Upper Saddle River, NJ Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2023-11-15

Cost Of Living In Upper Saddle River, NJ Summary

Cost of living in Upper Saddle River research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Upper Saddle River is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in New Jersey, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Upper Saddle River is 203, with 100 being the average.

  • The cost of living index in Upper Saddle River is 2.0x higher than the national average.

  • Upper Saddle River ranks as the #247 cheapest in New Jersey out of 251.

  • Upper Saddle River ranks as the #6,317 cheapest out of 6,412 in the US.

  • The median home value in Upper Saddle River is $930,400.

  • The median income in Upper Saddle River is $220,068.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
203
Upper Saddle River's Overall Cost Of Living
2.0x
Higher Than The National Average

What is the cost of living in Upper Saddle River, NJ?

According to the most recent data on the cost of living, Upper Saddle River has an overall cost of living index of 203, which is 2.0x higher than the national index of 100.

Compared to New Jersey, Upper Saddle River has a cost of living index that's 1.8x higher than New Jersey's index of 111.

The standard of living in Upper Saddle River ranks as #247 most affordable out of the 251 places we measured in New Jersey. By definition, that implies Upper Saddle River ranks as the #4 most expensive place in the Garden State.

For more reading on life in Upper Saddle River, check out:

247 out of 251
In New Jersey
6,317 out of 6,412
In America

Upper Saddle River Cost Of Living Vs. New Jersey

Six factors go into calculating the cost of living index in Upper Saddle River. Here is how it fairs on each of the criteria:

  • The Services index in Upper Saddle River is 112.

  • The Groceries index in Upper Saddle River is 106.

  • The Health index in Upper Saddle River is 98.

  • The Housing index in Upper Saddle River is 420.

  • The Transportation index in Upper Saddle River is 108.

  • The Utilities index in Upper Saddle River is 105.

Living Expense Upper Saddle River New Jersey National Average
Overall 203 111 100
Services 112 104 100
Groceries 106 104 100
Health 98 95 100
Housing 420 130 100
Transportation 108 106 100
Utilities 105 108 100
For more reading on cost of living around New Jersey, check out:
Upper Saddle River Cost of Living Vs. NJ

Upper Saddle River, NJ Housing Cost Breakdown

Housing swings affordability the most between places in New Jersey, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2017-2021. The key points are:

  • The Median Home Value in Upper Saddle River is $930,400.

  • The Median Rent in Upper Saddle River is $3,501.

  • The Median Income in Upper Saddle River is $220,068.

  • The Home Value To Income in Upper Saddle River is 4.2x.

  • The Rent To Monthly Income in Upper Saddle River is 0.19x.

Statistic Upper Saddle River New Jersey United States
Median Home Value $930,400 $355,700 $244,900
Median Rent $3,501 $1,436 $1,163
Median Income $220,068 $89,703 $69,021
Home Value To Income 4.2x 4.0x 3.5x
Rent To Monthly Income 0.19x 0.19x 0.2x
Search Homes For Sale In Upper Saddle River, NJ
$930,400
Median Home Value
$3,501
Median Rent
$220,068
Median Income

Upper Saddle River, NJ Costs By Category

Detailed Upper Saddle River Services Costs Vs. New Jersey

Item Upper Saddle River New Jersey
Shampoo $1.0 $1.06
Movie $12.49 $10.68
Bowling $18.0 $14.67
Haircut $20.93 $18.62
Beauty Salon $36.53 $39.05

Detailed Upper Saddle River Groceries Costs Vs. New Jersey

Item Upper Saddle River New Jersey
Ground Beef $4.09 $4.22
Fried Chicken $1.79 $1.39
Milk $2.44 $2.05
Potatoes $3.25 $3.29
Pizza $11.36 $10.62
Beer $9.32 $9.38
Toothpaste $2.22 $2.34

Detailed Upper Saddle River Health Costs Vs. New Jersey

Item Upper Saddle River New Jersey
Optometrist $106.0 $108.57
Doctor $91.0 $116.17
Dentist $102.33 $99.13

Detailed Upper Saddle River Transportation Costs Vs. New Jersey

Item Upper Saddle River New Jersey
Gasoline $2.37 $2.22
Tire Balancing $54.12 $50.07

Detailed Upper Saddle River Utilities Costs Vs. New Jersey

Item Upper Saddle River New Jersey
All Electricity $178.53 $167.67
Phone $179.87 $175.64

Upper Saddle River SnackAbility

9.5
/10
Overall SnackAbility
Jobs
8/10
Housing
10
Affordability
7
Diversity
8.5
Safety
9
Amenities
8
Education
10
Commute
5

Cost Of Living In Cities Around Upper Saddle River

The cost of living varies in the cities and towns around Upper Saddle River. Here's a quick look at the cost of living in the most populous nearby places:

  • Monsey, NY has a cost of living index of 155, 0.8x Upper Saddle River.

  • Eastchester, NY has a cost of living index of 163, 0.8x Upper Saddle River.

  • Scarsdale, NY has a cost of living index of 265, 1.3x Upper Saddle River.

City Population Cost Of Living Vs. Upper Saddle River
Monsey, NY 27,359 155 0.8x
Eastchester, NY 20,636 163 0.8x
Scarsdale, NY 18,063 265 1.3x
Ramsey, NJ 14,801 154 0.8x
Chestnut Ridge, NY 10,211 140 0.7x
Waldwick, NJ 10,086 143 0.7x
Airmont, NY 9,964 141 0.7x
Park Ridge, NJ 8,987 165 0.8x
Montvale, NJ 8,413 174 0.9x
Briarcliff Manor, NY 7,587 175 0.9x

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