What is the cost of living in Celina, TX?
According to the most recent data on the cost of living, Celina has an overall cost of living index of 120, which is 1.2x higher than the national index of 100.
Compared to Texas, Celina has a cost of living index that's 1.3x higher than Texas's index of 93.
The standard of living in Celina ranks as #370 most affordable out of the 419 places we measured in Texas. By definition, that implies Celina ranks as the #49 most expensive place in the Lone Star State.
For more reading on life in Celina, check out:
Celina Cost Of Living Vs. Texas
Six factors go into calculating the cost of living index in Celina. Here is how it fares on each of the criteria:
The Services index in Celina is 102.
The Groceries index in Celina is 100.
The Health index in Celina is 171.
The Housing index in Celina is 96.
The Transportation index in Celina is 108.
The Utilities index in Celina is 102.
| Living Expense | Celina | Texas | National Average |
|---|---|---|---|
| Overall | 120 | 93 | 100 |
| Services | 102 | 100 | 100 |
| Groceries | 100 | 99 | 100 |
| Health | 171 | 81 | 100 |
| Housing | 96 | 97 | 100 |
| Transportation | 108 | 103 | 100 |
| Utilities | 102 | 100 | 100 |
Celina Cost Of Living Compared To Texas Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Texas, check out:
Protect your home budget Compare home warranties in Celina Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Celina, TX Housing Cost Breakdown
Housing swings affordability the most between places in Texas, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Celina is $546,742.
The Median Rent in Celina is $2,379.
The Median Income in Celina is $170,894.
The Home Value To Income in Celina is 3.2x.
The Rent To Monthly Income in Celina is 0.17x.
Celina, TX Costs By Category
Detailed Celina Services costs vs. Texas
Detailed Celina Groceries costs vs. Texas
Detailed Celina Health costs vs. Texas
Detailed Celina Transportation costs vs. Texas
Celina SnackAbility
Cost Of Living In Cities Around Celina
The cost of living varies in the cities and towns around Celina. Here's a quick look at the cost of living in the most populous nearby places:
Plano, TX has a cost of living index of 120, 1.0x Celina.
Frisco, TX has a cost of living index of 133, 1.1x Celina.
McKinney, TX has a cost of living index of 122, 1.0x Celina.
| City | Population | Cost Of Living | Vs. Celina |
|---|---|---|---|
| Plano, TX | 290,594 | 120 | 1.0x |
| Frisco, TX | 219,304 | 133 | 1.1x |
| McKinney, TX | 210,600 | 122 | 1.0x |
| Allen, TX | 110,265 | 120 | 1.0x |
| Lakewood, WA | 62,937 | 124 | 1.0x |
| Little Elm, TX | 54,820 | 118 | 1.0x |
| The Colony, TX | 45,454 | 111 | 0.9x |
| Prosper, TX | 37,869 | 142 | 1.2x |
| Providence, UT | 8,947 | 121 | 1.0x |
| Paloma Creek South, TX | 8,860 | 116 | 1.0x |
