Chattanooga, TN Cost Of Living
Chattanooga's Overall Cost Of Living
Lower Than The National Average
In Tennessee
In America
What is the cost of living in Chattanooga, TN?
According to the most recent data on the cost of living, Chattanooga has an overall cost of living index of 91 which is 0.9x lower than the national index of 100.
Compared to only Tennessee, Chattanooga has a cost of living index that's 1.0x higher than Tennessee's index of 89.
The standard of living in Chattanooga ranks as #1,887 most affordable out of the 6,522 places we measured in Tennessee. By definition, that implies Chattanooga ranks as the #4,520 most expensive place in the Volunteer State.
Chattanooga Cost Of Living Vs. Tennessee
| Living Expense | Chattanooga | Tennessee | National Average | |
|---|---|---|---|---|
| Overall | 91 | 89 | 100 | |
| Services | 93 | 93 | 100 | |
| Groceries | 100 | 95 | 100 | |
| Health | 96 | 89 | 100 | |
| Housing | 82 | 80 | 100 | |
| Transportation | 91 | 88 | 100 | |
| Utilities | 93 | 96 | 100 | |
Chattanooga, TN Housing Cost Breakdown
Housing swings affordability the most between places in Tennessee, so we broke down the statistics around housing costs into more detail. It's also important to consider median household incomes to make apples-to-apples comparisons across locations.
Home and income come data comes from the most recent US Census ACS 2014-2018.
Median Home Value
Median Rent
Median Income
| Statistic | Chattanooga | Tennessee | United States |
|---|---|---|---|
| Median Home Value | $167,500 | $167,200 | $217,500 |
| Median Rent | $859 | $869 | $1,062 |
| Median Income | $45,527 | $53,320 | $62,843 |
| Home Value To Income | 3.7x | 3.1x | 3.5x |
| Rent To Monthly Income | 0.23x | 0.2x | 0.2x |
Detailed Chattanooga Services Costs Vs. Tennessee
| Item | Chattanooga | Tennessee |
|---|---|---|
| Shampoo | $0.85 | $1.01 |
| Movie | $11.55 | $10.72 |
| Bowling | $13.8 | $13.86 |
Detailed Chattanooga Groceries Costs Vs. Tennessee
| Item | Chattanooga | Tennessee |
|---|---|---|
| Ground Beef | $3.76 | $3.9 |
| Fried Chicken | $1.08 | $1.4 |
| Milk | $2.05 | $1.96 |
Detailed Chattanooga Health Costs Vs. Tennessee
| Item | Chattanooga | Tennessee |
|---|---|---|
| Haircut | $14.6 | $17.49 |
| Beauty Salon | $43.0 | $38.17 |
| Toothpaste | $1.88 | $2.32 |
Detailed Chattanooga Transportation Costs Vs. Tennessee
| Item | Chattanooga | Tennessee |
|---|---|---|
| Potatoes | $4.3 | $3.18 |
| Pizza | $9.99 | $10.39 |
| Beer | $9.99 | $9.23 |
| Optometrist | $90.0 | $106.34 |
| Doctor | $125.0 | $115.25 |
| Dentist | $86.6 | $98.38 |
Detailed Chattanooga Utilities Costs Vs. Tennessee
| Item | Chattanooga | Tennessee |
|---|---|---|
| Gasoline | $2.36 | $2.59 |
| Tire Balancing | $46.2 | $48.9 |
| All Electricity | $145.74 | $167.6 |
| Phone | $182.13 | $163.42 |
Chattanooga SnackAbility
/10
Cost Of Living In Cities Around Chattanooga
| City | Population | Cost Of Living | Vs. Chattanooga |
|---|---|---|---|
| East Ridge, TN | 21,168 | 86 | 0.9x |
| Soddy-Daisy, TN | 13,398 | 86 | 0.9x |
| Middle Valley, TN | 12,061 | 91 | 1.0x |
| Red Bank, TN | 11,745 | 87 | 1.0x |
| Collegedale, TN | 11,275 | 96 | 1.1x |
| Fort Oglethorpe, GA | 9,954 | 87 | 1.0x |
| Signal Mountain, TN | 8,539 | 117 | 1.3x |
| Harrison, TN | 8,121 | 89 | 1.0x |
| South Cleveland, TN | 8,056 | 87 | 1.0x |
| Fairview, GA | 6,540 | 83 | 0.9x |
