What is the cost of living in Bradford, PA?
According to the most recent data on the cost of living, Bradford has an overall cost of living index of 88, which is 0.9x lower than the national index of 100.
Compared to Pennsylvania, Bradford has a cost of living index that's 0.9x lower than Pennsylvania's index of 97.
The standard of living in Bradford ranks as #45 most affordable out of the 253 places we measured in Pennsylvania. By definition, that implies Bradford ranks as the #208 most expensive place in the Keystone State.
For more reading on life in Bradford, check out:
Bradford Cost Of Living Vs. Pennsylvania
Six factors go into calculating the cost of living index in Bradford. Here is how it fares on each of the criteria:
The Services index in Bradford is 105.
The Groceries index in Bradford is 111.
The Health index in Bradford is 43.
The Housing index in Bradford is 114.
The Transportation index in Bradford is 115.
The Utilities index in Bradford is 110.
| Living Expense | Bradford | Pennsylvania | National Average |
|---|---|---|---|
| Overall | 88 | 97 | 100 |
| Services | 105 | 99 | 100 |
| Groceries | 111 | 100 | 100 |
| Health | 43 | 88 | 100 |
| Housing | 114 | 102 | 100 |
| Transportation | 115 | 100 | 100 |
| Utilities | 110 | 101 | 100 |
Bradford Cost Of Living Compared To Pennsylvania Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Pennsylvania, check out:
- Most Expensive Cities In Pennsylvania
- Most Affordable Cities In Pennsylvania
- Average Rent In Pennsylvania
Source: Cost-of-living index 2026, normalized to US average = 100
Bradford, PA Housing Cost Breakdown
Housing swings affordability the most between places in Pennsylvania, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Bradford is $95,097.
The Median Rent in Bradford is $800.
The Median Income in Bradford is $56,161.
The Home Value To Income in Bradford is 1.7x.
The Rent To Monthly Income in Bradford is 0.17x.
| Statistic | Bradford | Pennsylvania | United States |
|---|---|---|---|
| Median Home Value | $95,097 | $282,735 | $332,700 |
| Median Rent | $800 | $1,209 | $1,413 |
| Median Income | $56,161 | $77,971 | $80,734 |
| Home Value To Income | 1.7x | 3.6x | 4.1x |
| Rent To Monthly Income | 0.17x | 0.19x | 0.21x |
Bradford, PA Costs By Category
Detailed Bradford Services costs vs. Pennsylvania
| Item | Bradford | Pennsylvania |
|---|---|---|
| Shampoo | $1.3 | $1.28 |
| Movie | $12.76 | $12.13 |
| Bowling | $14.6 | $18 |
| Haircut | $21.65 | $24.26 |
| Beauty Salon | $53.07 | $45.56 |
Detailed Bradford Groceries costs vs. Pennsylvania
| Item | Bradford | Pennsylvania |
|---|---|---|
| Ground Beef | $6.16 | $5.84 |
| Fried Chicken | $1.39 | $1.57 |
| Milk | $4.67 | $4.67 |
| Potatoes | $5.26 | $4.93 |
| Pizza | $10.99 | $12.09 |
| Beer | $10.47 | $10.41 |
| Toothpaste | $3.61 | $3.7 |
Detailed Bradford Health costs vs. Pennsylvania
| Item | Bradford | Pennsylvania |
|---|---|---|
| Optometrist | $75.93 | $125.68 |
| Doctor | $103.92 | $135.78 |
| Dentist | $149.67 | $113.29 |
Detailed Bradford Transportation costs vs. Pennsylvania
| Item | Bradford | Pennsylvania |
|---|---|---|
| Gasoline | $3.46 | $3.46 |
| Tire Balancing | $48.79 | $59.92 |
Detailed Bradford Utilities costs vs. Pennsylvania
| Item | Bradford | Pennsylvania |
|---|---|---|
| All Electricity | $173.44 | $193.99 |
| Phone | $195.54 | $192.25 |
Bradford SnackAbility
Cost Of Living In Cities Around Bradford
The cost of living varies in the cities and towns around Bradford. Here's a quick look at the cost of living in the most populous nearby places:
Jamestown, NY has a cost of living index of 84, 1.0x Bradford.
Olean, NY has a cost of living index of 94, 1.1x Bradford.
St. Marys, PA has a cost of living index of 89, 1.0x Bradford.
| City | Population | Cost Of Living | Vs. Bradford |
|---|---|---|---|
| Jamestown, NY | 28,188 | 84 | 1.0x |
| Olean, NY | 13,738 | 94 | 1.1x |
| St. Marys, PA | 12,529 | 89 | 1.0x |
| Fredonia, NY | 9,467 | 104 | 1.2x |
| Warren, PA | 9,240 | 84 | 1.0x |
| Salamanca, NY | 5,846 | 90 | 1.0x |
