What is the cost of living in Georgetown, TX?
According to the most recent data on the cost of living, Georgetown has an overall cost of living index of 118, which is 1.2x higher than the national index of 100.
Compared to Texas, Georgetown has a cost of living index that's 1.3x higher than Texas's index of 93.
The standard of living in Georgetown ranks as #365 most affordable out of the 419 places we measured in Texas. By definition, that implies Georgetown ranks as the #54 most expensive place in the Lone Star State.
For more reading on life in Georgetown, check out:
Georgetown Cost Of Living Vs. Texas
Six factors go into calculating the cost of living index in Georgetown. Here is how it fares on each of the criteria:
The Services index in Georgetown is 102.
The Groceries index in Georgetown is 97.
The Health index in Georgetown is 151.
The Housing index in Georgetown is 97.
The Transportation index in Georgetown is 103.
The Utilities index in Georgetown is 94.
| Living Expense | Georgetown | Texas | National Average |
|---|---|---|---|
| Overall | 118 | 93 | 100 |
| Services | 102 | 100 | 100 |
| Groceries | 97 | 99 | 100 |
| Health | 151 | 81 | 100 |
| Housing | 97 | 97 | 100 |
| Transportation | 103 | 103 | 100 |
| Utilities | 94 | 100 | 100 |
Georgetown Cost Of Living Compared To Texas Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Texas, check out:
Protect your home budget Compare home warranties in Georgetown Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Georgetown, TX Housing Cost Breakdown
Housing swings affordability the most between places in Texas, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Georgetown is $426,798.
The Median Rent in Georgetown is $1,795.
The Median Income in Georgetown is $95,062.
The Home Value To Income in Georgetown is 4.5x.
The Rent To Monthly Income in Georgetown is 0.23x.
| Statistic | Georgetown | Texas | United States |
|---|---|---|---|
| Median Home Value | $426,798 | $300,957 | $332,700 |
| Median Rent | $1,795 | $1,403 | $1,413 |
| Median Income | $95,062 | $78,476 | $80,734 |
| Home Value To Income | 4.5x | 3.8x | 4.1x |
| Rent To Monthly Income | 0.23x | 0.21x | 0.21x |
Georgetown, TX Costs By Category
Detailed Georgetown Services costs vs. Texas
| Item | Georgetown | Texas |
|---|---|---|
| Shampoo | $1.18 | $1.28 |
| Movie | $12.25 | $12.13 |
| Bowling | $16.72 | $18 |
| Haircut | $23.07 | $24.26 |
| Beauty Salon | $40.8 | $45.56 |
Detailed Georgetown Groceries costs vs. Texas
| Item | Georgetown | Texas |
|---|---|---|
| Ground Beef | $5.08 | $5.84 |
| Fried Chicken | $1.5 | $1.57 |
| Milk | $4.67 | $4.67 |
| Potatoes | $4.82 | $4.93 |
| Pizza | $11.51 | $12.09 |
| Beer | $10.49 | $10.41 |
| Toothpaste | $3.51 | $3.7 |
Detailed Georgetown Health costs vs. Texas
| Item | Georgetown | Texas |
|---|---|---|
| Optometrist | $125.61 | $125.68 |
| Doctor | $108.32 | $135.78 |
| Dentist | $126.5 | $113.29 |
Detailed Georgetown Transportation costs vs. Texas
| Item | Georgetown | Texas |
|---|---|---|
| Gasoline | $3.04 | $3.46 |
| Tire Balancing | $62.39 | $59.92 |
Detailed Georgetown Utilities costs vs. Texas
| Item | Georgetown | Texas |
|---|---|---|
| All Electricity | $212.65 | $193.99 |
| Phone | $201.78 | $192.25 |
Georgetown SnackAbility
Cost Of Living In Cities Around Georgetown
The cost of living varies in the cities and towns around Georgetown. Here's a quick look at the cost of living in the most populous nearby places:
Round Rock, TX has a cost of living index of 111, 0.9x Georgetown.
Cedar Park, TX has a cost of living index of 123, 1.0x Georgetown.
Leander, TX has a cost of living index of 116, 1.0x Georgetown.
| City | Population | Cost Of Living | Vs. Georgetown |
|---|---|---|---|
| Round Rock, TX | 127,786 | 111 | 0.9x |
| Cedar Park, TX | 78,301 | 123 | 1.0x |
| Leander, TX | 74,067 | 116 | 1.0x |
| Pflugerville, TX | 65,971 | 109 | 0.9x |
| Hutto, TX | 35,483 | 110 | 0.9x |
| Brushy Creek, TX | 19,576 | 121 | 1.0x |
| Taylor, TX | 17,136 | 95 | 0.8x |
| Wells Branch, TX | 13,523 | 113 | 1.0x |
