Decatur, TX Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Decatur, TX Summary

Cost of living in Decatur research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Decatur is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Texas, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Decatur is 108, with 100 being the average.

  • The cost of living index in Decatur is 1.1x higher than the national average.

  • Decatur ranks as the #300 cheapest in Texas out of 414.

  • Decatur ranks as the #3,467 cheapest out of 6,489 in the US.

  • The median home value in Decatur is $437,665.

  • The median income in Decatur is $71,919.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
108
Decatur's Overall Cost Of Living
1.1x
Higher Than The National Average

What is the cost of living in Decatur, TX?

According to the most recent data on the cost of living, Decatur has an overall cost of living index of 108, which is 1.1x higher than the national index of 100.

Compared to Texas, Decatur has a cost of living index that's 1.2x higher than Texas's index of 92.

The standard of living in Decatur ranks as #300 most affordable out of the 414 places we measured in Texas. By definition, that implies Decatur ranks as the #114 most expensive place in the Lone Star State.

For more reading on life in Decatur, check out:

300 out of 414
In Texas
3,467 out of 6,489
In America

Decatur Cost Of Living Vs. Texas

Six factors go into calculating the cost of living index in Decatur. Here is how it fairs on each of the criteria:

  • The Services index in Decatur is 123.

  • The Groceries index in Decatur is 98.

  • The Health index in Decatur is 112.

  • The Housing index in Decatur is 92.

  • The Transportation index in Decatur is 92.

  • The Utilities index in Decatur is 114.

Living Expense Decatur Texas National Average
Overall 108 92 100
Services 123 97 100
Groceries 98 97 100
Health 112 93 100
Housing 92 82 100
Transportation 92 94 100
Utilities 114 104 100
For more reading on cost of living around Texas, check out:
Decatur Cost of Living Vs. TX

Decatur, TX Housing Cost Breakdown

Housing swings affordability the most between places in Texas, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Decatur is $437,665.

  • The Median Rent in Decatur is $1,089.

  • The Median Income in Decatur is $71,919.

  • The Home Value To Income in Decatur is 6.1x.

  • The Rent To Monthly Income in Decatur is 0.18x.

Statistic Decatur Texas United States
Median Home Value $437,665 $298,905 $303,400
Median Rent $1,089 $1,339 $1,348
Median Income $71,919 $76,292 $78,538
Home Value To Income 6.1x 3.9x 3.9x
Rent To Monthly Income 0.18x 0.21x 0.21x
$437,665
Median Home Value
$1,089
Median Rent
$71,919
Median Income

Decatur, TX Costs By Category

Detailed Decatur Services Costs Vs. Texas

Item Decatur Texas
Shampoo $1.22 $1.28
Movie $11.85 $12.13
Bowling $16.96 $18
Haircut $23.57 $24.26
Beauty Salon $35.11 $45.56

Detailed Decatur Groceries Costs Vs. Texas

Item Decatur Texas
Ground Beef $5.44 $5.84
Fried Chicken $1.32 $1.57
Milk $4.63 $4.67
Potatoes $4.15 $4.93
Pizza $11.96 $12.09
Beer $10.27 $10.41
Toothpaste $3.51 $3.7

Detailed Decatur Health Costs Vs. Texas

Item Decatur Texas
Optometrist $96.63 $125.68
Doctor $131.0 $135.78
Dentist $86.73 $113.29

Detailed Decatur Transportation Costs Vs. Texas

Item Decatur Texas
Gasoline $3.47 $3.46
Tire Balancing $66.47 $59.92

Detailed Decatur Utilities Costs Vs. Texas

Item Decatur Texas
All Electricity $145.64 $193.99
Phone $208.71 $192.25

Decatur SnackAbility

6
/10
Overall SnackAbility
Jobs
8.5/10
Housing
8
Affordability
8
Diversity
8.5
Safety
5
Amenities
7
Education
6
Commute
8.5

Cost Of Living In Cities Around Decatur

The cost of living varies in the cities and towns around Decatur. Here's a quick look at the cost of living in the most populous nearby places:

  • Frisco, TX has a cost of living index of 139, 1.3x Decatur.

  • Carrollton, TX has a cost of living index of 120, 1.1x Decatur.

  • Flower Mound, TX has a cost of living index of 135, 1.2x Decatur.

City Population Cost Of Living Vs. Decatur
Frisco, TX 210,238 139 1.3x
Carrollton, TX 132,741 120 1.1x
Flower Mound, TX 77,886 135 1.2x
Bedford, TX 49,191 111 1.0x
Keller, TX 45,598 134 1.2x
Coppell, TX 42,029 135 1.2x
Southlake, TX 31,044 163 1.5x
Colleyville, TX 25,906 157 1.5x
Watauga, TX 23,336 107 1.0x
Corinth, TX 22,868 124 1.1x

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