Shippensburg, PA Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Shippensburg, PA Summary

Cost of living in Shippensburg research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Shippensburg is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Pennsylvania, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Shippensburg is 97, with 100 being the average.

  • The cost of living index in Shippensburg is 1.0x lower than the national average.

  • Shippensburg ranks as the #113 cheapest in Pennsylvania out of 255.

  • Shippensburg ranks as the #2,245 cheapest out of 6,489 in the US.

  • The median home value in Shippensburg is $191,213.

  • The median income in Shippensburg is $52,344.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
97
Shippensburg's Overall Cost Of Living
1.0x
Lower Than The National Average

What is the cost of living in Shippensburg, PA?

According to the most recent data on the cost of living, Shippensburg has an overall cost of living index of 97, which is 1.0x lower than the national index of 100.

Compared to Pennsylvania, Shippensburg has a cost of living index that's 1.0x lower than Pennsylvania's index of 100.

The standard of living in Shippensburg ranks as #113 most affordable out of the 255 places we measured in Pennsylvania. By definition, that implies Shippensburg ranks as the #142 most expensive place in the Keystone State.

For more reading on life in Shippensburg, check out:

113 out of 255
In Pennsylvania
2,245 out of 6,489
In America

Shippensburg Cost Of Living Vs. Pennsylvania

Six factors go into calculating the cost of living index in Shippensburg. Here is how it fairs on each of the criteria:

  • The Services index in Shippensburg is 103.

  • The Groceries index in Shippensburg is 107.

  • The Health index in Shippensburg is 96.

  • The Housing index in Shippensburg is 71.

  • The Transportation index in Shippensburg is 102.

  • The Utilities index in Shippensburg is 111.

Living Expense Shippensburg Pennsylvania National Average
Overall 97 100 100
Services 103 101 100
Groceries 107 101 100
Health 96 95 100
Housing 71 93 100
Transportation 102 108 100
Utilities 111 108 100
For more reading on cost of living around Pennsylvania, check out:
Shippensburg Cost of Living Vs. PA

Shippensburg, PA Housing Cost Breakdown

Housing swings affordability the most between places in Pennsylvania, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Shippensburg is $191,213.

  • The Median Rent in Shippensburg is $898.

  • The Median Income in Shippensburg is $52,344.

  • The Home Value To Income in Shippensburg is 3.7x.

  • The Rent To Monthly Income in Shippensburg is 0.21x.

Statistic Shippensburg Pennsylvania United States
Median Home Value $191,213 $281,782 $303,400
Median Rent $898 $1,162 $1,348
Median Income $52,344 $76,081 $78,538
Home Value To Income 3.7x 3.7x 3.9x
Rent To Monthly Income 0.21x 0.18x 0.21x
$191,213
Median Home Value
$898
Median Rent
$52,344
Median Income

Shippensburg, PA Costs By Category

Detailed Shippensburg Services Costs Vs. Pennsylvania

Item Shippensburg Pennsylvania
Shampoo $1.44 $1.28
Movie $13.69 $12.13
Bowling $23.03 $18
Haircut $28.33 $24.26
Beauty Salon $58.17 $45.56

Detailed Shippensburg Groceries Costs Vs. Pennsylvania

Item Shippensburg Pennsylvania
Ground Beef $6.23 $5.84
Fried Chicken $1.39 $1.57
Milk $4.73 $4.67
Potatoes $5.46 $4.93
Pizza $13.24 $12.09
Beer $10.36 $10.41
Toothpaste $3.69 $3.7

Detailed Shippensburg Health Costs Vs. Pennsylvania

Item Shippensburg Pennsylvania
Optometrist $114.22 $125.68
Doctor $133.22 $135.78
Dentist $117.22 $113.29

Detailed Shippensburg Transportation Costs Vs. Pennsylvania

Item Shippensburg Pennsylvania
Gasoline $3.46 $3.46
Tire Balancing $62.66 $59.92

Detailed Shippensburg Utilities Costs Vs. Pennsylvania

Item Shippensburg Pennsylvania
All Electricity $223.91 $193.99
Phone $199.62 $192.25

Shippensburg SnackAbility

8
/10
Overall SnackAbility
Jobs
6/10
Housing
6
Affordability
6
Diversity
7
Safety
10
Amenities
8.5
Education
8
Commute
8

Cost Of Living In Cities Around Shippensburg

The cost of living varies in the cities and towns around Shippensburg. Here's a quick look at the cost of living in the most populous nearby places:

  • Chambersburg, PA has a cost of living index of 100, 1.0x Shippensburg.

  • Progress, PA has a cost of living index of 102, 1.1x Shippensburg.

  • East York, PA has a cost of living index of 104, 1.1x Shippensburg.

City Population Cost Of Living Vs. Shippensburg
Chambersburg, PA 22,051 100 1.0x
Progress, PA 11,143 102 1.1x
East York, PA 8,868 104 1.1x
Camp Hill, PA 8,149 110 1.1x
Middletown, PA 7,620 93 1.0x
Lower Allen, PA 7,582 101 1.0x
New Cumberland, PA 7,531 99 1.0x
Linglestown, PA 6,747 106 1.1x
Schlusser, PA 5,926 99 1.0x

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