What is the cost of living in New Windsor, NY?
According to the most recent data on the cost of living, New Windsor has an overall cost of living index of 116, which is 1.2x higher than the national index of 100.
Compared to New York, New Windsor has a cost of living index that's 1.0x lower than New York's index of 121.
The standard of living in New Windsor ranks as #106 most affordable out of the 336 places we measured in New York. By definition, that implies New Windsor ranks as the #230 most expensive place in the Empire State.
For more reading on life in New Windsor, check out:
New Windsor Cost Of Living Vs. New York
Six factors go into calculating the cost of living index in New Windsor. Here is how it fares on each of the criteria:
The Services index in New Windsor is 108.
The Groceries index in New Windsor is 106.
The Health index in New Windsor is 134.
The Housing index in New Windsor is 110.
The Transportation index in New Windsor is 108.
The Utilities index in New Windsor is 114.
| Living Expense | New Windsor | New York | National Average |
|---|---|---|---|
| Overall | 116 | 121 | 100 |
| Services | 108 | 105 | 100 |
| Groceries | 106 | 108 | 100 |
| Health | 134 | 143 | 100 |
| Housing | 110 | 112 | 100 |
| Transportation | 108 | 114 | 100 |
| Utilities | 114 | 111 | 100 |
New Windsor Cost Of Living Compared To New York Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around New York, check out:
Protect your home budget Compare home warranties in New Windsor Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
New Windsor, NY Housing Cost Breakdown
Housing swings affordability the most between places in New York, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in New Windsor is $434,709.
The Median Rent in New Windsor is $1,666.
The Median Income in New Windsor is $81,340.
The Home Value To Income in New Windsor is 5.3x.
The Rent To Monthly Income in New Windsor is 0.25x.
| Statistic | New Windsor | New York | United States |
|---|---|---|---|
| Median Home Value | $434,709 | $507,794 | $332,700 |
| Median Rent | $1,666 | $1,621 | $1,413 |
| Median Income | $81,340 | $85,974 | $80,734 |
| Home Value To Income | 5.3x | 5.9x | 4.1x |
| Rent To Monthly Income | 0.25x | 0.23x | 0.21x |
New Windsor, NY Costs By Category
Detailed New Windsor Services costs vs. New York
| Item | New Windsor | New York |
|---|---|---|
| Shampoo | $1.5 | $1.28 |
| Movie | $13.76 | $12.13 |
| Bowling | $19.63 | $18 |
| Haircut | $32.33 | $24.26 |
| Beauty Salon | $48.56 | $45.56 |
Detailed New Windsor Groceries costs vs. New York
| Item | New Windsor | New York |
|---|---|---|
| Ground Beef | $6.34 | $5.84 |
| Fried Chicken | $1.61 | $1.57 |
| Milk | $4.73 | $4.67 |
| Potatoes | $5.03 | $4.93 |
| Pizza | $10.07 | $12.09 |
| Beer | $10.62 | $10.41 |
| Toothpaste | $3.66 | $3.7 |
Detailed New Windsor Health costs vs. New York
| Item | New Windsor | New York |
|---|---|---|
| Optometrist | $140.1 | $125.68 |
| Doctor | $143.23 | $135.78 |
| Dentist | $123.0 | $113.29 |
Detailed New Windsor Transportation costs vs. New York
| Item | New Windsor | New York |
|---|---|---|
| Gasoline | $3.33 | $3.46 |
| Tire Balancing | $57.68 | $59.92 |
Detailed New Windsor Utilities costs vs. New York
| Item | New Windsor | New York |
|---|---|---|
| All Electricity | $281.67 | $193.99 |
| Phone | $185.16 | $192.25 |
New Windsor SnackAbility
Cost Of Living In Cities Around New Windsor
The cost of living varies in the cities and towns around New Windsor. Here's a quick look at the cost of living in the most populous nearby places:
Newburgh, NY has a cost of living index of 104, 0.9x New Windsor.
Beacon, NY has a cost of living index of 122, 1.1x New Windsor.
Jefferson Valley-Yorktown, NY has a cost of living index of 143, 1.2x New Windsor.
| City | Population | Cost Of Living | Vs. New Windsor |
|---|---|---|---|
| Newburgh, NY | 28,519 | 104 | 0.9x |
| Beacon, NY | 14,834 | 122 | 1.1x |
| Jefferson Valley-Yorktown, NY | 14,154 | 143 | 1.2x |
| Stony Point, NY | 12,728 | 132 | 1.1x |
| West Haverstraw, NY | 10,711 | 122 | 1.1x |
| Monroe, NY | 9,515 | 133 | 1.1x |
| Mahopac, NY | 9,039 | 134 | 1.2x |
| Croton-on-Hudson, NY | 8,202 | 162 | 1.4x |
| Lake Carmel, NY | 7,854 | 124 | 1.1x |
| Lake Mohegan, NY | 5,468 | 144 | 1.2x |
