What is the cost of living in Spring Valley, NY?
According to the most recent data on the cost of living, Spring Valley has an overall cost of living index of 127, which is 1.3x higher than the national index of 100.
Compared to New York, Spring Valley has a cost of living index that's 1.0x higher than New York's index of 121.
The standard of living in Spring Valley ranks as #133 most affordable out of the 336 places we measured in New York. By definition, that implies Spring Valley ranks as the #203 most expensive place in the Empire State.
For more reading on life in Spring Valley, check out:
Spring Valley Cost Of Living Vs. New York
Six factors go into calculating the cost of living index in Spring Valley. Here is how it fares on each of the criteria:
The Services index in Spring Valley is 109.
The Groceries index in Spring Valley is 113.
The Health index in Spring Valley is 164.
The Housing index in Spring Valley is 112.
The Transportation index in Spring Valley is 110.
The Utilities index in Spring Valley is 106.
| Living Expense | Spring Valley | New York | National Average |
|---|---|---|---|
| Overall | 127 | 121 | 100 |
| Services | 109 | 105 | 100 |
| Groceries | 113 | 108 | 100 |
| Health | 164 | 143 | 100 |
| Housing | 112 | 112 | 100 |
| Transportation | 110 | 114 | 100 |
| Utilities | 106 | 111 | 100 |
Spring Valley Cost Of Living Compared To New York Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around New York, check out:
Protect your home budget Compare home warranties in Spring Valley Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Spring Valley, NY Housing Cost Breakdown
Housing swings affordability the most between places in New York, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Spring Valley is $871,486.
The Median Rent in Spring Valley is $1,695.
The Median Income in Spring Valley is $57,196.
The Home Value To Income in Spring Valley is 15.2x.
The Rent To Monthly Income in Spring Valley is 0.36x.
| Statistic | Spring Valley | New York | United States |
|---|---|---|---|
| Median Home Value | $871,486 | $507,794 | $332,700 |
| Median Rent | $1,695 | $1,621 | $1,413 |
| Median Income | $57,196 | $85,974 | $80,734 |
| Home Value To Income | 15.2x | 5.9x | 4.1x |
| Rent To Monthly Income | 0.36x | 0.23x | 0.21x |
Spring Valley, NY Costs By Category
Detailed Spring Valley Services costs vs. New York
| Item | Spring Valley | New York |
|---|---|---|
| Shampoo | $1.5 | $1.28 |
| Movie | $13.76 | $12.13 |
| Bowling | $19.63 | $18 |
| Haircut | $32.33 | $24.26 |
| Beauty Salon | $48.56 | $45.56 |
Detailed Spring Valley Groceries costs vs. New York
| Item | Spring Valley | New York |
|---|---|---|
| Ground Beef | $6.34 | $5.84 |
| Fried Chicken | $1.61 | $1.57 |
| Milk | $4.73 | $4.67 |
| Potatoes | $5.03 | $4.93 |
| Pizza | $10.07 | $12.09 |
| Beer | $10.62 | $10.41 |
| Toothpaste | $3.66 | $3.7 |
Detailed Spring Valley Health costs vs. New York
| Item | Spring Valley | New York |
|---|---|---|
| Optometrist | $140.1 | $125.68 |
| Doctor | $143.23 | $135.78 |
| Dentist | $123.0 | $113.29 |
Detailed Spring Valley Transportation costs vs. New York
| Item | Spring Valley | New York |
|---|---|---|
| Gasoline | $3.33 | $3.46 |
| Tire Balancing | $57.68 | $59.92 |
Detailed Spring Valley Utilities costs vs. New York
| Item | Spring Valley | New York |
|---|---|---|
| All Electricity | $281.67 | $193.99 |
| Phone | $185.16 | $192.25 |
Spring Valley SnackAbility
Cost Of Living In Cities Around Spring Valley
The cost of living varies in the cities and towns around Spring Valley. Here's a quick look at the cost of living in the most populous nearby places:
Monsey, NY has a cost of living index of 167, 1.3x Spring Valley.
Eastchester, NY has a cost of living index of 168, 1.3x Spring Valley.
Nanuet, NY has a cost of living index of 143, 1.1x Spring Valley.
| City | Population | Cost Of Living | Vs. Spring Valley |
|---|---|---|---|
| Monsey, NY | 28,160 | 167 | 1.3x |
| Eastchester, NY | 20,491 | 168 | 1.3x |
| Nanuet, NY | 19,799 | 143 | 1.1x |
| Scarsdale, NY | 18,010 | 280 | 2.2x |
| Chestnut Ridge, NY | 10,557 | 153 | 1.2x |
| Airmont, NY | 10,205 | 158 | 1.2x |
| New Square, NY | 9,803 | 154 | 1.2x |
| Hillcrest, NY | 9,071 | 141 | 1.1x |
| Viola, NY | 8,461 | 181 | 1.4x |
| Briarcliff Manor, NY | 7,519 | 178 | 1.4x |
