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Suffern, NY Cost Of Living

The latest cost of living statistics for Suffern. Includes statistics on rent, mortgages, healthcare, and other costs for Suffern compared to the state and national averages.

Chris Kolmar
Written by
HomeSnacks
Last updated
2026-06-20

Cost of living in Suffern, New York

Cost of living in Suffern research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Suffern is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in New York, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

128 Cost of living index 1.3x higher vs US
#136 Cheapest in New York (of 336)
#4,849 Cheapest in the U.S. (of 6,489)
$576,039 Median home value
$2,091 Median rent
$104,607 Median income
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What is the cost of living in Suffern, NY?

According to the most recent data on the cost of living, Suffern has an overall cost of living index of 128, which is 1.3x higher than the national index of 100.

Compared to New York, Suffern has a cost of living index that's 1.1x higher than New York's index of 121.

The standard of living in Suffern ranks as #136 most affordable out of the 336 places we measured in New York. By definition, that implies Suffern ranks as the #200 most expensive place in the Empire State.

For more reading on life in Suffern, check out:

Suffern Cost Of Living Vs. New York

Six factors go into calculating the cost of living index in Suffern. Here is how it fares on each of the criteria:

  • The Services index in Suffern is 108.

  • The Groceries index in Suffern is 110.

  • The Health index in Suffern is 164.

  • The Housing index in Suffern is 111.

  • The Transportation index in Suffern is 110.

  • The Utilities index in Suffern is 106.

Living Expense Suffern New York National Average
Overall 128 121 100
Services 108 105 100
Groceries 110 108 100
Health 164 143 100
Housing 111 112 100
Transportation 110 114 100
Utilities 106 111 100

Suffern Cost Of Living Compared To New York Averages

Services
Suffern 108
New York avg 105
Groceries
Suffern 110
New York avg 108
Health
Suffern 164
New York avg 143
Housing
Suffern 111
New York avg 112
Transportation
Suffern 110
New York avg 114
Utilities
Suffern 106
New York avg 111

Index where 100 = national average. Source: cost-of-living index 2026.

For more reading on cost of living around New York, check out:

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Source: Cost-of-living index 2026, normalized to US average = 100

Suffern, NY Housing Cost Breakdown

$576,039Median Home Value
$2,091Median Rent
$104,607Median Income

Housing swings affordability the most between places in New York, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:

  • The Median Home Value in Suffern is $576,039.

  • The Median Rent in Suffern is $2,091.

  • The Median Income in Suffern is $104,607.

  • The Home Value To Income in Suffern is 5.5x.

  • The Rent To Monthly Income in Suffern is 0.24x.

Statistic Suffern New York United States
Median Home Value $576,039 $507,794 $332,700
Median Rent $2,091 $1,621 $1,413
Median Income $104,607 $85,974 $80,734
Home Value To Income 5.5x 5.9x 4.1x
Rent To Monthly Income 0.24x 0.23x 0.21x

Suffern, NY Costs By Category

Detailed Suffern Services costs vs. New York
Item Suffern New York
Shampoo $1.48 $1.28
Movie $15.78 $12.13
Bowling $21.0 $18
Haircut $25.62 $24.26
Beauty Salon $41.67 $45.56
Detailed Suffern Groceries costs vs. New York
Item Suffern New York
Ground Beef $5.65 $5.84
Fried Chicken $1.39 $1.57
Milk $4.71 $4.67
Potatoes $5.37 $4.93
Pizza $11.49 $12.09
Beer $11.33 $10.41
Toothpaste $3.72 $3.7
Detailed Suffern Health costs vs. New York
Item Suffern New York
Optometrist $157.11 $125.68
Doctor $115.59 $135.78
Dentist $124.27 $113.29
Detailed Suffern Transportation costs vs. New York
Item Suffern New York
Gasoline $3.41 $3.46
Tire Balancing $82.67 $59.92
Detailed Suffern Utilities costs vs. New York
Item Suffern New York
All Electricity $236.04 $193.99
Phone $186.61 $192.25

Suffern SnackAbility

7Overall SnackAbility
Jobs 8/10
Housing 9/10
Affordability 6/10
Diversity 9/10
SafetyN/A
Amenities 9/10
Education 8.5/10
Commute 4/10

Cost Of Living In Cities Around Suffern

The cost of living varies in the cities and towns around Suffern. Here's a quick look at the cost of living in the most populous nearby places:

  • Monsey, NY has a cost of living index of 167, 1.3x Suffern.

  • Ramsey, NJ has a cost of living index of 163, 1.3x Suffern.

  • Dobbs Ferry, NY has a cost of living index of 173, 1.4x Suffern.

City Population Cost Of Living Vs. Suffern
Monsey, NY 28,160 167 1.3x
Ramsey, NJ 14,805 163 1.3x
Dobbs Ferry, NY 11,443 173 1.4x
Airmont, NY 10,205 158 1.2x
Hillcrest, NY 9,071 141 1.1x
Viola, NY 8,461 181 1.4x
Upper Saddle River, NJ 8,439 213 1.7x
Hastings-on-Hudson, NY 8,434 172 1.3x
Congers, NY 8,275 142 1.1x
Briarcliff Manor, NY 7,519 178 1.4x
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