What is the cost of living in Alcoa, TN?
According to the most recent data on the cost of living, Alcoa has an overall cost of living index of 93, which is 0.9x lower than the national index of 100.
Compared to Tennessee, Alcoa has a cost of living index that's 1.0x lower than Tennessee's index of 94.
The standard of living in Alcoa ranks as #47 most affordable out of the 109 places we measured in Tennessee. By definition, that implies Alcoa ranks as the #62 most expensive place in the Volunteer State.
For more reading on life in Alcoa, check out:
Alcoa Cost Of Living Vs. Tennessee
Six factors go into calculating the cost of living index in Alcoa. Here is how it fares on each of the criteria:
The Services index in Alcoa is 93.
The Groceries index in Alcoa is 100.
The Health index in Alcoa is 81.
The Housing index in Alcoa is 95.
The Transportation index in Alcoa is 95.
The Utilities index in Alcoa is 96.
| Living Expense | Alcoa | Tennessee | National Average |
|---|---|---|---|
| Overall | 93 | 94 | 100 |
| Services | 93 | 99 | 100 |
| Groceries | 100 | 96 | 100 |
| Health | 81 | 82 | 100 |
| Housing | 95 | 95 | 100 |
| Transportation | 95 | 99 | 100 |
| Utilities | 96 | 98 | 100 |
Alcoa Cost Of Living Compared To Tennessee Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Tennessee, check out:
Protect your home budget Compare home warranties in Alcoa Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Alcoa, TN Housing Cost Breakdown
Housing swings affordability the most between places in Tennessee, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Alcoa is $314,717.
The Median Rent in Alcoa is $1,282.
The Median Income in Alcoa is $65,714.
The Home Value To Income in Alcoa is 4.8x.
The Rent To Monthly Income in Alcoa is 0.23x.
Alcoa, TN Costs By Category
Detailed Alcoa Services costs vs. Tennessee
Detailed Alcoa Groceries costs vs. Tennessee
Detailed Alcoa Health costs vs. Tennessee
Detailed Alcoa Transportation costs vs. Tennessee
Alcoa SnackAbility
Cost Of Living In Cities Around Alcoa
The cost of living varies in the cities and towns around Alcoa. Here's a quick look at the cost of living in the most populous nearby places:
Knoxville, TN has a cost of living index of 91, 1.0x Alcoa.
Oak Ridge, TN has a cost of living index of 95, 1.0x Alcoa.
Maryville, TN has a cost of living index of 101, 1.1x Alcoa.
| City | Population | Cost Of Living | Vs. Alcoa |
|---|---|---|---|
| Knoxville, TN | 195,185 | 91 | 1.0x |
| Oak Ridge, TN | 32,693 | 95 | 1.0x |
| Maryville, TN | 32,392 | 101 | 1.1x |
| Morristown, TN | 31,527 | 91 | 1.0x |
| Farragut, TN | 24,634 | 123 | 1.3x |
| Sevierville, TN | 18,397 | 100 | 1.1x |
| Seymour, TN | 16,216 | 96 | 1.0x |
| Clinton, TN | 10,239 | 94 | 1.0x |
| Sweetwater, TN | 6,532 | 87 | 0.9x |
| Pigeon Forge, TN | 6,375 | 96 | 1.0x |
