It’s true what you read about New Jersey in the news. Some cities in the Garden State make Long Island, NY, look like the home of the middle class.
We know that New Jerseyites can make a fantastic bagel. They are one of the top producers of cranberries, and most drugmakers call it home, but what keeps this larger-than-life state ticking? That would be the millionaires that call it home.
To get into one of these cities, you can marry a New Jersey Housewife or find a job that pays an average of $160,000/year. I suggest a job in banking. Someone has to help all of those rich New Jerseyites manage their money.
To create this list, we asked ourselves, what is important to rich people in New Jersey? Besides crazy expensive beach houses down the Jersey Shore, the cities on our list have the highest incomes and home prices.
It turns out that many of our best places to live in New Jersey are also on our richest list.
Table Of Contents: Top Ten | Methodology | Summary | Table
The 10 Richest Places In New Jersey For 2025
We narrowed down the most affluent cities in New Jersey using Saturday Night Science to look at several factors, including home prices and household incomes. The cities also had to have a population of at least 3,000.
What is the richest city in New Jersey? Short Hills is the richest city in New Jersey.
To learn more about our wealthiest cities in The Garden State for 2025, grab an O’Bagel, a glass of cranberry juice, and read on.
Rich people not your cup of tea? Feel free to check out some more reading about New Jersey:
The 10 Richest Cities In New Jersey For 2025
1. Short Hills
/10
Population: 14,398
Median Income: $250,001
Median Home Values: $2,245,599
More on Short Hills: Data | Cost Of Living
2. Rumson
/10
Population: 7,265
Median Income: $250,001
Median Home Values: $2,100,378
More on Rumson: Data | Crime | Cost Of Living
3. Ho-Ho-Kus
/10
4. Saddle River
/10
5. Chatham
/10
Population: 9,219
Median Income: $250,001
Median Home Values: $1,280,241
More on Chatham: Data | Crime | Cost Of Living
6. Upper Montclair
/10
Population: 12,279
Median Income: $250,001
Median Home Values: $1,278,024
More on Upper Montclair: Data | Cost Of Living
7. Upper Saddle River
/10
Population: 8,354
Median Income: $246,719
Median Home Values: $1,374,174
More on Upper Saddle River: Data | Crime | Cost Of Living
8. Fair Haven
/10
Population: 6,182
Median Income: $237,132
Median Home Values: $1,408,548
More on Fair Haven: Data | Crime | Cost Of Living
9. Franklin Lakes
/10
Population: 11,011
Median Income: $230,987
Median Home Values: $1,576,899
More on Franklin Lakes: Data | Crime | Cost Of Living
10. Englewood Cliffs
/10
Population: 5,330
Median Income: $222,192
Median Home Values: $1,729,061
More on Englewood Cliffs: Data | Crime | Cost Of Living
Methodology: How We Determined The Richest Places In New Jersey For 2025
The first thing that comes to most people’s minds when they think about determining the richest places is simply identifying personal incomes. After all, rich people have really high salaries.
However, we don’t believe that one statistic wholly encompasses what it means to be one of the “richest places.” So we looked at this set of criteria from the newly released 2019-2023 American Community Survey and applied Saturday Night Science:
- Median Home Values
- Median Household Income
Median household income is the most digestible way to understand how rich a place is. And home values are a measure of wealth. The two combine to define a “Rich City.”
After we collected the data for all 348 places with more than 3,000 people in New Jersey, we ranked each place from 1 to 348 for each of the criteria, with 1 being the richest.
We then averaged all the rankings for a place into a “Rich Score,” with the place having the lowest overall Rich Score, Short Hills, crowned the “Richest City In New Jersey For 2025.”
The data has been updated for 2025. This is our tenth time ranking the wealthiest cities in New Jersey.
You can skip to the end to see the rankings for all 348 places.
Summary: The Wealthiest Places In New Jersey For 2025
Like we said earlier, when we set out to identify the richest places in New Jersey, we weren’t sure what we’d encounter, but it ended up being some of the best places to live in New Jersey.
The richest cities in New Jersey are Short Hills, Rumson, Ho-Ho-Kus, Saddle River, Chatham, Upper Montclair, Upper Saddle River, Fair Haven, Franklin Lakes, and Englewood Cliffs.
