What is the cost of living in St. Marys, PA?
According to the most recent data on the cost of living, St. Marys has an overall cost of living index of 89, which is 0.9x lower than the national index of 100.
Compared to Pennsylvania, St. Marys has a cost of living index that's 0.9x lower than Pennsylvania's index of 97.
The standard of living in St. Marys ranks as #54 most affordable out of the 253 places we measured in Pennsylvania. By definition, that implies St. Marys ranks as the #199 most expensive place in the Keystone State.
For more reading on life in St. Marys, check out:
St. Marys Cost Of Living Vs. Pennsylvania
Six factors go into calculating the cost of living index in St. Marys. Here is how it fares on each of the criteria:
The Services index in St. Marys is 96.
The Groceries index in St. Marys is 98.
The Health index in St. Marys is 66.
The Housing index in St. Marys is 103.
The Transportation index in St. Marys is 100.
The Utilities index in St. Marys is 99.
| Living Expense | St. Marys | Pennsylvania | National Average |
|---|---|---|---|
| Overall | 89 | 97 | 100 |
| Services | 96 | 99 | 100 |
| Groceries | 98 | 100 | 100 |
| Health | 66 | 88 | 100 |
| Housing | 103 | 102 | 100 |
| Transportation | 100 | 100 | 100 |
| Utilities | 99 | 101 | 100 |
St. Marys Cost Of Living Compared To Pennsylvania Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Pennsylvania, check out:
- Most Expensive Cities In Pennsylvania
- Most Affordable Cities In Pennsylvania
- Average Rent In Pennsylvania
Source: Cost-of-living index 2026, normalized to US average = 100
St. Marys, PA Housing Cost Breakdown
Housing swings affordability the most between places in Pennsylvania, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in St. Marys is $165,531.
The Median Rent in St. Marys is $762.
The Median Income in St. Marys is $67,167.
The Home Value To Income in St. Marys is 2.5x.
The Rent To Monthly Income in St. Marys is 0.14x.
| Statistic | St. Marys | Pennsylvania | United States |
|---|---|---|---|
| Median Home Value | $165,531 | $282,735 | $332,700 |
| Median Rent | $762 | $1,209 | $1,413 |
| Median Income | $67,167 | $77,971 | $80,734 |
| Home Value To Income | 2.5x | 3.6x | 4.1x |
| Rent To Monthly Income | 0.14x | 0.19x | 0.21x |
St. Marys, PA Costs By Category
Detailed St. Marys Services costs vs. Pennsylvania
| Item | St. Marys | Pennsylvania |
|---|---|---|
| Shampoo | $1.42 | $1.28 |
| Movie | $10.18 | $12.13 |
| Bowling | $12.76 | $18 |
| Haircut | $20.02 | $24.26 |
| Beauty Salon | $45.08 | $45.56 |
Detailed St. Marys Groceries costs vs. Pennsylvania
| Item | St. Marys | Pennsylvania |
|---|---|---|
| Ground Beef | $5.35 | $5.84 |
| Fried Chicken | $1.33 | $1.57 |
| Milk | $4.52 | $4.67 |
| Potatoes | $5.46 | $4.93 |
| Pizza | $9.45 | $12.09 |
| Beer | $8.99 | $10.41 |
| Toothpaste | $3.63 | $3.7 |
Detailed St. Marys Health costs vs. Pennsylvania
| Item | St. Marys | Pennsylvania |
|---|---|---|
| Optometrist | $99.22 | $125.68 |
| Doctor | $124.54 | $135.78 |
| Dentist | $103.83 | $113.29 |
Detailed St. Marys Transportation costs vs. Pennsylvania
| Item | St. Marys | Pennsylvania |
|---|---|---|
| Gasoline | $3.68 | $3.46 |
| Tire Balancing | $79.53 | $59.92 |
Detailed St. Marys Utilities costs vs. Pennsylvania
| Item | St. Marys | Pennsylvania |
|---|---|---|
| All Electricity | $218.99 | $193.99 |
| Phone | $196.0 | $192.25 |
St. Marys SnackAbility
Cost Of Living In Cities Around St. Marys
The cost of living varies in the cities and towns around St. Marys. Here's a quick look at the cost of living in the most populous nearby places:
Olean, NY has a cost of living index of 94, 1.1x St. Marys.
Warren, PA has a cost of living index of 84, 0.9x St. Marys.
Bradford, PA has a cost of living index of 88, 1.0x St. Marys.
| City | Population | Cost Of Living | Vs. St. Marys |
|---|---|---|---|
| Olean, NY | 13,738 | 94 | 1.1x |
| Warren, PA | 9,240 | 84 | 0.9x |
| Bradford, PA | 7,683 | 88 | 1.0x |
| DuBois, PA | 7,402 | 87 | 1.0x |
| Clearfield, PA | 5,873 | 85 | 1.0x |
| Punxsutawney, PA | 5,665 | 84 | 0.9x |
