Celina, TX Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Celina, TX Summary

Cost of living in Celina research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Celina is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Texas, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Celina is 129, with 100 being the average.

  • The cost of living index in Celina is 1.3x higher than the national average.

  • Celina ranks as the #380 cheapest in Texas out of 414.

  • Celina ranks as the #4,942 cheapest out of 6,489 in the US.

  • The median home value in Celina is $578,235.

  • The median income in Celina is $155,875.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
129
Celina's Overall Cost Of Living
1.3x
Higher Than The National Average

What is the cost of living in Celina, TX?

According to the most recent data on the cost of living, Celina has an overall cost of living index of 129, which is 1.3x higher than the national index of 100.

Compared to Texas, Celina has a cost of living index that's 1.4x higher than Texas's index of 92.

The standard of living in Celina ranks as #380 most affordable out of the 414 places we measured in Texas. By definition, that implies Celina ranks as the #34 most expensive place in the Lone Star State.

For more reading on life in Celina, check out:

380 out of 414
In Texas
4,942 out of 6,489
In America

Celina Cost Of Living Vs. Texas

Six factors go into calculating the cost of living index in Celina. Here is how it fairs on each of the criteria:

  • The Services index in Celina is 122.

  • The Groceries index in Celina is 98.

  • The Health index in Celina is 111.

  • The Housing index in Celina is 172.

  • The Transportation index in Celina is 95.

  • The Utilities index in Celina is 114.

Living Expense Celina Texas National Average
Overall 129 92 100
Services 122 97 100
Groceries 98 97 100
Health 111 93 100
Housing 172 82 100
Transportation 95 94 100
Utilities 114 104 100
For more reading on cost of living around Texas, check out:
Celina Cost of Living Vs. TX

Celina, TX Housing Cost Breakdown

Housing swings affordability the most between places in Texas, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Celina is $578,235.

  • The Median Rent in Celina is $2,064.

  • The Median Income in Celina is $155,875.

  • The Home Value To Income in Celina is 3.7x.

  • The Rent To Monthly Income in Celina is 0.16x.

Statistic Celina Texas United States
Median Home Value $578,235 $298,905 $303,400
Median Rent $2,064 $1,339 $1,348
Median Income $155,875 $76,292 $78,538
Home Value To Income 3.7x 3.9x 3.9x
Rent To Monthly Income 0.16x 0.21x 0.21x
$578,235
Median Home Value
$2,064
Median Rent
$155,875
Median Income

Celina, TX Costs By Category

Detailed Celina Services Costs Vs. Texas

Item Celina Texas
Shampoo $1.22 $1.28
Movie $11.85 $12.13
Bowling $16.96 $18
Haircut $23.57 $24.26
Beauty Salon $35.11 $45.56

Detailed Celina Groceries Costs Vs. Texas

Item Celina Texas
Ground Beef $5.44 $5.84
Fried Chicken $1.32 $1.57
Milk $4.63 $4.67
Potatoes $4.15 $4.93
Pizza $11.96 $12.09
Beer $10.27 $10.41
Toothpaste $3.51 $3.7

Detailed Celina Health Costs Vs. Texas

Item Celina Texas
Optometrist $96.63 $125.68
Doctor $131.0 $135.78
Dentist $86.73 $113.29

Detailed Celina Transportation Costs Vs. Texas

Item Celina Texas
Gasoline $3.47 $3.46
Tire Balancing $66.47 $59.92

Detailed Celina Utilities Costs Vs. Texas

Item Celina Texas
All Electricity $145.64 $193.99
Phone $208.71 $192.25

Celina SnackAbility

8.5
/10
Overall SnackAbility
Jobs
9.5/10
Housing
9
Affordability
8
Diversity
8.5
Safety
8.5
Amenities
7
Education
9
Commute
3

Cost Of Living In Cities Around Celina

The cost of living varies in the cities and towns around Celina. Here's a quick look at the cost of living in the most populous nearby places:

  • Plano, TX has a cost of living index of 129, 1.0x Celina.

  • Frisco, TX has a cost of living index of 139, 1.1x Celina.

  • McKinney, TX has a cost of living index of 130, 1.0x Celina.

City Population Cost Of Living Vs. Celina
Plano, TX 287,339 129 1.0x
Frisco, TX 210,238 139 1.1x
McKinney, TX 202,314 130 1.0x
Allen, TX 107,684 129 1.0x
Lakewood, WA 63,034 127 1.0x
Little Elm, TX 51,426 125 1.0x
The Colony, TX 44,916 120 0.9x
Prosper, TX 34,567 150 1.2x
Paloma Creek South, TX 8,797 125 1.0x
Providence, UT 8,675 118 0.9x

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