Middletown, NY Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Middletown, NY Summary

Cost of living in Middletown research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Middletown is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in New York, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Middletown is 101, with 100 being the average.

  • The cost of living index in Middletown is 1.0x higher than the national average.

  • Middletown ranks as the #89 cheapest in New York out of 341.

  • Middletown ranks as the #2,735 cheapest out of 6,489 in the US.

  • The median home value in Middletown is $403,727.

  • The median income in Middletown is $77,174.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
101
Middletown's Overall Cost Of Living
1.0x
Higher Than The National Average

What is the cost of living in Middletown, NY?

According to the most recent data on the cost of living, Middletown has an overall cost of living index of 101, which is 1.0x higher than the national index of 100.

Compared to New York, Middletown has a cost of living index that's 0.8x lower than New York's index of 119.

The standard of living in Middletown ranks as #89 most affordable out of the 341 places we measured in New York. By definition, that implies Middletown ranks as the #252 most expensive place in the Empire State.

For more reading on life in Middletown, check out:

89 out of 341
In New York
2,735 out of 6,489
In America

Middletown Cost Of Living Vs. New York

Six factors go into calculating the cost of living index in Middletown. Here is how it fairs on each of the criteria:

  • The Services index in Middletown is 92.

  • The Groceries index in Middletown is 100.

  • The Health index in Middletown is 96.

  • The Housing index in Middletown is 113.

  • The Transportation index in Middletown is 95.

  • The Utilities index in Middletown is 105.

Living Expense Middletown New York National Average
Overall 101 119 100
Services 92 110 100
Groceries 100 103 100
Health 96 101 100
Housing 113 145 100
Transportation 95 105 100
Utilities 105 99 100
For more reading on cost of living around New York, check out:
Middletown Cost of Living Vs. NY

Middletown, NY Housing Cost Breakdown

Housing swings affordability the most between places in New York, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Middletown is $403,727.

  • The Median Rent in Middletown is $1,614.

  • The Median Income in Middletown is $77,174.

  • The Home Value To Income in Middletown is 5.2x.

  • The Rent To Monthly Income in Middletown is 0.25x.

Statistic Middletown New York United States
Median Home Value $403,727 $508,764 $303,400
Median Rent $1,614 $1,576 $1,348
Median Income $77,174 $84,578 $78,538
Home Value To Income 5.2x 6.0x 3.9x
Rent To Monthly Income 0.25x 0.22x 0.21x
$403,727
Median Home Value
$1,614
Median Rent
$77,174
Median Income

Middletown, NY Costs By Category

Detailed Middletown Services Costs Vs. New York

Item Middletown New York
Shampoo $1.53 $1.28
Movie $10.2 $12.13
Bowling $13.92 $18
Haircut $15.07 $24.26
Beauty Salon $34.93 $45.56

Detailed Middletown Groceries Costs Vs. New York

Item Middletown New York
Ground Beef $5.7 $5.84
Fried Chicken $1.36 $1.57
Milk $4.59 $4.67
Potatoes $5.35 $4.93
Pizza $9.94 $12.09
Beer $11.82 $10.41
Toothpaste $3.62 $3.7

Detailed Middletown Health Costs Vs. New York

Item Middletown New York
Optometrist $107.51 $125.68
Doctor $98.82 $135.78
Dentist $136.17 $113.29

Detailed Middletown Transportation Costs Vs. New York

Item Middletown New York
Gasoline $3.64 $3.46
Tire Balancing $42.06 $59.92

Detailed Middletown Utilities Costs Vs. New York

Item Middletown New York
All Electricity $205.85 $193.99
Phone $196.0 $192.25

Middletown SnackAbility

6
/10
Overall SnackAbility
Jobs
7/10
Housing
8.5
Affordability
5
Diversity
10
Safety
6
Amenities
9.5
Education
6
Commute
5

Cost Of Living In Cities Around Middletown

The cost of living varies in the cities and towns around Middletown. Here's a quick look at the cost of living in the most populous nearby places:

  • O'Fallon, MO has a cost of living index of 105, 1.0x Middletown.

  • St. Peters, MO has a cost of living index of 96, 1.0x Middletown.

  • Wentzville, MO has a cost of living index of 104, 1.0x Middletown.

City Population Cost Of Living Vs. Middletown
O'Fallon, MO 92,697 105 1.0x
St. Peters, MO 58,200 96 1.0x
Wentzville, MO 45,734 104 1.0x
Lake St. Louis, MO 17,538 109 1.1x
Washington, MO 14,948 93 0.9x
Troy, MO 13,467 93 0.9x
Dardenne Prairie, MO 13,137 113 1.1x
Fulton, MO 12,611 86 0.9x
Mexico, MO 11,487 82 0.8x

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