New York avg 105
Groceries
Medford 107
New York avg 108
Health
Medford 195
New York avg 143
Housing
Medford 111
New York avg 112
Transportation
Medford 113
New York avg 114
Utilities
Medford 109
New York avg 111

Index where 100 = national average. Source: cost-of-living index 2026.

For more reading on cost of living around New York, check out:

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Source: Cost-of-living index 2026, normalized to US average = 100

Medford, NY Housing Cost Breakdown

$598,934Median Home Value
$2,353Median Rent
$128,192Median Income

Housing swings affordability the most between places in New York, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:

  • The Median Home Value in Medford is $598,934.

  • The Median Rent in Medford is $2,353.

  • The Median Income in Medford is $128,192.

  • The Home Value To Income in Medford is 4.7x.

  • The Rent To Monthly Income in Medford is 0.22x.

Statistic Medford New York United States
Median Home Value $598,934 $507,794 $332,700
Median Rent $2,353 $1,621 $1,413
Median Income $128,192 $85,974 $80,734
Home Value To Income 4.7x 5.9x 4.1x
Rent To Monthly Income 0.22x 0.23x 0.21x

Medford, NY Costs By Category

Detailed Medford Services costs vs. New York
Item Medford New York
Shampoo $1.47 $1.28
Movie $15.07 $12.13
Bowling $24.0 $18
Haircut $39.78 $24.26
Beauty Salon $69.0 $45.56
Detailed Medford Groceries costs vs. New York
Item Medford New York
Ground Beef $6.28 $5.84
Fried Chicken $1.59 $1.57
Milk $4.83 $4.67
Potatoes $5.03 $4.93
Pizza $13.21 $12.09
Beer $10.53 $10.41
Toothpaste $3.86 $3.7
Detailed Medford Health costs vs. New York
Item Medford New York
Optometrist $134.7 $125.68
Doctor $162.26 $135.78
Dentist $136.03 $113.29
Detailed Medford Transportation costs vs. New York
Item Medford New York
Gasoline $3.47 $3.46
Tire Balancing $63.33 $59.92
Detailed Medford Utilities costs vs. New York
Item Medford New York
All Electricity $296.64 $193.99
Phone $185.16 $192.25

Medford SnackAbility

6Overall SnackAbility
Jobs 8/10
Housing 9/10
Affordability 5/10
Diversity 8.5/10
SafetyN/A
Amenities 9/10
Education 8/10
Commute 4/10

Cost Of Living In Cities Around Medford

The cost of living varies in the cities and towns around Medford. Here's a quick look at the cost of living in the most populous nearby places:

  • Coram, NY has a cost of living index of 134, 1.0x Medford.

  • Commack, NY has a cost of living index of 154, 1.1x Medford.

  • West Islip, NY has a cost of living index of 150, 1.1x Medford.

City Population Cost Of Living Vs. Medford
Coram, NY 39,539 134 1.0x
Commack, NY 36,558 154 1.1x
West Islip, NY 26,865 150 1.1x
Smithtown, NY 24,375 152 1.1x
East Patchogue, NY 21,673 131 1.0x
Selden, NY 21,604 135 1.0x
Holtsville, NY 19,344 137 1.0x
Farmingville, NY 16,160 140 1.0x
Nesconset, NY 13,833 154 1.1x
East Islip, NY 13,573 145 1.1x
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