When you look at the data, the cities and places mentioned above meet the criteria for being at the very top of the income ladder for everyone that lives there.
If you’re curious enough, here are the poorest cities in New Jersey, according to data:
Poorest: Crestwood Village
2nd Poorest: Camden
3rd Poorest: Atlantic City
For more New Jersey reading, check out:
Detailed List Of The Richest Cities In New Jersey
| Rank | City | RichScore | Median Income | Average Home Price |
|---|---|---|---|---|
| 1 | Short Hills | 2.25 | $250,001 | $2,245,599 |
| 2 | Rumson | 3.25 | $250,001 | $2,100,378 |
| 3 | Ho-Ho-Kus | 5.75 | $250,001 | $1,363,297 |
| 4 | Saddle River | 6.5 | $236,985 | $2,222,633 |
| 5 | Chatham | 7.25 | $250,001 | $1,280,241 |
| 6 | Upper Montclair | 7.75 | $250,001 | $1,278,024 |
| 7 | Upper Saddle River | 8.0 | $246,719 | $1,374,174 |
| 8 | Fair Haven | 8.0 | $237,132 | $1,408,548 |
| 9 | Franklin Lakes | 9.0 | $230,987 | $1,576,899 |
| 10 | Englewood Cliffs | 10.0 | $222,192 | $1,729,061 |
| 11 | Mountain Lakes | 11.25 | $250,001 | $1,158,892 |
| 12 | Glen Ridge | 16.0 | $248,016 | $1,100,209 |
| 13 | Haworth | 17.0 | $227,841 | $1,157,824 |
| 14 | Woodcliff Lake | 18.0 | $211,233 | $1,225,111 |
| 15 | Westfield | 18.0 | $212,700 | $1,212,405 |
| 16 | Ridgewood | 18.5 | $217,250 | $1,174,051 |
| 17 | Tenafly | 19.0 | $208,088 | $1,247,578 |
| 18 | Summit | 20.5 | $199,107 | $1,281,821 |
| 19 | Little Silver | 21.5 | $220,746 | $1,082,845 |
| 20 | Old Tappan | 23.5 | $199,250 | $1,205,213 |
| 21 | Bernardsville | 24.5 | $231,006 | $1,006,890 |
| 22 | Mendham | 25.5 | $223,750 | $1,008,480 |
| 23 | North Caldwell | 26.0 | $203,140 | $1,117,663 |
| 24 | Demarest | 26.0 | $175,078 | $1,357,107 |
| 25 | Blackwells Mills | 26.0 | $248,149 | $971,520 |
| 26 | Belle Mead | 26.5 | $219,215 | $1,026,432 |
| 27 | Closter | 27.5 | $187,500 | $1,143,436 |
| 28 | Glen Rock | 28.0 | $210,369 | $1,032,274 |
| 29 | Mountainside | 29.0 | $210,100 | $1,026,942 |
| 30 | Brielle | 33.0 | $167,754 | $1,209,989 |
| 31 | Oradell | 34.0 | $214,736 | $952,669 |
| 32 | Martinsville | 38.5 | $206,839 | $927,564 |
| 33 | Harrington Park | 41.0 | $180,515 | $970,919 |
| 34 | Watchung | 41.5 | $166,536 | $1,047,303 |
| 35 | Cresskill | 42.0 | $173,293 | $997,237 |
| 36 | Robertsville | 43.0 | $204,421 | $851,532 |
| 37 | Manasquan | 43.5 | $156,542 | $1,122,399 |
| 38 | Montvale | 43.5 | $183,664 | $916,311 |
| 39 | Madison | 44.0 | $168,469 | $1,000,996 |
| 40 | Lincroft | 45.5 | $168,945 | $980,419 |
| 41 | Allendale | 46.0 | $156,992 | $1,061,762 |
| 42 | East Freehold | 48.5 | $195,804 | $827,376 |
| 43 | Kinnelon | 49.5 | $178,102 | $837,954 |
| 44 | Haddonfield | 50.0 | $190,882 | $810,002 |
| 45 | Richwood | 53.0 | $206,685 | $747,120 |
