Cost of living in New Windsor research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means New Windsor is expensive. An index value below 100 means the city is a relatively cheap place to live.
On a city-by-city basis in New York, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:
The cost of living index in New Windsor is 120, with 100 being the average.
The cost of living index in New Windsor is 1.2x higher than the national average.
New Windsor ranks as the #122 cheapest in New York out of 341.
New Windsor ranks as the #4,411 cheapest out of 6,489 in the US.
The median home value in New Windsor is $431,061.
The median income in New Windsor is $85,755.
According to the most recent data on the cost of living, New Windsor has an overall cost of living index of 120, which is 1.2x higher than the national index of 100.
Compared to New York, New Windsor has a cost of living index that's 1.0x higher than New York's index of 119.
The standard of living in New Windsor ranks as #122 most affordable out of the 341 places we measured in New York. By definition, that implies New Windsor ranks as the #219 most expensive place in the Empire State.
For more reading on life in New Windsor, check out:
Six factors go into calculating the cost of living index in New Windsor. Here is how it fairs on each of the criteria:
The Services index in New Windsor is 112.
The Groceries index in New Windsor is 104.
The Health index in New Windsor is 109.
The Housing index in New Windsor is 130.
The Transportation index in New Windsor is 103.
The Utilities index in New Windsor is 132.
| Living Expense | New Windsor | New York | National Average | |
|---|---|---|---|---|
| Overall | 120 | 119 | 100 | |
| Services | 112 | 110 | 100 | |
| Groceries | 104 | 103 | 100 | |
| Health | 109 | 101 | 100 | |
| Housing | 130 | 145 | 100 | |
| Transportation | 103 | 105 | 100 | |
| Utilities | 132 | 99 | 100 | |
Housing swings affordability the most between places in New York, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:
The Median Home Value in New Windsor is $431,061.
The Median Rent in New Windsor is $1,579.
The Median Income in New Windsor is $85,755.
The Home Value To Income in New Windsor is 5.0x.
The Rent To Monthly Income in New Windsor is 0.22x.
| Statistic | New Windsor | New York | United States |
|---|---|---|---|
| Median Home Value | $431,061 | $508,764 | $303,400 |
| Median Rent | $1,579 | $1,576 | $1,348 |
| Median Income | $85,755 | $84,578 | $78,538 |
| Home Value To Income | 5.0x | 6.0x | 3.9x |
| Rent To Monthly Income | 0.22x | 0.22x | 0.21x |
| Item | New Windsor | New York |
|---|---|---|
| Shampoo | $1.5 | $1.28 |
| Movie | $13.76 | $12.13 |
| Bowling | $19.63 | $18 |
| Haircut | $32.33 | $24.26 |
| Beauty Salon | $48.56 | $45.56 |
| Item | New Windsor | New York |
|---|---|---|
| Ground Beef | $6.34 | $5.84 |
| Fried Chicken | $1.61 | $1.57 |
| Milk | $4.73 | $4.67 |
| Potatoes | $5.03 | $4.93 |
| Pizza | $10.07 | $12.09 |
| Beer | $10.62 | $10.41 |
| Toothpaste | $3.66 | $3.7 |
| Item | New Windsor | New York |
|---|---|---|
| Optometrist | $140.1 | $125.68 |
| Doctor | $143.23 | $135.78 |
| Dentist | $123.0 | $113.29 |
| Item | New Windsor | New York |
|---|---|---|
| Gasoline | $3.33 | $3.46 |
| Tire Balancing | $57.68 | $59.92 |
| Item | New Windsor | New York |
|---|---|---|
| All Electricity | $281.67 | $193.99 |
| Phone | $185.16 | $192.25 |
The cost of living varies in the cities and towns around New Windsor. Here's a quick look at the cost of living in the most populous nearby places:
Newburgh, NY has a cost of living index of 109, 0.9x New Windsor.
Beacon, NY has a cost of living index of 127, 1.1x New Windsor.
Jefferson Valley-Yorktown, NY has a cost of living index of 146, 1.2x New Windsor.
| City | Population | Cost Of Living | Vs. New Windsor |
|---|---|---|---|
| Newburgh, NY | 28,649 | 109 | 0.9x |
| Beacon, NY | 14,629 | 127 | 1.1x |
| Jefferson Valley-Yorktown, NY | 14,195 | 146 | 1.2x |
| Stony Point, NY | 12,694 | 135 | 1.1x |
| West Haverstraw, NY | 10,663 | 121 | 1.0x |
| Monroe, NY | 9,466 | 130 | 1.1x |
| Mahopac, NY | 9,171 | 134 | 1.1x |
| Croton-on-Hudson, NY | 8,205 | 161 | 1.3x |
| Lake Carmel, NY | 8,090 | 125 | 1.0x |
| Lake Mohegan, NY | 5,566 | 142 | 1.2x |