St. Marys, PA Cost Of Living

Demographics | Cost Of Living
Updated: 2025-10-24

Cost Of Living In St. Marys, PA Summary

Cost of living in St. Marys research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means St. Marys is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Pennsylvania, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in St. Marys is 91, with 100 being the average.

  • The cost of living index in St. Marys is 0.9x lower than the national average.

  • St. Marys ranks as the #64 cheapest in Pennsylvania out of 255.

  • St. Marys ranks as the #1,347 cheapest out of 6,489 in the US.

  • The median home value in St. Marys is $168,600.

  • The median income in St. Marys is $64,471.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
91
St. Marys's Overall Cost Of Living
0.9x
Lower Than The National Average

What is the cost of living in St. Marys, PA?

According to the most recent data on the cost of living, St. Marys has an overall cost of living index of 91, which is 0.9x lower than the national index of 100.

Compared to Pennsylvania, St. Marys has a cost of living index that's 0.9x lower than Pennsylvania's index of 100.

The standard of living in St. Marys ranks as #64 most affordable out of the 255 places we measured in Pennsylvania. By definition, that implies St. Marys ranks as the #191 most expensive place in the Keystone State.

For more reading on life in St. Marys, check out:

64 out of 255
In Pennsylvania
1,347 out of 6,489
In America

St. Marys Cost Of Living Vs. Pennsylvania

Six factors go into calculating the cost of living index in St. Marys. Here is how it fairs on each of the criteria:

  • The Services index in St. Marys is 98.

  • The Groceries index in St. Marys is 99.

  • The Health index in St. Marys is 90.

  • The Housing index in St. Marys is 67.

  • The Transportation index in St. Marys is 115.

  • The Utilities index in St. Marys is 108.

Living Expense St. Marys Pennsylvania National Average
Overall 91 100 100
Services 98 101 100
Groceries 99 101 100
Health 90 95 100
Housing 67 93 100
Transportation 115 108 100
Utilities 108 108 100
For more reading on cost of living around Pennsylvania, check out:
St. Marys Cost of Living Vs. PA

St. Marys, PA Housing Cost Breakdown

Housing swings affordability the most between places in Pennsylvania, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in St. Marys is $168,600.

  • The Median Rent in St. Marys is $756.

  • The Median Income in St. Marys is $64,471.

  • The Home Value To Income in St. Marys is 2.6x.

  • The Rent To Monthly Income in St. Marys is 0.14x.

Statistic St. Marys Pennsylvania United States
Median Home Value $168,600 $281,782 $303,400
Median Rent $756 $1,162 $1,348
Median Income $64,471 $76,081 $78,538
Home Value To Income 2.6x 3.7x 3.9x
Rent To Monthly Income 0.14x 0.18x 0.21x
$168,600
Median Home Value
$756
Median Rent
$64,471
Median Income

St. Marys, PA Costs By Category

Detailed St. Marys Services Costs Vs. Pennsylvania

Item St. Marys Pennsylvania
Shampoo $1.42 $1.28
Movie $10.18 $12.13
Bowling $12.76 $18
Haircut $20.02 $24.26
Beauty Salon $45.08 $45.56

Detailed St. Marys Groceries Costs Vs. Pennsylvania

Item St. Marys Pennsylvania
Ground Beef $5.35 $5.84
Fried Chicken $1.33 $1.57
Milk $4.52 $4.67
Potatoes $5.46 $4.93
Pizza $9.45 $12.09
Beer $8.99 $10.41
Toothpaste $3.63 $3.7

Detailed St. Marys Health Costs Vs. Pennsylvania

Item St. Marys Pennsylvania
Optometrist $99.22 $125.68
Doctor $124.54 $135.78
Dentist $103.83 $113.29

Detailed St. Marys Transportation Costs Vs. Pennsylvania

Item St. Marys Pennsylvania
Gasoline $3.68 $3.46
Tire Balancing $79.53 $59.92

Detailed St. Marys Utilities Costs Vs. Pennsylvania

Item St. Marys Pennsylvania
All Electricity $218.99 $193.99
Phone $196.0 $192.25

St. Marys SnackAbility

5
/10
Overall SnackAbility
Jobs
6/10
Housing
5
Affordability
9
Diversity
3
Safety
N/A
Amenities
6
Education
8
Commute
10

Cost Of Living In Cities Around St. Marys

The cost of living varies in the cities and towns around St. Marys. Here's a quick look at the cost of living in the most populous nearby places:

  • Olean, NY has a cost of living index of 82, 0.9x St. Marys.

  • Warren, PA has a cost of living index of 84, 0.9x St. Marys.

  • Bradford, PA has a cost of living index of 82, 0.9x St. Marys.

City Population Cost Of Living Vs. St. Marys
Olean, NY 13,798 82 0.9x
Warren, PA 9,273 84 0.9x
Bradford, PA 7,738 82 0.9x
DuBois, PA 7,449 87 1.0x
Clearfield, PA 5,918 85 0.9x
Punxsutawney, PA 5,689 89 1.0x

Articles About Pennsylvania

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