| 46 | Hoboken | 53.0 | $176,943 | $818,175 |
| 47 | New Providence | 53.5 | $162,877 | $946,197 |
| 48 | Norwood | 54.5 | $164,766 | $887,444 |
| 49 | Hillsdale | 55.0 | $169,862 | $828,655 |
| 50 | Monmouth Beach | 56.0 | $140,074 | $1,087,974 |
| 51 | Park Ridge | 56.5 | $165,391 | $838,988 |
| 52 | Fanwood | 57.5 | $176,667 | $773,431 |
| 53 | Ramsey | 58.5 | $164,767 | $836,596 |
| 54 | Florham Park | 59.0 | $147,714 | $994,735 |
| 55 | Oceanport | 60.5 | $156,196 | $880,209 |
| 56 | Oakhurst | 63.5 | $142,727 | $978,306 |
| 57 | Paramus | 63.5 | $139,707 | $1,006,336 |
| 58 | Kendall Park | 64.0 | $175,361 | $734,357 |
| 59 | Roseland | 64.5 | $160,644 | $805,536 |
| 60 | Westwood | 65.0 | $169,026 | $739,337 |
| 61 | Shrewsbury | 66.5 | $144,500 | $912,102 |
| 62 | Yorketown | 67.0 | $163,375 | $759,924 |
| 63 | Point Pleasant Beach | 68.0 | $131,641 | $1,034,289 |
| 64 | River Edge | 68.5 | $155,827 | $805,489 |
| 65 | Green Knoll | 69.5 | $156,630 | $767,712 |
| 66 | Oakland | 70.5 | $162,862 | $742,007 |
| 67 | Bradley Gardens | 72.0 | $177,590 | $671,616 |
| 68 | Emerson | 72.0 | $153,963 | $776,438 |
| 69 | Wanamassa | 75.0 | $167,712 | $694,848 |
| 70 | Waldwick | 78.0 | $155,526 | $734,298 |
| 71 | Morganville | 79.0 | $134,911 | $837,950 |
| 72 | Fairview | 81.25 | $170,395 | $646,679 |
| 73 | Morris Plains | 82.5 | $149,623 | $717,350 |
| 74 | Metuchen | 85.0 | $157,779 | $669,661 |
| 75 | Brookdale | 85.0 | $150,489 | $695,904 |
| 76 | Franklin Center | 85.5 | $138,643 | $746,064 |
| 77 | West Long Branch | 86.0 | $123,661 | $944,192 |
| 78 | Margate City | 86.5 | $114,417 | $1,063,397 |
| 79 | Midland Park | 88.0 | $140,063 | $732,057 |
| 80 | Fair Lawn | 88.5 | $147,952 | $692,497 |
| 81 | Succasunna | 88.5 | $164,555 | $644,936 |
| 82 | Rutherford | 89.0 | $136,069 | $735,821 |
| 83 | Princeton Meadows | 90.0 | $124,065 | $839,916 |
| 84 | Strathmore | 90.5 | $155,048 | $664,752 |
| 85 | Springdale | 92.0 | $179,531 | $599,544 |
| 86 | Edgewater | 93.5 | $137,847 | $703,148 |
| 87 | Atlantic Highlands | 94.5 | $125,438 | $797,210 |
| 88 | Heathcote | 95.5 | $127,391 | $743,820 |
| 89 | Moorestown-Lenola | 96.5 | $134,167 | $704,088 |
| 90 | Dayton | 97.0 | $141,308 | $666,266 |
| 91 | Wood-Ridge | 99.5 | $131,412 | $703,428 |
| 92 | North Haledon | 99.5 | $131,810 | $700,244 |
| 93 | Morristown | 100.0 | $115,409 | $871,223 |
| 94 | Six Mile Run | 100.5 | $141,181 | $653,664 |
| 95 | Leonia | 104.5 | $116,429 | $803,039 |
| 96 | Secaucus | 105.5 | $134,746 | $653,905 |
| 97 | Beach Haven West | 106.5 | $116,949 | $762,300 |
| 98 | Ocean City | 108.0 | $101,782 | $1,051,330 |
| 99 | Monmouth Junction | 108.5 | $125,892 | $690,711 |
| 100 | Northvale | 109.5 | $117,717 | $737,412 |