Chattanooga, TN Cost Of Living

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Updated: 2020-03-08
Chattanooga's Overall Cost Of Living
Lower Than The National Average
The cost of living index is set to 100 for the average place in America. An index above 100 means Chattanooga is expensive, while a number below 100 means it's a relatively cheap place to live.

What is the cost of living in Chattanooga, TN?

According to the most recent data on the cost of living, Chattanooga has an overall cost of living index of 91 which is 0.9x lower than the national index of 100.

Compared to only Tennessee, Chattanooga has a cost of living index that's 1.0x higher than Tennessee's index of 89.

The standard of living in Chattanooga ranks as #1887 most affordable out of the 6522 places we measured in Tennessee. By definition, that implies Chattanooga ranks as the #4520 most expensive place in the Volunteer State.

Chattanooga Cost Of Living Vs. Tennessee

Living Expense Chattanooga Tennessee National Average
Overall 91 89 100
Services 93 93 100
Groceries 100 95 100
Health 96 89 100
Housing 82 80 100
Transportation 91 88 100
Utilities 93 96 100
For more reading on cost of living around Tennessee, check out:
Chattanooga Cost of Living Vs. TN

Chattanooga, TN Housing Cost Breakdown

Housing swings affordability the most between places in Tennessee, so we broke down the statistics around housing costs into more detail. It's also important to consider median household incomes to make apples-to-apples comparisons across locations.

Home and income come data comes from the most recent US Census ACS 2014-2018.

Median Home Value
Median Rent
Median Income
Statistic Chattanooga Tennessee United States
Median Home Value $160,100 $158,600 $204,900
Median Rent $827 $841 $1,023
Median Income $43,964 $50,972 $60,293
Home Value To Income 3.6x 3.1x 3.4x
Rent To Monthly Income 0.23x 0.2x 0.2x

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Cost Of Living In Cities Around Chattanooga

City Population Cost Of Living Vs. Chattanooga
East Ridge, TN 21,134 86 0.9x
Soddy-Daisy, TN 13,460 86 0.9x
Middle Valley, TN 12,097 91 1.0x
Red Bank, TN 11,748 87 1.0x
Collegedale, TN 11,256 96 1.1x
Fort Oglethorpe, GA 9,852 87 1.0x
Signal Mountain, TN 8,523 117 1.3x
South Cleveland, TN 8,069 87 1.0x
Harrison, TN 7,555 89 1.0x
Fairview, GA 6,518 83 0.9x

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