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Newburgh, NY Cost Of Living

The latest cost of living statistics for Newburgh. Includes statistics on rent, mortgages, healthcare, and other costs for Newburgh compared to the state and national averages.

Chris Kolmar
Written by
HomeSnacks
Last updated
2026-06-20

Cost of living in Newburgh, New York

Cost of living in Newburgh research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Newburgh is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in New York, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

104 Cost of living index 1.0x higher vs US
#77 Cheapest in New York (of 336)
#2,973 Cheapest in the U.S. (of 6,489)
$392,141 Median home value
$1,454 Median rent
$56,960 Median income
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What is the cost of living in Newburgh, NY?

According to the most recent data on the cost of living, Newburgh has an overall cost of living index of 104, which is 1.0x higher than the national index of 100.

Compared to New York, Newburgh has a cost of living index that's 0.9x lower than New York's index of 121.

The standard of living in Newburgh ranks as #77 most affordable out of the 336 places we measured in New York. By definition, that implies Newburgh ranks as the #259 most expensive place in the Empire State.

For more reading on life in Newburgh, check out:

Newburgh Cost Of Living Vs. New York

Six factors go into calculating the cost of living index in Newburgh. Here is how it fares on each of the criteria:

  • The Services index in Newburgh is 106.

  • The Groceries index in Newburgh is 108.

  • The Health index in Newburgh is 99.

  • The Housing index in Newburgh is 109.

  • The Transportation index in Newburgh is 110.

  • The Utilities index in Newburgh is 114.

Living Expense Newburgh New York National Average
Overall 104 121 100
Services 106 105 100
Groceries 108 108 100
Health 99 143 100
Housing 109 112 100
Transportation 110 114 100
Utilities 114 111 100

Newburgh Cost Of Living Compared To New York Averages

Services
Newburgh 106
New York avg 105
Groceries
Newburgh 108
New York avg 108
Health
Newburgh 99
New York avg 143
Housing
Newburgh 109
New York avg 112
Transportation
Newburgh 110
New York avg 114
Utilities
Newburgh 114
New York avg 111

Index where 100 = national average. Source: cost-of-living index 2026.

For more reading on cost of living around New York, check out:

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Source: Cost-of-living index 2026, normalized to US average = 100

Newburgh, NY Housing Cost Breakdown

$392,141Median Home Value
$1,454Median Rent
$56,960Median Income

Housing swings affordability the most between places in New York, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:

  • The Median Home Value in Newburgh is $392,141.

  • The Median Rent in Newburgh is $1,454.

  • The Median Income in Newburgh is $56,960.

  • The Home Value To Income in Newburgh is 6.9x.

  • The Rent To Monthly Income in Newburgh is 0.31x.

Statistic Newburgh New York United States
Median Home Value $392,141 $507,794 $332,700
Median Rent $1,454 $1,621 $1,413
Median Income $56,960 $85,974 $80,734
Home Value To Income 6.9x 5.9x 4.1x
Rent To Monthly Income 0.31x 0.23x 0.21x

Newburgh, NY Costs By Category

Detailed Newburgh Services costs vs. New York
Item Newburgh New York
Shampoo $1.5 $1.28
Movie $13.76 $12.13
Bowling $19.63 $18
Haircut $32.33 $24.26
Beauty Salon $48.56 $45.56
Detailed Newburgh Groceries costs vs. New York
Item Newburgh New York
Ground Beef $6.34 $5.84
Fried Chicken $1.61 $1.57
Milk $4.73 $4.67
Potatoes $5.03 $4.93
Pizza $10.07 $12.09
Beer $10.62 $10.41
Toothpaste $3.66 $3.7
Detailed Newburgh Health costs vs. New York
Item Newburgh New York
Optometrist $140.1 $125.68
Doctor $143.23 $135.78
Dentist $123.0 $113.29
Detailed Newburgh Transportation costs vs. New York
Item Newburgh New York
Gasoline $3.33 $3.46
Tire Balancing $57.68 $59.92
Detailed Newburgh Utilities costs vs. New York
Item Newburgh New York
All Electricity $281.67 $193.99
Phone $185.16 $192.25

Newburgh SnackAbility

4Overall SnackAbility
Jobs 5/10
Housing 8/10
Affordability 4/10
Diversity 9.5/10
Safety 4/10
Amenities 9.5/10
Education 5/10
Commute 7/10

Cost Of Living In Cities Around Newburgh

The cost of living varies in the cities and towns around Newburgh. Here's a quick look at the cost of living in the most populous nearby places:

  • Peekskill, NY has a cost of living index of 124, 1.2x Newburgh.

  • Beacon, NY has a cost of living index of 122, 1.2x Newburgh.

  • Jefferson Valley-Yorktown, NY has a cost of living index of 143, 1.4x Newburgh.

City Population Cost Of Living Vs. Newburgh
Peekskill, NY 25,625 124 1.2x
Beacon, NY 14,834 122 1.2x
Jefferson Valley-Yorktown, NY 14,154 143 1.4x
Stony Point, NY 12,728 132 1.3x
Myers Corner, NY 10,877 122 1.2x
Orange Lake, NY 9,784 122 1.2x
Monroe, NY 9,515 133 1.3x
Woodbury, NY 9,348 134 1.3x
Mahopac, NY 9,039 134 1.3x
New Windsor, NY 8,919 116 1.1x
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